Lowest Premium
$387 / YEAR
Average Premium
$548 / YEAR
Highest Premium
$725 / YEAR
The average annual premium in Frisco is around $548 and can go upto $725. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Frisco by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Frisco. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
75033 | $549 |
75034 | $552 |
75035 | $543 |
Insurance Agents in Frisco, TX and Near by
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0 miJK Insurance Agency3450 Oakleigh Ln, Frisco, TX 75033(214) 236-3637View |
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0 miDavid Palmer5000 Eldorado Pkwy Ste 150-287, Frisco, TX 75033(972) 215-7295View |
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0 miTexas Unity Insurance Services12400 Preston Rd Ste 110, Frisco, TX 75033(972) 805-4515View |
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0 miAmbassador Insurance7223 Prairie Flower Ln, Frisco, TX 75033(972) 258-5000View |
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0 miRussell Key6170 Research Rd Ste 215, Frisco, TX 75033(214) 618-9425View |
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0 miGrimes Insurance Group2770 Main St Ste 123, Frisco, TX 75033(214) 494-8800View |
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0 miDFW Insurance Services2770 E Main St Ste 210, Frisco, TX 75033(972) 781-1115View |
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0 miFoursquare Insurance Agency8100 Dallas Pkwy Ste 300, Frisco, TX 75033(469) 362-6800View |
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0 miDarryl Fleming Insurance2770 Main St Ste 159, Frisco, TX 75033(972) 358-4333View |
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0 miGoosehead Insurance - Mark Solomon Jr.2770 Main St Ste 275, Frisco, TX 75033(469) 287-8049View |
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0 miPerret & Associates2770 Main St Ste 160, Frisco, TX 75033(972) 740-0698View |
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0 miKeaton Yeates2770 Main St Ste 111, Frisco, TX 75033(214) 705-8586View |
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0 miRoger Welch Agency2770 Main St Ste 104, Frisco, TX 75033(972) 380-6677View |
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0 miLaurie Leon3388 W Main St Ste 300, Frisco, TX 75033(972) 712-3684View |
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0 miMoore Insurance Group4280 Main St Ste 400, Frisco, TX 75033(972) 432-6650View |
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0 miRev Insurance Agency4251 Glenhurst Ln, Frisco, TX 75033(904) 627-1455View |
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0 miC & R Insurance Agency4645 Wyndham Ln Ste 120b, Frisco, TX 75033(214) 387-4008View |
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0 miChristine Degele4645 Wyndham Ln Ste 170b, Frisco, TX 75033(972) 818-3990View |
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0 miGoosehead Insurance - Doug Lowry4645 Wyndham Ln Ste 160b Ofc 3, Frisco, TX 75033(214) 356-3124View |
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0 miScott Sandlin5566 Main St Ste 202, Frisco, TX 75033(214) 618-8525View |
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0 miStephen Gandy5566 Main St Ste 190, Frisco, TX 75033(214) 618-6010View |
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0 miMarilyn Kuhlman Insurance Agency7776 Main St Ste 500, Frisco, TX 75033(469) 777-6335View |
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0 miTexas Farm Bureau Insurance8722 Main St, Frisco, TX 75033(972) 731-0201View |
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0 miChris Zeigler8750 Main St Ste 203, Frisco, TX 75033(469) 535-2500View |
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0 miBob King Agency of North Texas9741 Preston Rd Ste 301, Frisco, TX 75033(214) 618-8080View |
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0 miThe Ward Agency9741 Preston Rd Ste 304, Frisco, TX 75033(972) 377-7999View |
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0 miState Farm - Gene Wolfgram8902 Preston Manor Dr, Frisco, TX 75033(972) 335-9731View |
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0 miState Farm Plano Insurance - Deborah Wolfgram8902 Preston Manor Dr, Frisco, TX 75033(972) 781-2100View |
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1.07 miAllied Insurance Agency5300 Town And Country Blvd Ste 145, Frisco, TX 75034(214) 269-1560View |
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1.07 miChristopher Gregg - Liberty Mutual Insurance5300 Town And Country Blvd Ste 110, Frisco, TX 75034(469) 213-0119View |
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1.07 miLiberty Mutual Agency5300 Town And Country Blvd Ste 110, Frisco, TX 75034(214) 618-6880View |
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1.07 miStonebriar Financial Services4712 Voyager Dr, Frisco, TX 75034(469) 688-0961View |
