Cheap Car Insurance in Beaumont, Texas ( With 2024 Rates)

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Lowest Premium

$394 / YEAR

Average Premium

$629 / YEAR

Highest Premium

$844 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Beaumont is around $629 and can go upto $844. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Car Insurance Rates in Beaumont by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Beaumont. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
77701	$616
77702	$621
77703	$631
77704	$641
77707	$606
77708	$626
77713	$617

Insurance Agents in Beaumont, TX and Near by

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First Choice Insurance Services

350 Pine St Ste 220, Beaumont, TX 77701

(409) 861-2007

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Ann Truong

360 S Mlk Pkwy Ste A, Beaumont, TX 77701

(409) 813-3123

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Martha Kapparis

425 N 4th St, Beaumont, TX 77701

(409) 832-4600

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Don Heath

2215 Calder St Ste 102, Beaumont, TX 77701

(409) 833-5032

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Claudia Aguilar

2949 College St Ste 130, Beaumont, TX 77701

(409) 908-3030

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Robert E Cummings Insurance Agency

755 S 11th St Ste 252, Beaumont, TX 77701

(409) 212-8500

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Jewel Cole

3725 Stagg Dr, Beaumont, TX 77701

(409) 835-3935

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Amtex Insurance

3784 College St, Beaumont, TX 77701

(409) 813-3300

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Trevco Insurance

2465 S 11th St, Beaumont, TX 77701

(409) 833-7808

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Affordable Insurance of Texas

