Cheap Car Insurance in Beaumont, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Beaumont

Lowest Premium

$394 / YEAR

Average Premium

$629 / YEAR

Highest Premium

$844 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Beaumont is around $629 and can go upto $844. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Beaumont by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Beaumont. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77701$616
77702$621
77703$631
77704$641
77707$606
77708$626
77713$617

Insurance Agents in Beaumont, TX and Near by

  • 0 mi
    First Choice Insurance Services
    350 Pine St Ste 220, Beaumont, TX 77701
    (409) 861-2007
  • 0 mi
    Ann Truong
    360 S Mlk Pkwy Ste A, Beaumont, TX 77701
    (409) 813-3123
  • 0 mi
    Martha Kapparis
    425 N 4th St, Beaumont, TX 77701
    (409) 832-4600
  • 0 mi
    Don Heath
    2215 Calder St Ste 102, Beaumont, TX 77701
    (409) 833-5032
  • 0 mi
    Claudia Aguilar
    2949 College St Ste 130, Beaumont, TX 77701
    (409) 908-3030
  • 0 mi
    Robert E Cummings Insurance Agency
    755 S 11th St Ste 252, Beaumont, TX 77701
    (409) 212-8500
  • 0 mi
    Jewel Cole
    3725 Stagg Dr, Beaumont, TX 77701
    (409) 835-3935
  • 0 mi
    Amtex Insurance
    3784 College St, Beaumont, TX 77701
    (409) 813-3300
  • 0 mi
    Trevco Insurance
    2465 S 11th St, Beaumont, TX 77701
    (409) 833-7808
  • 0 mi
    Affordable Insurance of Texas
    6533 Broadway St Ste 1, Beaumont, TX 77701
    (409) 434-3940
  • 1.61 mi
    Donald Ray Wise
    2305 North St, Beaumont, TX 77702
    (409) 813-3919
  • 1.61 mi
    Alisa Manuel
    2311 Calder St, Beaumont, TX 77702
    (409) 832-4521
  • 1.61 mi
    TWFG Insurance Services - Robert Counts
    2508 Mcfaddin St, Beaumont, TX 77702
    (409) 924-0050
  • 1.61 mi
    Braud Vaughn & Williamson Insurance Agency
    2510 Broadway St, Beaumont, TX 77702
    (409) 833-8621
  • 1.61 mi
    David Galmor
    2626 Calder St Ste 103, Beaumont, TX 77702
    (409) 832-8101
  • 1.61 mi
    Neptune Insurance Agency
    2678 Calder St, Beaumont, TX 77702
    (409) 835-5900
  • 1.61 mi
    Belinh Tran
    51 N 11th St, Beaumont, TX 77702
    (409) 839-8600
  • 1.61 mi
    The Maida Insurance Agency
    3190 Liberty St, Beaumont, TX 77702
    (409) 835-2584
  • 1.61 mi
    Patricia De La Concha
    3175 Calder St, Beaumont, TX 77702
    (409) 838-2252
  • 1.61 mi
    Spindletop Insurance
    3130 North St, Beaumont, TX 77702
    (409) 554-0795
  • 12.11 mi
    David Rodriguez
    15931 Highway 124, Beaumont, TX 77705
    (409) 794-9000
  • 12.11 mi
    Charles Gibbs Agency
    1035 Washington Blvd, Beaumont, TX 77705
    (409) 833-8661
  • 12.11 mi
    Carlton Hatch Insurance
    5955 Ohio St Ste A, Beaumont, TX 77705
    (409) 842-3100
  • 12.11 mi
    Walter Kyles Jr Insurance Agency
    2875 Washington Blvd, Beaumont, TX 77705
    (409) 842-3444
  • 12.11 mi
    Lawrence Evans
    3355 Washington Blvd, Beaumont, TX 77705
    (409) 842-8300
  • 12.11 mi
    Dylan Williams
    785 W Cardinal Dr, Beaumont, TX 77705
    (409) 242-5840
  • 12.11 mi
    Texas Farm Bureau Insurance
    7495 Fannett Rd, Beaumont, TX 77705
