Cheap Car Insurance in Round Rock, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Insurance Agents in Round Rock, TX and Near by

  • 0 mi
    Kim Dowdy Insurance Agency
    109 E Main St, Round Rock, TX 78664
    (512) 310-5880
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    Robert Cardenas
    110 S Lampasas St Ste 1, Round Rock, TX 78664
    (512) 255-5520
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  • 0 mi
    Hugo Martinez Jr
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 569-0043
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    Karen Pryce
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 872-6155
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  • 0 mi
    Matthew Rodgers
    206 W Main St Ste 108, Round Rock, TX 78664
    (940) 704-7822
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    David Sheehan
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 812-3000
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    James Pursell
    206 W Main St Ste 104, Round Rock, TX 78664
    (512) 255-5555
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  • 0 mi
    Karson Rogers
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 529-6704
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  • 0 mi
    Kayla Williams Dinardo
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 825-1498
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  • 0 mi
    Tammy Kamrud
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 705-6223
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    William Haynes
    206 W Main St Ste 108, Round Rock, TX 78664
    (512) 635-7025
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  • 0 mi
    CECO Insurance
    304 W Main St, Round Rock, TX 78664
    (512) 358-6137
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  • 0 mi
    Brookshire Insurance Agency
    306 W Main St, Round Rock, TX 78664
    (512) 218-0262
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  • 0 mi
    Warren Sanders Insurance
    400 W Main St Ste 213, Round Rock, TX 78664
    (512) 459-9200
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  • 0 mi
    Jerry Morris
    896 Summit St Ste 107, Round Rock, TX 78664
    (512) 960-2566
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  • 0 mi
    Juarez Professional Services
    1000 Heritage Circle, Round Rock, TX 78664
    (512) 238-3184
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  • 0 mi
    Vernon Fristoe Insurance Agency
    1000 Heritage Center Cir, Round Rock, TX 78664
    (713) 697-0000
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  • 0 mi
    Jerry Gentry Insurance Agency
    1000 Heritage Center Cir, Round Rock, TX 78664
    (512) 246-8300
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  • 0 mi
    Contractors Insurance Services
    905 N I-35 Ste 101a, Round Rock, TX 78664
    (512) 248-9111
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    MetLife Auto & Home - Round Rock
    1104 S Mays St Ste 217, Round Rock, TX 78664
    (512) 820-0088
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  • 0 mi
    Best Buy Insurance
    1015 S Mays St Ste 102, Round Rock, TX 78664
    (512) 828-4000
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  • 0 mi
    Jim Howell
    109 W Palm Valley Blvd, Round Rock, TX 78664
    (512) 255-4120
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  • 0 mi
    Calvert Insurance & Financial Services
    107 W Palm Valley Blvd, Round Rock, TX 78664
    (512) 341-7283
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  • 0 mi
    Beau Sharpe
    1111 N Interstate 35 Ste 240, Round Rock, TX 78664
    (512) 358-1008
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  • 0 mi
    Mitchell Jameson
    806 E Palm Valley Blvd # A, Round Rock, TX 78664
    (512) 255-8808
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  • 0 mi
    George Gutierrez
    1305 S Mays St Ste C, Round Rock, TX 78664
    (512) 341-7078
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  • 0 mi
    Kathy McClellan
    1311 S Mays St Ste A, Round Rock, TX 78664
    (512) 255-1220
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  • 0 mi
    A-Max Auto Insurance
    1701 S Mays St Ste R, Round Rock, TX 78664
    (512) 246-8000
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    Acceptance Auto Insurance
    1713 S Mays St Ste D, Round Rock, TX 78664
    (512) 248-1199
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  • 0 mi
    Stephanie Myers
    102 E Old Bowman Rd Ste B, Round Rock, TX 78664
    (512) 248-1998
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  • 0 mi
    Andrew Norris
    1300 Gattis School Rd Ste 500, Round Rock, TX 78664
    (512) 388-7733
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  • 0 mi
    Texian Insurance Agency
    1800 N Mays St Ste 102, Round Rock, TX 78664
    (512) 388-0346
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    Safe Beacon Insurance
    1901 E Palm Valley Blvd, Round Rock, TX 78664
    (512) 535-1918
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    Phillip Miller
    2003 N Mays St Ste 103, Round Rock, TX 78664
    (512) 292-7941
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    Billy Moore
    105 E Old Settlers Blvd Ste 111, Round Rock, TX 78664
    (512) 341-0002
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    Round Rock Insurance
    101 E Old Settlers Blvd Ste 160, Round Rock, TX 78664
    (512) 255-3172
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  • 0 mi
    Adam Shingleton
    2201 Double Creek Dr Ste 2004, Round Rock, TX 78664
    (512) 413-9671
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  • 0 mi
    Phillip Gunter
    2201 Double Creek Dr Ste 2004, Round Rock, TX 78664
    (512) 565-4446
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  • 0 mi
    Fleming & Conway
    2251 Double Creek Dr Ste 201, Round Rock, TX 78664
