Cheap Car Insurance in Odessa, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Insurance Agents in Odessa, TX and Near by

  • 1.09 mi
    Blanca Nieto
    414 N Lee Ave, Odessa, TX 79761
    (432) 614-5935
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  • 1.09 mi
    Hignojos Insurance Agency
    115 W 6th St, Odessa, TX 79761
    (432) 333-6962
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  • 1.09 mi
    Alex Trevino Insurance Agency
    119 W 6th St, Odessa, TX 79761
    (432) 332-2355
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  • 1.09 mi
    Goosehead Insurance - Jason Valenzuela
    620 N Grant Ave Ste 1205, Odessa, TX 79761
    (432) 934-0630
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  • 1.09 mi
    Steve Leftwich Insurance Agency
    700 N Grant Ave Ste 710, Odessa, TX 79761
    (432) 332-6800
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  • 1.09 mi
    David Jaso
    404 E 7th St, Odessa, TX 79761
    (432) 332-4439
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  • 1.09 mi
    Milam-Felker Insurance Service
    401 E 7th St, Odessa, TX 79761
    (432) 332-0711
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  • 1.09 mi
    Waid Insurance Agency
    123 W 10th St, Odessa, TX 79761
    (432) 337-8651
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  • 1.09 mi
    Newkaiser Company Insurance
    1100 N Texas Ave, Odessa, TX 79761
    (432) 332-1000
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  • 1.09 mi
    Garza Regional Insurance
    1301 N Grant Ave, Odessa, TX 79761
    (432) 333-3500
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  • 1.09 mi
    Aurora Rodrigues
    1428 N Lee Ave, Odessa, TX 79761
    (432) 332-3119
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  • 1.09 mi
    HSB Insurance Agency
    1011 N Dixie Blvd, Odessa, TX 79761
    (432) 550-0881
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  • 1.09 mi
    Venessa Soto
    810 N Dixie Blvd Ste 101, Odessa, TX 79761
    (432) 258-8323
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  • 1.09 mi
    Barry Smith
    1050 N Dixie Blvd, Odessa, TX 79761
    (432) 337-6800
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  • 1.09 mi
    West Texas Insurance Exchange
    1000 Maple Ave, Odessa, TX 79761
    (432) 333-4106
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  • 1.09 mi
    A-Max Auto Insurance
    1311 E 8th St, Odessa, TX 79761
    (423) 334-8000
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  • 1.09 mi
    Tara Simmons Insurance
    1801 Andrews Hwy, Odessa, TX 79761
    (432) 580-7979
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  • 1.09 mi
    Permian Agency
    1800 Andrews Hwy, Odessa, TX 79761
    (432) 333-1483
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  • 1.09 mi
    Yolanda Sanchez
    724 Hillcrest Ave, Odessa, TX 79761
    (432) 272-4930
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  • 1.09 mi
    Robert Cesar Chapa
    1539 S Grant Ave, Odessa, TX 79761
    (432) 337-6906
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  • 1.09 mi
    Torres Insurance
    1613 E 8th St Ste B, Odessa, TX 79761
    (432) 272-1299
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  • 1.09 mi
    Eric Easley
    1717 E 8th St, Odessa, TX 79761
    (432) 580-3388
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  • 1.09 mi
    Brian Vickers
    1813 E 8th St, Odessa, TX 79761
    (432) 580-4488
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  • 1.09 mi
    Joel Sellers
    2015 E 8th St Ste 1, Odessa, TX 79761
    (432) 332-5250
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  • 1.09 mi
    Jim Reeves
    2143 E 8th St, Odessa, TX 79761
    (432) 333-2922
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  • 1.09 mi
    Goosehead Insurance - Arvey Villa
    603 N Meadow, Odessa, TX 79761
    (432) 614-2626
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  • 1.09 mi
    Sandra Smith
    835 Tower Dr Ste 2, Odessa, TX 79761
    (432) 580-4467
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  • 1.09 mi
    Diana Devirgilio
    850 Tower Dr Ste 108, Odessa, TX 79761
    (432) 272-4800
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  • 1.09 mi
    John Fabela
    1500 N Grandview Ave Ste A, Odessa, TX 79761
    (432) 272-2485
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  • 1.09 mi
    Ralph Brewster
    1520 N Grandview Ave, Odessa, TX 79761
    (432) 332-0055
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  • 1.09 mi
    Moxie Insurance Agency
    1522 N Grandview Ave, Odessa, TX 79761
    (432) 366-9433
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  • 1.09 mi
    Larry Davisson
    2400 N Grandview Ave, Odessa, TX 79761
    (432) 362-0164
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  • 1.09 mi
    Killebrew Insurance
    2531 Roper St, Odessa, TX 79761
    (432) 332-6322
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  • 1.09 mi
    Bryant & Duncan Insurance Agency
    2506 N Grandview Ave, Odessa, TX 79761
    (432) 362-6361
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  • 1.09 mi
    Farmers Insurance Group
    2510 N Grandview Ave Ste A, Odessa, TX 79761
    (432) 272-0385