6533 Broadway St Ste 1, Beaumont, TX 77701

(409) 434-3940

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1.61 mi

Donald Ray Wise

2305 North St, Beaumont, TX 77702

(409) 813-3919

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1.61 mi

Alisa Manuel

2311 Calder St, Beaumont, TX 77702

(409) 832-4521

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1.61 mi

TWFG Insurance Services - Robert Counts

2508 Mcfaddin St, Beaumont, TX 77702

(409) 924-0050

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1.61 mi

Braud Vaughn & Williamson Insurance Agency

2510 Broadway St, Beaumont, TX 77702

(409) 833-8621

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1.61 mi

David Galmor

2626 Calder St Ste 103, Beaumont, TX 77702

(409) 832-8101

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1.61 mi

Neptune Insurance Agency

2678 Calder St, Beaumont, TX 77702

(409) 835-5900

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1.61 mi

Belinh Tran

51 N 11th St, Beaumont, TX 77702

(409) 839-8600

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1.61 mi

The Maida Insurance Agency

3190 Liberty St, Beaumont, TX 77702

(409) 835-2584

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1.61 mi

Patricia De La Concha

3175 Calder St, Beaumont, TX 77702

(409) 838-2252

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1.61 mi

Spindletop Insurance

3130 North St, Beaumont, TX 77702

(409) 554-0795

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12.11 mi

David Rodriguez

15931 Highway 124, Beaumont, TX 77705

(409) 794-9000

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12.11 mi

Charles Gibbs Agency

1035 Washington Blvd, Beaumont, TX 77705

(409) 833-8661

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12.11 mi

Carlton Hatch Insurance

5955 Ohio St Ste A, Beaumont, TX 77705

(409) 842-3100

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12.11 mi

Walter Kyles Jr Insurance Agency

2875 Washington Blvd, Beaumont, TX 77705

(409) 842-3444

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12.11 mi

Lawrence Evans

3355 Washington Blvd, Beaumont, TX 77705

(409) 842-8300

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12.11 mi

Dylan Williams

785 W Cardinal Dr, Beaumont, TX 77705

(409) 242-5840

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12.11 mi

Texas Farm Bureau Insurance

7495 Fannett Rd, Beaumont, TX 77705

(409) 842-1325

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2.52 mi

Michael C Howland

Po Box 7265, Beaumont, TX 77726

(409) 842-6171

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3.87 mi

Layton Insurance Agency

2620 N 11th St, Beaumont, TX 77703

(409) 892-9511

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3.87 mi

Gulf Coast Insurance Agency

2860 Ih 10 E, Beaumont, TX 77703

(409) 898-4444

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3.87 mi

Leon Haynes

4815 Concord Rd, Beaumont, TX 77703

(409) 892-8818

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4.28 mi

Phillip Mayeux

1550 Cornerstone Ct, Beaumont, TX 77706

(409) 899-3999

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4.28 mi

Randon Rector

1550 Cornerstone Ct, Beaumont, TX 77706

(409) 893-0858

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4.28 mi

Wade Billingsley

1184 N Major Dr, Beaumont, TX 77706

(409) 866-8319

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4.28 mi

TWFG Insurance Services - Charles Cole

8117 Gladys Ave Ste 102, Beaumont, TX 77706

(409) 861-4288

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4.28 mi

Ruben Lozoya

8109 Gladys Ave Ste 102, Beaumont, TX 77706

(409) 813-2000

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4.28 mi

TWFG Insurance Services - Dana Tucker

8350 Phelan Blvd Ste F, Beaumont, TX 77706

(409) 767-8003

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4.28 mi

TWFG Insurance Services - Shodi Jacobson

6799 Eastex Fwy, Beaumont, TX 77706

(409) 895-0316

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4.28 mi

Anthony Arisco

5960 Cole Rd, Beaumont, TX 77706

(409) 896-2221

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4.28 mi

Cole Gober

3302 Mcfaddin St Ste 1, Beaumont, TX 77706

(409) 212-8406

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4.28 mi

BBVA Compass Insurance

3535 Calder Ave Ste 220, Beaumont, TX 77706

(409) 981-8011

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4.28 mi

Christopher Thurston

975 Ih 10 N # 100, Beaumont, TX 77706

(409) 924-8901

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4.28 mi

Donnie Garcia

4485 Calder Ave, Beaumont, TX 77706

(409) 895-0222

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4.28 mi

Bill Genn III

575 W Lucas Dr Ste 105, Beaumont, TX 77706

(409) 835-6621

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4.28 mi

Johnny Dishon

575 W Lucas Dr Ste 105, Beaumont, TX 77706

(409) 767-7045

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4.28 mi

Krystal Tanner

2855 Eastex Fwy Ste J, Beaumont, TX 77706

(409) 242-1123

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4.28 mi

Martha Sue Harris

2 Acadiana Ct, Beaumont, TX 77706

(409) 899-3333

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4.28 mi

Jane Sexton

2985 Eastex Fwy, Beaumont, TX 77706

(409) 892-8867

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4.28 mi

Jenny Evans

3560 Delaware St Ste 1204, Beaumont, TX 77706

(409) 833-2100

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4.28 mi

Clark White

3970 Delaware St Ste A, Beaumont, TX 77706

(409) 899-4660

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4.28 mi

Betty Leblanc

5805 Phelan Blvd, Beaumont, TX 77706

(409) 866-0905

