Cheap Car Insurance in Beaumont, Texas (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Beaumont

Lowest Premium

$394 / YEAR

Average Premium

$629 / YEAR

Highest Premium

$844 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Beaumont is around $629 and can go upto $844. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Beaumont by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Beaumont. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77701$616
77702$621
77703$631
77704$641
77707$606
77708$626
77713$617

Insurance Agents in Beaumont, TX and Near by

  • 0 mi
    First Choice Insurance Services
    350 Pine St Ste 220, Beaumont, TX 77701
    (409) 861-2007
    View |
  • 0 mi
    Ann Truong
    360 S Mlk Pkwy Ste A, Beaumont, TX 77701
    (409) 813-3123
    View |
  • 0 mi
    Martha Kapparis
    425 N 4th St, Beaumont, TX 77701
    (409) 832-4600
    View |
  • 0 mi
    Don Heath
    2215 Calder St Ste 102, Beaumont, TX 77701
    (409) 833-5032
    View |
  • 0 mi
    Claudia Aguilar
    2949 College St Ste 130, Beaumont, TX 77701
    (409) 908-3030
    View |
  • 0 mi
    Robert E Cummings Insurance Agency
    755 S 11th St Ste 252, Beaumont, TX 77701
    (409) 212-8500
    View |
  • 0 mi
    Jewel Cole
    3725 Stagg Dr, Beaumont, TX 77701
    (409) 835-3935
    View |
  • 0 mi
    Amtex Insurance
    3784 College St, Beaumont, TX 77701
    (409) 813-3300
    View |
  • 0 mi
    Trevco Insurance
    2465 S 11th St, Beaumont, TX 77701
    (409) 833-7808
    View |
  • 0 mi
    Affordable Insurance of Texas
    6533 Broadway St Ste 1, Beaumont, TX 77701
    (409) 434-3940
    View |
  • 1.61 mi
    Donald Ray Wise
    2305 North St, Beaumont, TX 77702
    (409) 813-3919
    View |
  • 1.61 mi
    Alisa Manuel
    2311 Calder St, Beaumont, TX 77702
    (409) 832-4521
    View |
  • 1.61 mi
    TWFG Insurance Services - Robert Counts
    2508 Mcfaddin St, Beaumont, TX 77702
    (409) 924-0050
    View |
  • 1.61 mi
    Braud Vaughn & Williamson Insurance Agency
    2510 Broadway St, Beaumont, TX 77702
    (409) 833-8621
    View |
  • 1.61 mi
    David Galmor
    2626 Calder St Ste 103, Beaumont, TX 77702
    (409) 832-8101
    View |
  • 1.61 mi
    Neptune Insurance Agency
    2678 Calder St, Beaumont, TX 77702
    (409) 835-5900
    View |
  • 1.61 mi
    Belinh Tran
    51 N 11th St, Beaumont, TX 77702
    (409) 839-8600
    View |
  • 1.61 mi
    The Maida Insurance Agency
    3190 Liberty St, Beaumont, TX 77702
    (409) 835-2584
    View |
  • 1.61 mi
    Patricia De La Concha
    3175 Calder St, Beaumont, TX 77702
    (409) 838-2252
    View |
  • 1.61 mi
    Spindletop Insurance
    3130 North St, Beaumont, TX 77702
    (409) 554-0795
    View |
  • 12.11 mi
    David Rodriguez
    15931 Highway 124, Beaumont, TX 77705
    (409) 794-9000
    View |
  • 12.11 mi
    Charles Gibbs Agency
    1035 Washington Blvd, Beaumont, TX 77705
    (409) 833-8661
    View |
  • 12.11 mi
    Carlton Hatch Insurance
    5955 Ohio St Ste A, Beaumont, TX 77705
    (409) 842-3100
    View |
  • 12.11 mi
    Walter Kyles Jr Insurance Agency
    2875 Washington Blvd, Beaumont, TX 77705
    (409) 842-3444
    View |
  • 12.11 mi
    Lawrence Evans
    3355 Washington Blvd, Beaumont, TX 77705
    (409) 842-8300
    View |
  • 12.11 mi
    Dylan Williams
    785 W Cardinal Dr, Beaumont, TX 77705
    (409) 242-5840
    View |
  • 12.11 mi
    Texas Farm Bureau Insurance
    7495 Fannett Rd, Beaumont, TX 77705
    (409) 842-1325
    View |
  • 2.52 mi