    (409) 842-1325
  • 2.52 mi
    Michael C Howland
    Po Box 7265, Beaumont, TX 77726
    (409) 842-6171
  • 3.87 mi
    Layton Insurance Agency
    2620 N 11th St, Beaumont, TX 77703
    (409) 892-9511
  • 3.87 mi
    Gulf Coast Insurance Agency
    2860 Ih 10 E, Beaumont, TX 77703
    (409) 898-4444
  • 3.87 mi
    Leon Haynes
    4815 Concord Rd, Beaumont, TX 77703
    (409) 892-8818
  • 4.28 mi
    Phillip Mayeux
    1550 Cornerstone Ct, Beaumont, TX 77706
    (409) 899-3999
  • 4.28 mi
    Randon Rector
    1550 Cornerstone Ct, Beaumont, TX 77706
    (409) 893-0858
  • 4.28 mi
    Wade Billingsley
    1184 N Major Dr, Beaumont, TX 77706
    (409) 866-8319
  • 4.28 mi
    TWFG Insurance Services - Charles Cole
    8117 Gladys Ave Ste 102, Beaumont, TX 77706
    (409) 861-4288
  • 4.28 mi
    Ruben Lozoya
    8109 Gladys Ave Ste 102, Beaumont, TX 77706
    (409) 813-2000
  • 4.28 mi
    TWFG Insurance Services - Dana Tucker
    8350 Phelan Blvd Ste F, Beaumont, TX 77706
    (409) 767-8003
  • 4.28 mi
    TWFG Insurance Services - Shodi Jacobson
    6799 Eastex Fwy, Beaumont, TX 77706
    (409) 895-0316
  • 4.28 mi
    Anthony Arisco
    5960 Cole Rd, Beaumont, TX 77706
    (409) 896-2221
  • 4.28 mi
    Cole Gober
    3302 Mcfaddin St Ste 1, Beaumont, TX 77706
    (409) 212-8406
  • 4.28 mi
    BBVA Compass Insurance
    3535 Calder Ave Ste 220, Beaumont, TX 77706
    (409) 981-8011
  • 4.28 mi
    Christopher Thurston
    975 Ih 10 N # 100, Beaumont, TX 77706
    (409) 924-8901
  • 4.28 mi
    Donnie Garcia
    4485 Calder Ave, Beaumont, TX 77706
    (409) 895-0222
  • 4.28 mi
    Bill Genn III
    575 W Lucas Dr Ste 105, Beaumont, TX 77706
    (409) 835-6621
  • 4.28 mi
    Johnny Dishon
    575 W Lucas Dr Ste 105, Beaumont, TX 77706
    (409) 767-7045
  • 4.28 mi
    Krystal Tanner
    2855 Eastex Fwy Ste J, Beaumont, TX 77706
    (409) 242-1123
  • 4.28 mi
    Martha Sue Harris
    2 Acadiana Ct, Beaumont, TX 77706
    (409) 899-3333
  • 4.28 mi
    Jane Sexton
    2985 Eastex Fwy, Beaumont, TX 77706
    (409) 892-8867
  • 4.28 mi
    Jenny Evans
    3560 Delaware St Ste 1204, Beaumont, TX 77706
    (409) 833-2100
  • 4.28 mi
    Clark White
    3970 Delaware St Ste A, Beaumont, TX 77706
    (409) 899-4660
  • 4.28 mi
    Betty Leblanc
    5805 Phelan Blvd, Beaumont, TX 77706
    (409) 866-0905
  • 4.28 mi
    Stewart Kile
    5815 Phelan Blvd, Beaumont, TX 77706
    (409) 860-3633
  • 4.28 mi
    McFerrin Insurance
    5825 Phelan Blvd Ste 104, Beaumont, TX 77706
    (409) 860-4858
  • 4.28 mi
    Robert Louis Teate
    5970 Pinkstaff Ln, Beaumont, TX 77706
    (409) 893-1122
  • 4.28 mi
    Michael Wood
    6385 Calder Ave Ste C, Beaumont, TX 77706
    (409) 291-7575
  • 4.28 mi
    Charity Moore
    3720 W Lucas Dr, Beaumont, TX 77706
    (409) 899-1991
  • 4.28 mi
    David Mullenax
    6690 Calder Ave, Beaumont, TX 77706
    (409) 866-9603
  • 4.28 mi
    Manuel Mullenax
    150 Dowlen Rd, Beaumont, TX 77706
    (409) 866-1496
  • 4.28 mi
    George Richmond
    229 Dowlen Rd Ste 11b, Beaumont, TX 77706
    (409) 866-6778
  • 4.28 mi
    Freeway Insurance
    3865 W Lucas Dr Ste 100, Beaumont, TX 77706
    (409) 227-1897