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4.28 mi

Stewart Kile

5815 Phelan Blvd, Beaumont, TX 77706

(409) 860-3633

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4.28 mi

McFerrin Insurance

5825 Phelan Blvd Ste 104, Beaumont, TX 77706

(409) 860-4858

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4.28 mi

Robert Louis Teate

5970 Pinkstaff Ln, Beaumont, TX 77706

(409) 893-1122

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4.28 mi

Michael Wood

6385 Calder Ave Ste C, Beaumont, TX 77706

(409) 291-7575

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4.28 mi

Charity Moore

3720 W Lucas Dr, Beaumont, TX 77706

(409) 899-1991

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4.28 mi

David Mullenax

6690 Calder Ave, Beaumont, TX 77706

(409) 866-9603

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4.28 mi

Manuel Mullenax

150 Dowlen Rd, Beaumont, TX 77706

(409) 866-1496

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4.28 mi

George Richmond

229 Dowlen Rd Ste 11b, Beaumont, TX 77706

(409) 866-6778

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4.28 mi

Freeway Insurance

3865 W Lucas Dr Ste 100, Beaumont, TX 77706

(409) 227-1897

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4.28 mi

Daniel Duran

4031 Eastex Fwy, Beaumont, TX 77706

(409) 347-1414

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4.28 mi

TWFG Insurance Services - Tara Arena

6410 Wellington Pl Ste A, Beaumont, TX 77706

(409) 554-0476

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4.28 mi

Brittnee Barnes

2604b Dowlen Rd, Beaumont, TX 77706

(409) 866-2748

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4.28 mi

Brandon Rose

6870 Phelan Blvd, Beaumont, TX 77706

(409) 892-9911

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4.28 mi

Rocky Chapman

4337 Crow Rd Ste A, Beaumont, TX 77706

(409) 892-8230

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4.28 mi

Mitchell Insurance Agency

4749 Odom Rd Ste 102, Beaumont, TX 77706

(409) 899-3602

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4.28 mi

Gengler Insurance

4310 Dowlen Rd Ste 15, Beaumont, TX 77706

(409) 347-0553

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4.28 mi

Burke Trail

4106 Dowlen Rd Ste C, Beaumont, TX 77706

(409) 554-0328

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4.44 mi

Tracey Lumpkin

3336 S Major Dr, Beaumont, TX 77707

(409) 924-7700

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4.44 mi

Dias Family Insurance Agency

8085 College St, Beaumont, TX 77707

(409) 866-3723

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4.44 mi

Brent Walters

7920 College St Ste A, Beaumont, TX 77707

(409) 860-5858

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4.44 mi

Wade Maclean

85 Ih 10 N Ste 205, Beaumont, TX 77707

(409) 212-8600

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4.44 mi

TWFG Insurance Services - Joseph Vallot III

275 N 18th St Ste B, Beaumont, TX 77707

(409) 838-5579

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4.44 mi

Lester Smith Insurance Agency

440 N 18th St Ste 3, Beaumont, TX 77707

(409) 833-2025

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4.44 mi

Mega Tax & Insurance

3350 Mcfaddin, Beaumont, TX 77707

(409) 833-6000

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4.44 mi

J S Edwards & Sherlock Insurance Agency

4155 Phelan Blvd, Beaumont, TX 77707

(409) 832-7736

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4.44 mi

Brett Sticker

1310 Ih 10 S Ste 103, Beaumont, TX 77707

(409) 347-6210

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4.44 mi

Joe Palermo

4345 Phelan Blvd Ste 101, Beaumont, TX 77707

(409) 838-2688

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4.44 mi

Donald Dodge Insurance

6550 College St, Beaumont, TX 77707

(409) 866-4694

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6.08 mi

TWFG Insurance Services - Brandon Richey

7415 Eastex Plaza Dr Ste 3, Beaumont, TX 77708

(281) 825-3441

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6.08 mi

Brent Walters

7620 Eastex Fwy, Beaumont, TX 77708

(409) 899-1600

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6.08 mi

Miller Insurance Agency

7220 Eastex Fwy, Beaumont, TX 77708

(409) 899-9531

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6.08 mi

Lisa Martin

5471 Hwy 105, Beaumont, TX 77708

(409) 832-1122

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6.08 mi

Scot Babineaux

5455 Highway 105, Beaumont, TX 77708

(409) 892-7107

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6.08 mi

John Terry Bridgers

6640 Eastex Fwy Ste 153, Beaumont, TX 77708

(409) 835-7917

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6.08 mi

K & D Insurance Group

4940 Concord Rd, Beaumont, TX 77708

(409) 898-8206

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6.08 mi

Robert Gowan

5090 Eastex Fwy, Beaumont, TX 77708

(409) 504-7142

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6.08 mi

TWFG Insurance Services - Betsy Henslee

4852 Dowlen Rd, Beaumont, TX 77708

(409) 866-3333

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6.08 mi

Gabourel Insurance Agency

6454 Concord Rd, Beaumont, TX 77708

(409) 898-2693

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8.89 mi

Robert Bobbitt

8315 Highway 105, Beaumont, TX 77713

(409) 899-9220

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8.89 mi

April Tolbert

1640 N Major Dr, Beaumont, TX 77713

(409) 866-1233

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View all agents ↓

Learn More About Car Insurance in Beaumont, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Beaumont, Texas (With 2024 Rates)