Cheap Car Insurance in Cedar Park, Texas (With 2021 Rates)

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Lowest Premium

$377 / YEAR

Average Premium

$509 / YEAR

Highest Premium

$709 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Cedar Park is around $509 and can go upto $709. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Cedar Park by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Cedar Park. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
78613$496
78630$521

Insurance Agents in Cedar Park, TX and Near by

  • 0 mi
    Goosehead Insurance - Michael D'Ambrosio
    1907 Cypress Creek Rd Ste 102, Cedar Park, TX 78613
    (512) 212-3900
  • 0 mi
    Head Insurance Group
    201 S Lakeline Blvd Ste 304, Cedar Park, TX 78613
    (512) 336-2929
  • 0 mi
    Anthony Hernandez Jr. Insurance & Financial Services
    201 S Lakeline Blvd Ste 104, Cedar Park, TX 78613
    (512) 582-3447
  • 0 mi
    Goosehead Insurance - Raven Moss
    201 S Lakeline Blvd Ste 102, Cedar Park, TX 78613
    (512) 249-2867
  • 0 mi
    Saver Insurance Agency
    201 S Lakeline Blvd Ste 603, Cedar Park, TX 78613
    (512) 249-7283
  • 0 mi
    Thompson Graves Insurance Agency
    201 S Lakeline Blvd Ste 501, Cedar Park, TX 78613
    (512) 331-1000
  • 0 mi
    Anderson-VanHorne Insurance & FInancial Services
    1508 Merganser Ln, Cedar Park, TX 78613
    (877) 738-7018
  • 0 mi
    Frank Tangorra
    507 Denali Pass Ste 503, Cedar Park, TX 78613
    (512) 697-9866
  • 0 mi
    Synterra Insurance Group
    600 S Bell Blvd Ste 9, Cedar Park, TX 78613
    (512) 258-4111
  • 0 mi
    Ray Johnson
    305 S Bell Blvd, Cedar Park, TX 78613
    (512) 219-7295
  • 0 mi
    Michael Manry
    301 Brushy Creek Rd Ste 104a, Cedar Park, TX 78613
    (512) 996-0262
  • 0 mi
    Myra Page
    301 Brushy Creek Rd Ste 104a, Cedar Park, TX 78613
    (512) 257-8889
  • 0 mi
    Vicki Ham
    119 N Bell Blvd Ste B, Cedar Park, TX 78613
    (512) 346-1500
  • 0 mi
    Catherine Murphy
    930 S Bell Blvd Ste 101, Cedar Park, TX 78613
    (512) 249-7040
  • 0 mi
    Yvonne Carreon
    930 S Bell Blvd Ste 405, Cedar Park, TX 78613
    (512) 298-0210
  • 0 mi
    GT Insurance Services
    930 S Bell Blvd Ste 407, Cedar Park, TX 78613
    (512) 713-9462
  • 0 mi
    Hill Country Heritage Insurance Agency
    930 S Bell Blvd Ste 305, Cedar Park, TX 78613
    (512) 970-1766
  • 0 mi
    All Wheels Insurance Services
    1001 Cypress Creek Rd Ste 404, Cedar Park, TX 78613
    (512) 255-2020
  • 0 mi
    Vanessa Jackson
    1001 Cypress Creek Rd Ste 301, Cedar Park, TX 78613
    (512) 402-8048
  • 0 mi
    Pipeline Insurance
    900 Quest Pkwy, Cedar Park, TX 78613
    (572) 800-8821
  • 0 mi
    East West P&C Insurance Agency
    900 Quest Pkwy, Cedar Park, TX 78613
    (512) 350-4171
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    Bridges Insurance Agency
    715 Discovery Blvd Ste 413, Cedar Park, TX 78613
    (512) 260-7000
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    Jeffrey Dietz
    401 E Whitestone Blvd Ste A102, Cedar Park, TX 78613
    (512) 528-0099
  • 0 mi
    Jarrodd Little
    1464 E Whitestone Blvd Ste 201, Cedar Park, TX 78613
    (512) 259-0202
  • 0 mi
    Kay Threadgill
    1501 N Bell Blvd, Cedar Park, TX 78613
    (512) 259-2535
  • 0 mi
    Roger Wieland
    1420 Cypress Creek Road Suite 125-200, Cedar Park, TX 78613
    (877) 596-5551
  • 0 mi
    Dowd Insurance Agency
    1841 S Lakeline Blvd Ste 101-302, Cedar Park, TX 78613
    (512) 400-3118
  • 0 mi
    G-N-S Insurance Services
    1625 N Bell Blvd Ste F, Cedar Park, TX 78613
    (512) 986-4944
  • 0 mi
    Marc Nascimento
    1540 Cypress Creek Rd Ste 109, Cedar Park, TX 78613
    (512) 258-6272
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    Becki Ross
    1701 Bagdad Rd, Cedar Park, TX 78613
    (512) 260-7199
  • 0 mi
    Josette Fuller
    415 Paseo Grand Dr, Cedar Park, TX 78613
    (512) 650-9778
  • 0 mi
    Greg Meyer
    1101 Arrow Point Dr Ste 206, Cedar Park, TX 78613
    (512) 259-5433
  • 0 mi
    Tejas American General Agency
    1620 La Jaita Dr Ste 300, Cedar Park, TX 78613
    (888) 999-8242
  • 0 mi
    Amy Maddox
    2301 Bagdad Rd Ste 101, Cedar Park, TX 78613
    (512) 257-1753
  • 0 mi
    Scott Woodruff
    2301 Bagdad Rd Ste 101, Cedar Park, TX 78613
    (512) 788-1402
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    Metlife Auto & Home
    921 W New Hope Dr Ste 202a, Cedar Park, TX 78613
    (512) 259-3300
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    Frank Sanchez
    921 W New Hope Dr # 1-101, Cedar Park, TX 78613
    (512) 528-8747
  • 0 mi
    Halo Insurance Agency
    921 W New Hope Dr Ste 402, Cedar Park, TX 78613
    (512) 336-9433
  • 0 mi
    Streamline Insurance Services
    921 W New Hope Dr, Cedar Park, TX 78613
    (512) 219-1130
  • 0 mi
    Jesse Walls
    1320 Arrow Point Dr Ste 501, Cedar Park, TX 78613
    (512) 647-2338
  • 0 mi
    David Schara Insurance Agency
    12001 W Parmer Ln, Cedar Park, TX 78613
    (512) 259-7700
  • 0 mi
    Brad Morgan
    12920 W Parmer Ln Ste 109, Cedar Park, TX 78613
    (512) 259-9122
View all agents ↓

Learn More About Car Insurance in Cedar Park, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.