  • 4.28 mi
    Daniel Duran
    4031 Eastex Fwy, Beaumont, TX 77706
    (409) 347-1414
  • 4.28 mi
    TWFG Insurance Services - Tara Arena
    6410 Wellington Pl Ste A, Beaumont, TX 77706
    (409) 554-0476
  • 4.28 mi
    Brittnee Barnes
    2604b Dowlen Rd, Beaumont, TX 77706
    (409) 866-2748
  • 4.28 mi
    Brandon Rose
    6870 Phelan Blvd, Beaumont, TX 77706
    (409) 892-9911
  • 4.28 mi
    Rocky Chapman
    4337 Crow Rd Ste A, Beaumont, TX 77706
    (409) 892-8230
  • 4.28 mi
    Mitchell Insurance Agency
    4749 Odom Rd Ste 102, Beaumont, TX 77706
    (409) 899-3602
  • 4.28 mi
    Gengler Insurance
    4310 Dowlen Rd Ste 15, Beaumont, TX 77706
    (409) 347-0553
  • 4.28 mi
    Burke Trail
    4106 Dowlen Rd Ste C, Beaumont, TX 77706
    (409) 554-0328
  • 4.44 mi
    Tracey Lumpkin
    3336 S Major Dr, Beaumont, TX 77707
    (409) 924-7700
  • 4.44 mi
    Dias Family Insurance Agency
    8085 College St, Beaumont, TX 77707
    (409) 866-3723
  • 4.44 mi
    Brent Walters
    7920 College St Ste A, Beaumont, TX 77707
    (409) 860-5858
  • 4.44 mi
    Wade Maclean
    85 Ih 10 N Ste 205, Beaumont, TX 77707
    (409) 212-8600
  • 4.44 mi
    TWFG Insurance Services - Joseph Vallot III
    275 N 18th St Ste B, Beaumont, TX 77707
    (409) 838-5579
  • 4.44 mi
    Lester Smith Insurance Agency
    440 N 18th St Ste 3, Beaumont, TX 77707
    (409) 833-2025
  • 4.44 mi
    Mega Tax & Insurance
    3350 Mcfaddin, Beaumont, TX 77707
    (409) 833-6000
  • 4.44 mi
    J S Edwards & Sherlock Insurance Agency
    4155 Phelan Blvd, Beaumont, TX 77707
    (409) 832-7736
  • 4.44 mi
    Brett Sticker
    1310 Ih 10 S Ste 103, Beaumont, TX 77707
    (409) 347-6210
  • 4.44 mi
    Joe Palermo
    4345 Phelan Blvd Ste 101, Beaumont, TX 77707
    (409) 838-2688
  • 4.44 mi
    Donald Dodge Insurance
    6550 College St, Beaumont, TX 77707
    (409) 866-4694
  • 6.08 mi
    TWFG Insurance Services - Brandon Richey
    7415 Eastex Plaza Dr Ste 3, Beaumont, TX 77708
    (281) 825-3441
  • 6.08 mi
    Brent Walters
    7620 Eastex Fwy, Beaumont, TX 77708
    (409) 899-1600
  • 6.08 mi
    Miller Insurance Agency
    7220 Eastex Fwy, Beaumont, TX 77708
    (409) 899-9531
  • 6.08 mi
    Lisa Martin
    5471 Hwy 105, Beaumont, TX 77708
    (409) 832-1122
  • 6.08 mi
    Scot Babineaux
    5455 Highway 105, Beaumont, TX 77708
    (409) 892-7107
  • 6.08 mi
    John Terry Bridgers
    6640 Eastex Fwy Ste 153, Beaumont, TX 77708
    (409) 835-7917
  • 6.08 mi
    K & D Insurance Group
    4940 Concord Rd, Beaumont, TX 77708
    (409) 898-8206
  • 6.08 mi
    Robert Gowan
    5090 Eastex Fwy, Beaumont, TX 77708
    (409) 504-7142
  • 6.08 mi
    TWFG Insurance Services - Betsy Henslee
    4852 Dowlen Rd, Beaumont, TX 77708
    (409) 866-3333
  • 6.08 mi
    Gabourel Insurance Agency
    6454 Concord Rd, Beaumont, TX 77708
    (409) 898-2693
  • 8.89 mi
    Robert Bobbitt
    8315 Highway 105, Beaumont, TX 77713
    (409) 899-9220
  • 8.89 mi
    April Tolbert
    1640 N Major Dr, Beaumont, TX 77713
    (409) 866-1233
View all agents ↓

Learn More About Car Insurance in Beaumont, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.