Cheap Car Insurance in Humble, Texas ( With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Insurance Agents in Humble, TX and Near by

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Acceptance Auto Insurance

19333 Highway 59 N Ste 130, Humble, TX 77338

(281) 548-0202

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Amtex Insurance

228 Charles St, Humble, TX 77338

(713) 662-0000

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Kosub & Associates Insurance

320 E Main St Ste D, Humble, TX 77338

(281) 540-2202

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CLJ Risk Management

514 E Main St, Humble, TX 77338

(832) 777-0381

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Trey Guidry

107 1st St W Ste 100, Humble, TX 77338

(281) 446-8146

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Neighborhood Insurance Specialists

807 1st St E, Humble, TX 77338

(281) 548-2000

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ASAP Insurance Agency

31 W Main St, Humble, TX 77338

(281) 540-7011

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Jose Medrano

203 N Houston Ave, Humble, TX 77338

(281) 446-5404

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Peoples Choice Insurance Solutions & Investments

200 N Houston Ave Ste C, Humble, TX 77338

(281) 852-9396

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Ai United Insurance

216 N Bender Ave, Humble, TX 77338

(281) 446-6950

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Momentum Insurance & Financial Services

125 W Main Ste A, Humble, TX 77338

(281) 540-1091

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Auto Insurance Discounters

20030 Highway 59 N Ste A, Humble, TX 77338

(281) 319-4900

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LMS Insurance Agency

20036 Highway 59 N, Humble, TX 77338

(281) 360-1040

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Travis Davis

19747 Highway 59 N Ste 270, Humble, TX 77338

(281) 540-4600

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Kevin Cavazos

19333 Highway 59 N Ste 195, Humble, TX 77338

(281) 446-1203

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Kerry Maxey Insurance

1410 Fm 1960 Bypass Rd E Ste D, Humble, TX 77338

(281) 446-2545

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TWFG Insurance Services - Dale Ratliff

1410 Fm 1960 Bypass Rd E, Humble, TX 77338

(832) 644-5500

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Chris Roberson

1420 Fm 1960 Bypass Rd E Ste 121, Humble, TX 77338

(281) 446-2629

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John Emerson

639 Wilson Rd, Humble, TX 77338

(281) 446-4424

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Metro Allied North Insurance Agency

2031 Humble Place Dr, Humble, TX 77338

(281) 776-5555

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Nathaniel Stover

1931 Humble Place Dr Ste 203, Humble, TX 77338

(281) 964-4408

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TWFG Insurance Services - Ryan Guillory

1931 Humble Place Dr Ste 102, Humble, TX 77338

(713) 860-4063

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Texas Worldwide Insurance

2031 Humble Place Dr, Humble, TX 77338

(281) 449-1422

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Bill Chapman

9684 Fm 1960 Bypass Rd W, Humble, TX 77338

(281) 548-9903

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Wilkinson Insurance Agency

10203 Birchridge Dr Ste 220, Humble, TX 77338

(281) 446-0467

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Larry Harper

10203 Birchridge Dr Ste 230, Humble, TX 77338

(281) 446-1991

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Nora Reyna

10203 Birchridge Dr Ste 825, Humble, TX 77338

(281) 973-9985

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Cedric Johnson

8998 Will Clayton Pkwy Ste C, Humble, TX 77338

(281) 441-3338

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Carr Insurance Agency

8840 Will Clayton Pkwy Ste E, Humble, TX 77338

(281) 570-6085

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Dale Guidry

9142 Will Clayton Parkway, Humble, TX 77338

(281) 852-7967

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Serna Insurance Agency

9232 Will Clayton Pkwy, Humble, TX 77338

(281) 812-9775

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A-Z Insurance Agency

7850 Fm 1960 Byp Rd W, Humble, TX 77338

(832) 412-2688

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4.43 mi

K's Motorsports Insurance

17802 Highway 59 N, Humble, TX 77396

(281) 446-7165

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4.43 mi

David M. Peace

3700 Atascocita Rd Ste 804, Humble, TX 77396

(713) 553-3271

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4.43 mi

Sean Laughlin

14954 Mesa Dr Ste 109, Humble, TX 77396

(281) 598-7942

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4.43 mi

A Troy Turner

9502 N Sam Houston Pkwy E Ste 107, Humble, TX 77396

(713) 668-3900

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4.43 mi

Noah Labauve

9701 N Sam Houston Pkwy E Suite 250, Humble, TX 77396

(713) 453-7191

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6.81 mi

Goosehead Insurance - Marcia BurklewCandace Griffin

20665 W Lake Houston Pkwy Ste 111, Humble, TX 77346

(281) 359-2222

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6.81 mi

Karen Byrd

4518 Fm 1960 Rd E, Humble, TX 77346

(281) 812-2878

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6.81 mi

Sean Mertz

5311 Fm 1960 Rd E Ste F, Humble, TX 77346

(281) 852-6500

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6.81 mi

Jerry Johnson

5616 Fm 1960 Rd E Ste 260, Humble, TX 77346

(281) 358-2788

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6.81 mi

Lee Insurance Agency

8727 Fm 1960 Rd E, Humble, TX 77346

(281) 812-8400

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6.81 mi

William Todd Calfee Agency

8727 Fm 1960 Rd E Ste B, Humble, TX 77346

(281) 852-3535

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6.81 mi

Brian Richards

8013 Fm 1960 Rd E, Humble, TX 77346

(281) 812-2099

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6.81 mi

Hubbard Insurance Agency

4574 Fm 1960 Rd E, Humble, TX 77346

(281) 852-6000

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6.81 mi

Timothy Edwards

7702 Fm 1960 Rd E Ste 114, Humble, TX 77346

(281) 852-3121

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6.81 mi

Randy Goss

19100 W Lk Houst Pkwy Ste 105, Humble, TX 77346

(281) 319-4300

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6.81 mi

Polly Guillory

5510 Atascocita Rd Ste 260, Humble, TX 77346

(281) 446-3557

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6.81 mi

Ashley Henry

5444 Atascocita Rd Ste 101, Humble, TX 77346

(281) 852-7171

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6.81 mi

Tim Bates

8031 Fm 1960 Rd E, Humble, TX 77346

(281) 852-0611

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6.81 mi

William Anduiza

8031 Fm 1960 Rd E, Humble, TX 77346

(281) 852-0611

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6.81 mi

Ralph Hawkins

4710 Atascocita Rd, Humble, TX 77346

(281) 852-4492

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6.81 mi

Craig Covey

17280 W Lake Houston Pkwy, Humble, TX 77346

(281) 852-5225

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6.81 mi

Strategic Insurance Solutions

18321 W Lake Houston Pkwy Ste 160, Humble, TX 77346

(281) 570-2000

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6.81 mi

Gibraltar Insurance Services

18455 W Lake Houston Pkwy Ste 250, Humble, TX 77346

(281) 748-3364

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6.81 mi

TWFG Insurance Services - Brian Johnson Insurance

18477 W Lake Houston Pkwy Ste 30, Humble, TX 77346

(281) 852-3333

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Learn More About Car Insurance in Humble, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Humble, Texas (With 2024 Rates)