    Michael C Howland
    Po Box 7265, Beaumont, TX 77726
    (409) 842-6171
    View |
  • 3.87 mi
    Layton Insurance Agency
    2620 N 11th St, Beaumont, TX 77703
    (409) 892-9511
    View |
  • 3.87 mi
    Gulf Coast Insurance Agency
    2860 Ih 10 E, Beaumont, TX 77703
    (409) 898-4444
    View |
  • 3.87 mi
    Leon Haynes
    4815 Concord Rd, Beaumont, TX 77703
    (409) 892-8818
    View |
  • 4.28 mi
    Phillip Mayeux
    1550 Cornerstone Ct, Beaumont, TX 77706
    (409) 899-3999
    View |
  • 4.28 mi
    Randon Rector
    1550 Cornerstone Ct, Beaumont, TX 77706
    (409) 893-0858
    View |
  • 4.28 mi
    Wade Billingsley
    1184 N Major Dr, Beaumont, TX 77706
    (409) 866-8319
    View |
  • 4.28 mi
    TWFG Insurance Services - Charles Cole
    8117 Gladys Ave Ste 102, Beaumont, TX 77706
    (409) 861-4288
    View |
  • 4.28 mi
    Ruben Lozoya
    8109 Gladys Ave Ste 102, Beaumont, TX 77706
    (409) 813-2000
    View |
  • 4.28 mi
    TWFG Insurance Services - Dana Tucker
    8350 Phelan Blvd Ste F, Beaumont, TX 77706
    (409) 767-8003
    View |
  • 4.28 mi
    TWFG Insurance Services - Shodi Jacobson
    6799 Eastex Fwy, Beaumont, TX 77706
    (409) 895-0316
    View |
  • 4.28 mi
    Anthony Arisco
    5960 Cole Rd, Beaumont, TX 77706
    (409) 896-2221
    View |
  • 4.28 mi
    Cole Gober
    3302 Mcfaddin St Ste 1, Beaumont, TX 77706
    (409) 212-8406
    View |
  • 4.28 mi
    BBVA Compass Insurance
    3535 Calder Ave Ste 220, Beaumont, TX 77706
    (409) 981-8011
    View |
  • 4.28 mi
    Christopher Thurston
    975 Ih 10 N # 100, Beaumont, TX 77706
    (409) 924-8901
    View |
  • 4.28 mi
    Donnie Garcia
    4485 Calder Ave, Beaumont, TX 77706
    (409) 895-0222
    View |
  • 4.28 mi
    Bill Genn III
    575 W Lucas Dr Ste 105, Beaumont, TX 77706
    (409) 835-6621
    View |
  • 4.28 mi
    Johnny Dishon
    575 W Lucas Dr Ste 105, Beaumont, TX 77706
    (409) 767-7045
    View |
  • 4.28 mi
    Krystal Tanner
    2855 Eastex Fwy Ste J, Beaumont, TX 77706
    (409) 242-1123
    View |
  • 4.28 mi
    Martha Sue Harris
    2 Acadiana Ct, Beaumont, TX 77706
    (409) 899-3333
    View |
  • 4.28 mi
    Jane Sexton
    2985 Eastex Fwy, Beaumont, TX 77706
    (409) 892-8867
    View |
  • 4.28 mi
    Jenny Evans
    3560 Delaware St Ste 1204, Beaumont, TX 77706
    (409) 833-2100
    View |
  • 4.28 mi
    Clark White
    3970 Delaware St Ste A, Beaumont, TX 77706
    (409) 899-4660
    View |
  • 4.28 mi
    Betty Leblanc
    5805 Phelan Blvd, Beaumont, TX 77706
    (409) 866-0905
    View |
  • 4.28 mi
    Stewart Kile
    5815 Phelan Blvd, Beaumont, TX 77706
    (409) 860-3633
    View |
  • 4.28 mi
    McFerrin Insurance
    5825 Phelan Blvd Ste 104, Beaumont, TX 77706
    (409) 860-4858
    View |
  • 4.28 mi
    Robert Louis Teate
    5970 Pinkstaff Ln, Beaumont, TX 77706
    (409) 893-1122
    View |
  • 4.28 mi
    Michael Wood
    6385 Calder Ave Ste C, Beaumont, TX 77706
    (409) 291-7575
    View |
  • 4.28 mi
    Charity Moore
    3720 W Lucas Dr, Beaumont, TX 77706
    (409) 899-1991
    View |
  • 4.28 mi
    David Mullenax
    6690 Calder Ave, Beaumont, TX 77706
    (409) 866-9603
    View |
  • 4.28 mi
    Manuel Mullenax
    150 Dowlen Rd, Beaumont, TX 77706
    (409) 866-1496
    View |
  • 4.28 mi
    George Richmond
    229 Dowlen Rd Ste 11b, Beaumont, TX 77706
    (409) 866-6778
    View |
  • 4.28 mi
    Freeway Insurance
    3865 W Lucas Dr Ste 100, Beaumont, TX 77706
    (409) 227-1897
    View |