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1.07 miLeigh-Ellen Norman1701 Legacy Dr Ste 135, Frisco, TX 75034(972) 239-6025View |
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1.07 miDanny Pulaski1518 Legacy Dr Ste 200, Frisco, TX 75034(972) 712-6000View |
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1.07 miBob Pulaski1518 Legacy Dr Ste 200, Frisco, TX 75034(972) 712-6000View |
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1.07 miAleaf Insurance Agency5850 Town And Country Blvd Ste 301, Frisco, TX 75034(972) 232-2258View |
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1.07 miBethlehem Tefera5850 Town And Country Blvd Ste 403, Frisco, TX 75034(972) 377-7786View |
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1.07 miJohn Pavle2650 King Rd Ste 200, Frisco, TX 75034(214) 393-9114View |
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1.07 miRhonda R Steelman5780 Loving Trl, Frisco, TX 75034(972) 294-1043View |
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1.07 miRey Garcia279 W Main St Ste 108, Frisco, TX 75034(469) 362-6700View |
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1.07 miChristopher Gray425 Old Newman Rd Ste 302, Frisco, TX 75034(469) 731-0035View |
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1.07 miDavin Ward2591 Dallas Pkwy Ste 300, Frisco, TX 75034(972) 731-4311View |
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1.07 miMcCrea Miller2591 Dallas Pkwy Ste 202, Frisco, TX 75034(972) 712-8444View |
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1.07 miStarwood Insurance2591 Dallas Pkwy Ste 300, Frisco, TX 75034(972) 636-5810View |
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1.07 mi212 Agency2591 Dallas Pkwy Ste 300, Frisco, TX 75034(469) 287-5605View |
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1.07 miChristopher Flood2591 Dallas Pkwy Ste 202, Frisco, TX 75034(972) 712-9998View |
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1.07 miJohn Hamidi2591 Dallas Pkwy Ste 300, Frisco, TX 75034(866) 440-0646View |
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1.07 miBrandon Burden2591 Dallas Pkwy Ste 202, Frisco, TX 75034(214) 396-6070View |
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1.07 miAlan Sweazea2601 Network Blvd Ste 208, Frisco, TX 75034(972) 668-5858View |
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1.07 miOscar Quintana2601 Network Blvd Ste 208, Frisco, TX 75034(469) 288-8302View |
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1.07 miAaron Wallick8756 Teel Pkwy Ste 322, Frisco, TX 75034(469) 305-7195View |
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1.07 miAnthony Blackmon Agency9191 Kyser Way Ste 200, Frisco, TX 75034(469) 291-9006View |
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1.07 miIntegrity Risk Management5750 Genesis Ct Ste 120, Frisco, TX 75034(972) 930-7086View |
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1.07 miGoosehead Insurance - Diane Fitts6136 Frisco Square Blvd Ste 400, Frisco, TX 75034(214) 935-9625View |
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1.07 miMarcelo Campon6136 Frisco Square Blvd Ste 400, Frisco, TX 75034(972) 253-0402View |
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1.07 miVoyager Insurance Services, Inc7011 W Main St, Frisco, TX 75034(972) 712-0000View |
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1.07 miMarc Berthelot6817 Main St, Frisco, TX 75034(972) 335-1801View |
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1.07 miCNC Insurance Brokerage Services8721 5th St, Frisco, TX 75034(972) 248-2415View |
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1.07 miEd Forster - State Farm Agency7227 Main St Ste 120, Frisco, TX 75034(972) 377-2030View |
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1.07 miInsurance One Agency8641 5th St Ste W4, Frisco, TX 75034(972) 382-3404View |
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1.07 miFarmers Insurance - Rob Johnson Agency8641 5th St, Frisco, TX 75034(469) 252-1836View |
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1.07 miLarry Fulmer Insurance Agency8641 5th St # 15, Frisco, TX 75034(972) 713-0450View |
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1.07 miThomas Rush7601 W Main St Ste 200, Frisco, TX 75034(972) 335-4982View |
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1.07 miInsurance Services of Texas8745 Gary Burns Dr Ste 140, Frisco, TX 75034(972) 377-9000View |
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1.07 miFullerton-Yates Insurance Agency8950 Gary Burns Dr Ste C, Frisco, TX 75034(214) 619-4200View |
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1.07 miSherron Pyle8950 Gary Burns Dr Ste B, Frisco, TX 75034(972) 712-5747View |
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1.07 miJGS Advisors Insurance Group7410 Preston Rd Ste 123, Frisco, TX 75034(972) 377-8900View |
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1.07 miAnn Anderson6500 Preston Rd Ste 201, Frisco, TX 75034(214) 619-4012View |
