Cheap Car Insurance in Albany, New York (With 2022 Rates)

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Home » Car insurance » New York » Cheap Car Insurance Albany

Lowest Premium

$367 / YEAR

Average Premium

$710 / YEAR

Highest Premium

$1052 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Albany is around $710 and can go upto $1052. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Albany by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Albany. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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ZipAvg. Premium
12201$713
12202$710
12203$694
12204$712
12205$696
12208$693
12211$699
12222$695
12223$698

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Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.