  • 4.28 mi
    Daniel Duran
    4031 Eastex Fwy, Beaumont, TX 77706
    (409) 347-1414
    View |
  • 4.28 mi
    TWFG Insurance Services - Tara Arena
    6410 Wellington Pl Ste A, Beaumont, TX 77706
    (409) 554-0476
    View |
  • 4.28 mi
    Brittnee Barnes
    2604b Dowlen Rd, Beaumont, TX 77706
    (409) 866-2748
    View |
  • 4.28 mi
    Brandon Rose
    6870 Phelan Blvd, Beaumont, TX 77706
    (409) 892-9911
    View |
  • 4.28 mi
    Rocky Chapman
    4337 Crow Rd Ste A, Beaumont, TX 77706
    (409) 892-8230
    View |
  • 4.28 mi
    Mitchell Insurance Agency
    4749 Odom Rd Ste 102, Beaumont, TX 77706
    (409) 899-3602
    View |
  • 4.28 mi
    Gengler Insurance
    4310 Dowlen Rd Ste 15, Beaumont, TX 77706
    (409) 347-0553
    View |
  • 4.28 mi
    Burke Trail
    4106 Dowlen Rd Ste C, Beaumont, TX 77706
    (409) 554-0328
    View |
  • 4.44 mi
    Tracey Lumpkin
    3336 S Major Dr, Beaumont, TX 77707
    (409) 924-7700
    View |
  • 4.44 mi
    Dias Family Insurance Agency
    8085 College St, Beaumont, TX 77707
    (409) 866-3723
    View |
  • 4.44 mi
    Brent Walters
    7920 College St Ste A, Beaumont, TX 77707
    (409) 860-5858
    View |
  • 4.44 mi
    Wade Maclean
    85 Ih 10 N Ste 205, Beaumont, TX 77707
    (409) 212-8600
    View |
  • 4.44 mi
    TWFG Insurance Services - Joseph Vallot III
    275 N 18th St Ste B, Beaumont, TX 77707
    (409) 838-5579
    View |
  • 4.44 mi
    Lester Smith Insurance Agency
    440 N 18th St Ste 3, Beaumont, TX 77707
    (409) 833-2025
    View |
  • 4.44 mi
    Mega Tax & Insurance
    3350 Mcfaddin, Beaumont, TX 77707
    (409) 833-6000
    View |
  • 4.44 mi
    J S Edwards & Sherlock Insurance Agency
    4155 Phelan Blvd, Beaumont, TX 77707
    (409) 832-7736
    View |
  • 4.44 mi
    Brett Sticker
    1310 Ih 10 S Ste 103, Beaumont, TX 77707
    (409) 347-6210
    View |
  • 4.44 mi
    Joe Palermo
    4345 Phelan Blvd Ste 101, Beaumont, TX 77707
    (409) 838-2688
    View |
  • 4.44 mi
    Donald Dodge Insurance
    6550 College St, Beaumont, TX 77707
    (409) 866-4694
    View |
  • 6.08 mi
    TWFG Insurance Services - Brandon Richey
    7415 Eastex Plaza Dr Ste 3, Beaumont, TX 77708
    (281) 825-3441
    View |
  • 6.08 mi
    Brent Walters
    7620 Eastex Fwy, Beaumont, TX 77708
    (409) 899-1600
    View |
  • 6.08 mi
    Miller Insurance Agency
    7220 Eastex Fwy, Beaumont, TX 77708
    (409) 899-9531
    View |
  • 6.08 mi
    Lisa Martin
    5471 Hwy 105, Beaumont, TX 77708
    (409) 832-1122
    View |
  • 6.08 mi
    Scot Babineaux
    5455 Highway 105, Beaumont, TX 77708
    (409) 892-7107
    View |
  • 6.08 mi
    John Terry Bridgers
    6640 Eastex Fwy Ste 153, Beaumont, TX 77708
    (409) 835-7917
    View |
  • 6.08 mi
    K & D Insurance Group
    4940 Concord Rd, Beaumont, TX 77708
    (409) 898-8206
    View |
  • 6.08 mi
    Robert Gowan
    5090 Eastex Fwy, Beaumont, TX 77708
    (409) 504-7142
    View |
  • 6.08 mi
    TWFG Insurance Services - Betsy Henslee
    4852 Dowlen Rd, Beaumont, TX 77708
    (409) 866-3333
    View |
  • 6.08 mi
    Gabourel Insurance Agency
    6454 Concord Rd, Beaumont, TX 77708
    (409) 898-2693
    View |
  • 8.89 mi
    Robert Bobbitt
    8315 Highway 105, Beaumont, TX 77713
    (409) 899-9220
    View |
  • 8.89 mi
    April Tolbert
    1640 N Major Dr, Beaumont, TX 77713
    (409) 866-1233
    View |
View all agents ↓

Learn More About Car Insurance in Beaumont, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.