Cheap Car Insurance in Galena Park, Texas ( With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Insurance Agents in Galena Park, TX and Near by

0 mi

United Community Insurance Group

1700 16th St, Galena Park, TX 77547

(844) 215-7860

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2.31 mi

Elbert Blasingame

1224 Holland St, Houston, TX 77029

(713) 453-4823

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2.31 mi

Dalia De La Rosa

1202 Holland St, Houston, TX 77029

(713) 451-1516

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2.31 mi

Adela Tamayo Insurance & Income Tax Service

10705 Market St Ste B, Houston, TX 77029

(713) 645-1001

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2.31 mi

Freeway Insurance

11410 I 10 E Fwy Ste 120, Houston, TX 77029

(713) 364-0120

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2.31 mi

Jim Estep

11811 East Fwy Ste 120, Houston, TX 77029

(713) 455-3434

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2.31 mi

John Grimes

11811 East Fwy Ste 230, Houston, TX 77029

(713) 450-3863

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2.31 mi

A-Z Insurance Agency

11057 East Fwy, Houston, TX 77029

(713) 455-6200

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2.31 mi

TWFG Insurance Services - Jennifer Salinas

10505 Market Street Rd Ste A, Houston, TX 77029

(713) 670-3020

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2.31 mi

All Class Auto Insurance

1201 Mercury Dr Ste B, Houston, TX 77029

(713) 671-2726

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2.31 mi

Tamra Vactor

1013 Mercury Dr, Houston, TX 77029

(713) 927-5629

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2.31 mi

Criselda Salinas

918 Mercury Dr Ste 4, Houston, TX 77029

(832) 830-8987

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2.31 mi

Auto Insurance Discounters

11410 I-10 E Fwy Ste 120, Houston, TX 77029

(713) 330-7116

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2.31 mi

TWFG Insurance Services - Chad Gunal

9009 North Loop East Suite 158b, Houston, TX 77029

(281) 931-5002

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2.31 mi

TWFG Insurance Services - Michael Sanchez

9009 North Loop E Ste 220, Houston, TX 77029

(713) 676-1102

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2.31 mi

Glori Morales

1502 Mccarty St, Houston, TX 77029

(281) 889-7177

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2.48 mi

Freeway Insurance

7512 Harrisburg Blvd, Houston, TX 77012

(832) 278-1160

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2.7 mi

Galaxy Auto Insurance

1209 Main St Unit B, Pasadena, TX 77506

(713) 472-5259

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2.7 mi

Lonestar Discount Insurance & Multiservices

1035 Shaver St # 160, Pasadena, TX 77506

(713) 472-3005

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2.7 mi

Adriana Saenz

1034 Shaver St Unit D, Pasadena, TX 77506

(713) 475-5949

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2.7 mi

TIA - Texas Insurance Agency

1001 Richey St, Pasadena, TX 77506

(713) 920-0500

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2.7 mi

Texans Insurance Agency

818 Richey St, Pasadena, TX 77506

(832) 495-4137

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2.7 mi

David Wray

1303 W Harris Ave, Pasadena, TX 77506

(832) 287-0890

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2.7 mi

Nellie Auto Insurance

416 Pasadena Blvd, Pasadena, TX 77506

(713) 473-1940

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2.7 mi

All Texas Best Insurance

205 Shaw Ave, Pasadena, TX 77506

(281) 888-4943

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2.7 mi

Guard Co Insurance

832 Burke Rd Ste 140, Pasadena, TX 77506

(713) 923-2846

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2.7 mi

Freeway Insurance

2139 Red Bluff Rd, Pasadena, TX 77506

(281) 886-8905

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Learn More About Car Insurance in Galena Park, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Galena Park, Texas (With 2024 Rates)