Cheap Car Insurance in Kyle, Texas (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Kyle

Lowest Premium

$350 / YEAR

Average Premium

$525 / YEAR

Highest Premium

$689 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Kyle is around $525 and can go upto $689. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Kyle by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Kyle. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
78640$525

Insurance Agents in Kyle, TX and Near by

  • 0 mi
    David Klaus
    1501 Goforth Rd Ste 104, Kyle, TX 78640
    (512) 371-6286
    View |
  • 0 mi
    Perdue Insurance Group
    108 Hwy 81 North, Kyle, TX 78640
    (512) 262-1305
    View |
  • 0 mi
    West Romberger
    107 S Main St Unit B, Kyle, TX 78640
    (512) 828-7662
    View |
  • 0 mi
    Walter Kennedy
    207 N Main St, Kyle, TX 78640
    (512) 262-1300
    View |
  • 0 mi
    Affiance Insurance Agency
    127 Bridle Path, Kyle, TX 78640
    (512) 284-9051
    View |
  • 0 mi
    American National - Genelle Duran
    3601 Kyle Xing Unit C5, Kyle, TX 78640
    (512) 523-8198
    View |
  • 0 mi
    Cory Pack
    121 Hall Professional Ctr Ste D, Kyle, TX 78640
    (512) 268-7225
    View |
  • 0 mi
    Bradley & Bradley Insurance Agency
    109 Polk, Kyle, TX 78640
    (512) 217-4511
    View |

Learn More About Car Insurance in Kyle, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.