    (512) 900-3045
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  • 0 mi
    Premier Group Insurance - Ricardo Cruz
    3720 Gattis School Rd, Round Rock, TX 78664
    (512) 415-5762
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  • 0 mi
    Rick Villarreal
    2301 Red Bud Ln Ste 100, Round Rock, TX 78664
    (512) 345-5252
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  • 0 mi
    Jaecks Insurance Agency
    102 S Echols St, Round Rock, TX 78664
    (979) 567-4408
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  • 2.77 mi
    Premier Group Insurance - Jared Norrell
    745 Brent Wood Pl, Round Rock, TX 78665
    (512) 415-5762
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  • 2.77 mi
    Scott McLeod
    2851 Joe Dimaggio Blvd Ste 15, Round Rock, TX 78665
    (512) 792-3000
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  • 2.77 mi
    Ted Heaton
    2851 Joe Dimaggio Blvd Ste 3, Round Rock, TX 78665
    (512) 615-8774
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  • 2.77 mi
    TK Insurance Services Agency
    3800 Joe Dimaggio Blvd 75, Round Rock, TX 78665
    (512) 970-9264
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  • 2.77 mi
    Janie Morman
    3000 Joe Dimaggio Blvd Ste 1, Round Rock, TX 78665
    (512) 246-6500
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  • 2.77 mi
    Michael Derek Kilgore
    3000 Joe Dimaggio Blvd Ste 42, Round Rock, TX 78665
    (512) 763-4670
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  • 2.77 mi
    Lawhorn & Moore Insurance Brokers
    3000 Joe Dimaggio Blvd Ste 12, Round Rock, TX 78665
    (512) 246-9955
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  • 2.77 mi
    Texas Farm Bureau Insurance
    3000 Joe Dimaggio Blvd Ste 20, Round Rock, TX 78665
    (512) 341-9880
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  • 2.77 mi
    Goosehead Insurance - Robin Moore & John Moore
    3000 Joe Dimaggio Blvd Ste 12, Round Rock, TX 78665
    (512) 628-9566
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  • 2.77 mi
    AAA Insurance
    201 University Oaks Ste 750, Round Rock, TX 78665
    (512) 248-5150
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  • 2.77 mi
    Booker Gilbert
    4000 Sunrise Rd Ste 1200, Round Rock, TX 78665
    (512) 770-6400
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  • 2.77 mi
    Kanda Kropp
    581 University Blvd, Round Rock, TX 78665
    (512) 255-7677
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  • 2.77 mi
    Matthew Buchanan
    1101 Satellite Vw Unit 204, Round Rock, TX 78665
    (512) 535-6317
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  • 2.77 mi
    Danny Ferch
    4332 Teravista Club Dr Unit 34, Round Rock, TX 78665
    (512) 342-2242
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  • 5.1 mi
    Michael Bickel
    595 Round Rock West Dr Ste 302, Round Rock, TX 78681
    (512) 535-5657
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  • 5.1 mi
    Freeway Insurance
    602 Mcneil Rd, Round Rock, TX 78681
    (512) 620-7023
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  • 5.1 mi
    Alejandra De La Torre
    1 Chisholm Trl Ste 3150, Round Rock, TX 78681
    (512) 244-3311
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  • 5.1 mi
    Greg Meyer
    600 Round Rock West Dr Ste 205, Round Rock, TX 78681
    (512) 255-3672
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  • 5.1 mi
    Goosehead Insurance - Paul D'Spain
    555 Round Rock West Dr Ste E-219, Round Rock, TX 78681
    (512) 363-8609
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  • 5.1 mi
    Parke Moyer
    555 Round Rock West Dr Ste E212, Round Rock, TX 78681
    (512) 247-8573
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  • 5.1 mi
    Mark Saunders
    1110 Ih 35 N Ste 200, Round Rock, TX 78681
    (512) 218-8595
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  • 5.1 mi
    Robert Elander
    1205 Round Rock Ave Ste 117, Round Rock, TX 78681
    (512) 244-0062
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  • 5.1 mi
    Drew Kralich
    1100 Round Rock Ave Ste 100, Round Rock, TX 78681
    (512) 671-3739
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  • 5.1 mi
    Insurepointe of Texas
    1311 Chisholm Trl Ste 404, Round Rock, TX 78681
    (512) 246-6475
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  • 5.1 mi
    Bill Muench Insurance
    1315 Sam Bass Cir Ste B2, Round Rock, TX 78681
    (512) 388-4633
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  • 5.1 mi
    Greg Hart
    1315 Sam Bass Cir Ste B4, Round Rock, TX 78681
    (512) 331-5610
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  • 5.1 mi
    Mark Lyne
    1970 Rawhide Dr Apt 210, Round Rock, TX 78681
    (512) 432-5414
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  • 5.1 mi
    Charlie Sanchez
    1970 Rawhide Dr Apt 210, Round Rock, TX 78681
    (512) 251-7847
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  • 5.1 mi
    Marcos Esparza
    301 Hesters Crossing Rd Ste 208, Round Rock, TX 78681
    (512) 341-7719
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  • 5.1 mi
    Daniel Ruiz
    1920 Sam Bass Rd Ste 800, Round Rock, TX 78681
    (512) 248-1799
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  • 5.1 mi
    Don Hughes
    110 Ih 35 N Ste 325, Round Rock, TX 78681
    (512) 244-7727
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  • 5.1 mi
    Chafin Insurance Agency
    3401 Royal Vista Blvd Bldg A-101, Round Rock, TX 78681
    (512) 906-2024
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  • 5.1 mi
    Webre Sherrill Insurance Advisors
    3401 Royal Vista Blvd Ste 100 Bldg B, Round Rock, TX 78681
    (512) 255-1015
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View all agents ↓

Learn More About Car Insurance in Round Rock, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.