Minimum coverage requirement in Virginia - By law, the state requires a minimum of 25/50/20 for auto insurance as explained below:
- $25,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $50,000. The amount is the same for deaths of two or more people caused by one accident
- $20,000 for damage to the property of other people.
- $25,000/$50,000 for Uninsured/underinsured motorist bodily injury
- $20,000 for Uninsured/underinsured motorist property damage
Jump to Topic:
Car Insurance Companies in Virginia and Rates Offered
The cheapest car insurance rates in the state are provided by Geico Insurance followed by Allstate Insurance. But the major players are State Farm, Allstate, and Nationwide insurance in order.
Company | Annual premium (50/100/50) | Market share | Ranking |
---|---|---|---|
Geico | $368 | 1.5% ($189,664,981) | 88 |
Allstate | $371 | 2.58% ($326,945,631) | 87 |
State Farm | $380 | 6.26% ($793,791,726) | 90 |
Nationwide | $407 | 2.17% ($275,171,658) | 89 |
Progressive | $533 | 1.58% ($200,167,406) | 89 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Insurance Agents in Chesterfield, VA and Near by
-
0 miThurston Insurance Services7325 Ironbridge Rd, Chesterfield, VA 23832(804) 743-8152View |
-
0 miThe Chandler Group14846 Hull Street Rd, Chesterfield, VA 23832(804) 314-8979View |
-
0 miRVA Insurance Agency8300 Wintic Pl, Chesterfield, VA 23832(804) 977-6712View |
-
0 miPhil Cunningham10100 Iron Bridge Rd, Chesterfield, VA 23832(804) 748-6556View |
-
0 miPannill & Associates Insurance Agency7076 Commons Plz, Chesterfield, VA 23832(804) 717-2400View |
-
0 miJohn Hensley10310 Memory Ln Ste 1a, Chesterfield, VA 23832(804) 715-4194View |
-
0 miBoisseau Insurance Services10303 Memory Ln Ste 102, Chesterfield, VA 23832(804) 796-2945View |
-
0 miDavid Guthrie9510 Iron Bridge Rd Ste 150, Chesterfield, VA 23832(804) 796-5511View |
-
0 miMequell Green Insurance Agency9520 Iron Bridge Rd Ste 11, Chesterfield, VA 23832(804) 748-2919View |
-
0 miThurston & Heare Insurance9510 Iron Bridge Rd Ste 220, Chesterfield, VA 23832(804) 717-8283View |
-
0 miInvincia Insurance Solutions9330 Iron Bridge Rd Ste A, Chesterfield, VA 23832(804) 751-0600View |
-
6.4 miTom Austin11320 Mendota Rd, Chesterfield, VA 23838(804) 639-0295View |
Learn More About Car Insurance in Chesterfield, VA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.