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1.07 miInsurance Expert Group6500 Preston Rd Ste 201, Frisco, TX 75034(972) 203-8009View |
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1.07 miBollom & Parker Insurance6351 Preston Rd Ste 110, Frisco, TX 75034(972) 377-9464View |
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1.07 miChristy Brott6351 Preston Rd Ste 165, Frisco, TX 75034(972) 668-3276View |
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1.07 miFarmers Insurance - Jay Noble6870 Lebanon Rd Ste 200, Frisco, TX 75034(469) 998-7500View |
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1.07 miBayless-Hall Insurance6100 Preston Rd Ste 220, Frisco, TX 75034(972) 335-2643View |
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1.07 miRHK Insurance Group6100 Preston Rd Ste 201, Frisco, TX 75034(463) 362-5300View |
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1.07 miStonebriar Insurance Group6100 Preston Rd Ste 201, Frisco, TX 75034(469) 362-5300View |
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1.07 miJudge Fite Insurance6959 Lebanon Rd Ste 201, Frisco, TX 75034(214) 446-2571View |
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1.07 miSkylight Insurance Agency6959 Lebanon Rd Ste 201, Frisco, TX 75034(844) 700-1776View |
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1.07 miMerchant Insurance6046 Orchard Park Dr, Frisco, TX 75034(469) 633-0183View |
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1.07 miAAA Insurance4760 Preston Rd Ste 208, Frisco, TX 75034(972) 712-0569View |
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1.07 miJeff Baird8765 Stockard Dr Ste 103, Frisco, TX 75034(214) 387-7999View |
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1.07 miRodney Mouton Insurance Agency8765 Stockard Dr Ste 102, Frisco, TX 75034(972) 627-4484View |
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1.07 miJerry Garey4112 Legacy Dr Ste 304, Frisco, TX 75034(972) 731-5105View |
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1.07 miGlobalGreen - Bradley Insurance Group4221 Preston Rd Ste 200, Frisco, TX 75034(214) 395-3705View |
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1.07 miMcClure Capital1 Cowboys Way Ste 570, Frisco, TX 75034(972) 960-8700View |
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1.07 miGrimes Group Agency3550 Parkwood Blvd Ste B102, Frisco, TX 75034(214) 618-4380View |
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1.07 miMark Whitehead8380 Warren Pkwy Ste 301, Frisco, TX 75034(972) 731-7200View |
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1.07 miMike Ridley Insurance Agency, Inc8380 Warren Pkwy Ste 301, Frisco, TX 75034(972) 668-9600View |
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1.07 miScott Samuel7777 Warren Pkwy Ste 150, Frisco, TX 75034(972) 231-5227View |
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1.07 miMike McKay8300 Gaylord Pkwy Ste 7, Frisco, TX 75034(972) 668-0030View |
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4.36 miMetLife Auto & Home - Frisco9300 Wade Blvd Ste 240 A2, Frisco, TX 75035(972) 658-4638View |
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4.36 miCarol Loper & Associates9300 Wade Blvd Ste 101, Frisco, TX 75035(214) 423-3130View |
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4.36 miKimberly Barnes10990 Rolater Rd Ste 200, Frisco, TX 75035(214) 705-1420View |
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4.36 miConnect Insurance Agency9555 Lebanon Rd Ste 102 Bldg 1, Frisco, TX 75035(469) 252-4855View |
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4.36 miTWFG Insurance Services - John Betty9555 Lebanon Rd Ste 202, Frisco, TX 75035(214) 619-1700View |
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4.36 miESP Insurance Services Inc9555 Lebanon Rd Ste 202, Frisco, TX 75035(214) 619-1700View |
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4.36 miJennifer Morlan9555 Lebanon Rd Ste 701, Frisco, TX 75035(469) 731-5141View |
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4.36 miFrisco Insurance Agency9555 Lebanon Rd Ste 201, Frisco, TX 75035(972) 712-0076View |
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4.36 miPaul Burley9300 John Hickman Pkwy Ste 404, Frisco, TX 75035(469) 252-1552View |
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4.36 miJodie Satterfield6449 Coit Rd Ste 116, Frisco, TX 75035(214) 506-1015View |
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4.36 miAab Insurance Group14688 State Highway 121 Ste 130, Frisco, TX 75035(972) 200-7848View |
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4.36 miJohn Pavle11625 Custer Rd Ste 150, Frisco, TX 75035(214) 544-6721View |
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4.36 miHome Team Insurance5999 Custer Rd Ste 130, Frisco, TX 75035(972) 665-1930View |
Learn More About Car Insurance in Frisco, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.