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  • 1.09 mi
    Ann Smith
    2510 N Grandview, Odessa, TX 79761
    (432) 367-3306
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  • 1.09 mi
    Robert Jurado
    2512 N Grandview Ave, Odessa, TX 79761
    (432) 363-5060
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  • 1.09 mi
    Melissa Roberts
    2651 Jbs Pkwy Ste C4, Odessa, TX 79761
    (432) 339-0066
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  • 5.04 mi
    Filiberto Gonzales
    600 E 42nd St, Odessa, TX 79762
    (432) 550-3300
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  • 5.04 mi
    A-Max Auto Insurance
    1123 E 42nd St, Odessa, TX 79762
    (432) 368-5050
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  • 5.04 mi
    Joe Allbright
    1941 E 37th St, Odessa, TX 79762
    (432) 550-4500
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  • 5.04 mi
    Beth Lee
    2817 Jbs Pkwy Ste C102, Odessa, TX 79762
    (432) 366-0000
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  • 5.04 mi
    Jason Yeley
    4013 Jbs Pkwy, Odessa, TX 79762
    (432) 362-7991
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  • 5.04 mi
    Dan Bertelson
    2123 E 42nd St, Odessa, TX 79762
    (432) 552-5888
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  • 5.04 mi
    Roy Faulkenberry
    4526 E University Blvd Ste 2d, Odessa, TX 79762
    (432) 363-8551
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  • 5.04 mi
    Sammy Gonzales
    4555 E University Blvd Ste E9, Odessa, TX 79762
    (432) 580-6090
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  • 5.04 mi
    Kris Crow
    3908 Tanglewood Ln, Odessa, TX 79762
    (432) 337-0800
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  • 5.04 mi
    Lisa Hand
    3916 Tanglewood Ln, Odessa, TX 79762
    (432) 550-9405
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  • 5.04 mi
    R C Paulette
    2817 John Ben Shepperd Pkwy Bldg E, Odessa, TX 79762
    (432) 368-7313
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  • 5.04 mi
    Higginbotham Insurance Agency
    4800 E University Blvd Ste B, Odessa, TX 79762
    (432) 368-7676
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  • 5.04 mi
    Andrew Hernandez
    4401 N Grandview Ave, Odessa, TX 79762
    (432) 367-4121
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  • 5.04 mi
    Troy Chesnut & Associates
    4820 E University Blvd, Odessa, TX 79762
    (432) 550-2425
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  • 5.04 mi
    Lisa Strickland
    2240 E 52nd St, Odessa, TX 79762
    (432) 366-8888
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  • 5.04 mi
    ASA Mutual Insurance Group
    5000 E University Blvd Ste 8, Odessa, TX 79762
    (432) 366-0260
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  • 5.04 mi
    Paul Talley
    3801 E 52nd St Ste B, Odessa, TX 79762
    (432) 366-0814
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  • 5.04 mi
    Heather Buske
    5050 E University Blvd Ste 3, Odessa, TX 79762
    (432) 366-2900
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  • 5.04 mi
    InSource Insurance Group
    5108 Wayland Dr, Odessa, TX 79762
    (432) 362-8800
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  • 5.04 mi
    Mike Podzemny
    5007 John Ben Shepperd Pkwy, Odessa, TX 79762
    (432) 367-0070
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  • 5.04 mi
    Chris Wray
    6012 Eastridge Rd, Odessa, TX 79762
    (432) 362-9729
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  • 5.04 mi
    Dimas Avalos
    6703 Andrews Hwy, Odessa, TX 79762
    (432) 653-5665
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  • 6.54 mi
    Beeson Insurance
    9000 W University Blvd, Odessa, TX 79764
    (432) 803-5000
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  • 6.54 mi
    Five Star Insurance
    1127 W University Blvd, Odessa, TX 79764
    (432) 653-4812
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  • 7 mi
    Noe Garcia
    2260 Linda Ave Ste 102, Odessa, TX 79763
    (432) 332-2401
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  • 7 mi
    Statewide Insurance
    1911 County Hwy W, Odessa, TX 79763
    (432) 334-9998
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  • 7 mi
    Maria E Valeriano
    1501 W 2nd St, Odessa, TX 79763
    (432) 332-5776
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  • 7 mi
    McKenzie Agency
    1315 N County Rd W, Odessa, TX 79763
    (432) 333-3532
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  • 7 mi
    Autopartners Insurance Agency
    1645 N County Rd W, Odessa, TX 79763
    (432) 332-8797
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  • 7 mi
    Integrity Insurance & Associates
    1655 N County Rd W, Odessa, TX 79763
    (432) 653-0500
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  • 7 mi
    Patrick Willis
    1631 N County Rd W, Odessa, TX 79763
    (432) 580-6100
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  • 7 mi
    Dan Bertelson
    1806 N County Rd W, Odessa, TX 79763
    (432) 333-4663
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View all agents ↓

Learn More About Car Insurance in Odessa, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.