Cheap Car Insurance in Jbsa Ft Sam Houston, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Insurance Agents in Jbsa Ft Sam Houston, TX and Near by

  • 2.19 mi
    Trimble-Batjer Insurance Associates
    120 Austin Hwy 103, San Antonio, TX 78209
    (210) 308-9438
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  • 2.19 mi
    Lorraine Tellez
    935 Austin Hwy, San Antonio, TX 78209
    (210) 535-9225
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  • 2.19 mi
    MetLife Auto & Home
    929 Austin Hwy, San Antonio, TX 78209
    (210) 824-9096
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  • 2.19 mi
    Steven Hays
    5108 Broadway St Ste 231, San Antonio, TX 78209
    (210) 829-5141
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  • 2.19 mi
    Katie Slaydon
    4940 Broadway St Ste 200, San Antonio, TX 78209
    (210) 828-3276
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  • 2.19 mi
    F W Offenhauser & Company
    5701 Broadway St Ste 103, San Antonio, TX 78209
    (210) 832-8715
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  • 2.19 mi
    Jacqui Lugar
    1248 Austin Hwy Ste 202, San Antonio, TX 78209
    (210) 822-2121
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  • 2.19 mi
    Bubel Insurance Agency
    6011 Broadway St Ste 201, San Antonio, TX 78209
    (210) 656-2894
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  • 2.19 mi
    Preferred Choice Insurance
    6102 Broadway St Ste B5, San Antonio, TX 78209
    (210) 757-4520
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  • 2.19 mi
    Bluebonnet Insurance Center
    113 Castano Ave Ste 1, San Antonio, TX 78209
    (210) 762-5021
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  • 2.19 mi
    A-Max Auto Insurance
    1464 Austin Hwy Ste 102, San Antonio, TX 78209
    (210) 824-7474
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  • 2.19 mi
    Carolyn Tarver
    7225 Broadway St, San Antonio, TX 78209
    (210) 804-2100
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  • 2.19 mi
    Mike Lefler
    1206 Nacogdoches Rd Ste B, San Antonio, TX 78209
    (210) 826-1492
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  • 2.19 mi
    Moreno Jimenez Insurance
    343 Northridge Dr, San Antonio, TX 78209
    (210) 781-1893
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  • 2.19 mi
    JSB Insurance Agency
    120 E Basse Rd Ste 101, San Antonio, TX 78209
    (210) 832-9000
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  • 2.19 mi
    First Savers Insurance Agency
    1153 Treeline Park Ste 200, San Antonio, TX 78209
    (210) 820-0432
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  • 2.19 mi
    Vicki Auth
    8015 Broadway St Ste 200, San Antonio, TX 78209
    (210) 824-7436
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  • 2.19 mi
    Kevin P McLoughlin
    306 W Sunset Rd, San Antonio, TX 78209
    (210) 821-6660
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  • 2.19 mi
    Carl Gravell
    8602 Crownhill Blvd, San Antonio, TX 78209
    (210) 822-4472
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  • 2.19 mi
    Carlisle Insurance
    1100 NE Loop 410 Ste 401, San Antonio, TX 78209
    (210) 832-8400
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  • 2.19 mi
    INSURICA Insurance
    1100 NE Loop 410 Ste 200, San Antonio, TX 78209
    (210) 525-0500
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  • 2.19 mi
    San Antonio Insurance
    1100 NE Loop 410 Ste 650, San Antonio, TX 78209
    (210) 690-6061
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  • 2.19 mi
    Michael Mika
    1600 NE Loop 410 Ste 119, San Antonio, TX 78209
    (210) 829-7731
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  • 2.19 mi
    Nash Insurance & Financial Group
    1600 NE Loop 410 Ste 130, San Antonio, TX 78209
    (210) 812-2175
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  • 2.19 mi
    Texas Roadrunner Insurance Agency
    1600 NE Loop 410 Ste 140, San Antonio, TX 78209
    (210) 599-2026
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  • 2.19 mi
    Associated Acceptance
    1020 NE Loop 410 Ste 300, San Antonio, TX 78209
    (210) 829-1000
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  • 2.19 mi
    Laskowski Insurance
    8301 Broadway St Ste 101, San Antonio, TX 78209
    (210) 828-2265
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  • 2.19 mi
    GEICO - Dempsey Ballard
    1247 NE Loop 410, San Antonio, TX 78209
    (210) 828-5675
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  • 2.19 mi
    Independent Insurance Center
    1739 Citadel Plz, San Antonio, TX 78209
    (210) 821-5080
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  • 2.19 mi
    William Mochel
    1313 NE Loop 410 Ste 200, San Antonio, TX 78209
    (210) 967-6800
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  • 2.19 mi
    Martin Montelongo
    1747 Citadel Plz Ste 23, San Antonio, TX 78209
    (210) 454-3051
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  • 2.19 mi
    McCorkle Commercial Insurance Agency
    909 NE Loop 410 Ste 700, San Antonio, TX 78209
    (210) 821-6676
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  • 2.19 mi
    Versatile Insurance Planners
    901 NE Loop 410 Ste 807, San Antonio, TX 78209
    (210) 858-9860
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  • 2.19 mi
    HIG Risk Solutions
    901 NE Loop 410 Ste 526, San Antonio, TX 78209
    (210) 832-9660
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  • 2.19 mi
    Gabe Juarez III Insurance Agency
    1747 Citadel Plz Ste 207, San Antonio, TX 78209
    (210) 822-9485
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  • 2.53 mi
    Direct General Auto Insurance
    2143 E Houston Street, San Antonio, TX 78202
    (210) 301-4256
    View |
View all agents ↓

Learn More About Car Insurance in Jbsa Ft Sam Houston, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.