Cheap Car Insurance in Hampton, Virginia ( With 2024 Rates)

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Lowest Premium

$395 / YEAR

Average Premium

$545 / YEAR

Highest Premium

$745 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Hampton is around $545 and can go upto $745. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:

$25,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
$20,000 for damage to the property of other people.
$25,000/$50,000 for Uninsured/underinsured motorist bodily injury
$20,000 for Uninsured/underinsured motorist property damage

Car Insurance Companies in Virginia and Rates Offered

The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.

Company	Annual premium (50/100/50)	Market share	Ranking
Geico	$368	1.5% ($189,664,981)	88
Allstate	$371	2.58% ($326,945,631)	87
State Farm	$380	6.26% ($793,791,726)	90
Nationwide	$407	2.17% ($275,171,658)	89
Progressive	$533	1.58% ($200,167,406)	89

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Car Insurance Rates in Hampton by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Hampton. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
23630	$554
23651	$
23661	$546
23663	$553
23664	$552
23665	$504
23668	$538
23669	$537

Insurance Agents in Hampton, VA and Near by

1.58 mi

Coverage Inc

2042 Nickerson Blvd, Hampton, VA 23663

(757) 850-4000

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1.58 mi

Paul Robbins

2018 Nickerson Blvd, Hampton, VA 23663

(757) 851-3500

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2.45 mi

John Fagan

101 W Queens Way Unit B, Hampton, VA 23669

(757) 300-2309

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2.45 mi

Towne Bank Insurance

20 S King St, Hampton, VA 23669

(757) 722-1961

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2.45 mi

Virginia Insurance Partners

1007 N King St, Hampton, VA 23669

(757) 251-7058

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2.45 mi

Parr Insurance Agency

1011 W Pembroke Ave, Hampton, VA 23669

(757) 722-2992

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2.45 mi

Ward Insurance

87 W Mercury Blvd, Hampton, VA 23669

(757) 722-2889

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2.45 mi

Shelton Lucas

70 W Mercury Blvd Ste 201, Hampton, VA 23669

(757) 723-6057

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2.45 mi

Thomas E Wilson

76 W Mercury Blvd, Hampton, VA 23669

(757) 722-6351

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2.45 mi

Taylor Ethridge

1326 E Pembroke Ave, Hampton, VA 23669

(757) 727-0888

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2.45 mi

JSC Insurance

3817 Kecoughtan Rd, Hampton, VA 23669

(757) 722-3300

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6.23 mi

Mark Crump

910 W Mercury Blvd Ofc 1a, Hampton, VA 23666

(757) 722-7156

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6.23 mi

Dunwoody Insurance Agency

2019 Cunningham Dr Ste 100, Hampton, VA 23666

(757) 838-4545

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6.23 mi

Boo Williams Jr

1929 Coliseum Dr Ste G, Hampton, VA 23666

(757) 825-1490

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6.23 mi

Reese Insurance Agency

110 Coliseum Xing Ste 188, Hampton, VA 23666

(757) 713-7400

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6.23 mi

Insurance Doctor - Hampton

2400 Cunningham Dr Ste 400, Hampton, VA 23666

(757) 826-4800

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6.23 mi

H P Lucas

2101 Executive Dr Ste 740, Hampton, VA 23666

(757) 827-8287

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6.23 mi

Starla Strasser

2288 Executive Dr Ste 15, Hampton, VA 23666

(757) 838-2900

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6.23 mi

AAA Insurance

1520 Aberdeen Rd, Hampton, VA 23666

(757) 826-1061

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6.23 mi

Troy Chandler

1515 Hardy Cash Dr, Hampton, VA 23666

(757) 251-0365

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6.23 mi

Bill Leong

1607 Aberdeen Rd, Hampton, VA 23666

(757) 827-0700

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6.23 mi

Tate & Associates

2501 W Mercury Blvd, Hampton, VA 23666

(757) 258-4467

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6.23 mi

The Braun Agency

1619 Aberdeen Rd, Hampton, VA 23666

(757) 838-1411

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6.23 mi

Valerie Beverley

2613 W Mercury Blvd Ste B, Hampton, VA 23666

(757) 896-2822

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6.23 mi

John Fagan

2703 W Mercury Blvd, Hampton, VA 23666

(757) 826-3200

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6.23 mi

Morgan-Marrow Company

21 Manhattan Sq, Hampton, VA 23666

(757) 384-0727

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6.23 mi

Direct General Auto Insurance

3303 W Mercury Blvd, Hampton, VA 23666

(757) 262-1571

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6.23 mi

Commonwealth Insurance Center Hampton

4128 W Mercury Blvd, Hampton, VA 23666

(757) 825-2577

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6.23 mi

Jennifer Hewing

942 Big Bethel Rd, Hampton, VA 23666

(757) 262-0334

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6.23 mi

Charles Powell

1114 Big Bethel Rd Ste 104, Hampton, VA 23666

(757) 826-8900

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6.23 mi

Erica Chigos-White

1158 Big Bethel Rd, Hampton, VA 23666

(757) 826-0603

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6.23 mi

Paula Boyd

4910 W Mercury Blvd, Hampton, VA 23666

(757) 826-2412

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View all agents ↓

Learn More About Car Insurance in Hampton, VA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Hampton, Virginia (With 2024 Rates)