Lowest Premium
$387 / YEAR
Average Premium
$695 / YEAR
Highest Premium
$1207 / YEAR
The average annual premium in Dallas is around $695 and can go upto $1207. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
Dallas does not have the most expensive premiums for car insurance but it is not the cheapest either. The average cost is substantially higher than the statewide average but you can pay less than what some residents of Houston have to bear. You can refer to the average across Texas but that would not be much helpful. What you need to focus on is the average in Dallas. The comparison between Houston and Dallas is interesting because some insurers have almost similar premiums. The average in Houston is less than that of Dallas. But Houston has policies costing up to three thousand dollars. In Dallas, you can get sufficient coverage for around two thousand dollars.
The average car insurance cost is around $700 in Dallas city for liability (50/100/50) coverage but this can go as high as $3,286 for a full coverage insurance.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Dallas by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Dallas. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
75201 | $639 |
75202 | $663 |
75203 | $662 |
75204 | $613 |
75205 | $612 |
75206 | $616 |
75207 | $755 |
75208 | $648 |
75209 | $603 |
75210 | $661 |
75211 | $620 |
75212 | $618 |
75214 | $605 |
75215 | $653 |
75216 | $655 |
75217 | $651 |
75218 | $615 |
75219 | $633 |
75220 | $577 |
75223 | $642 |
75224 | $640 |
75226 | $647 |
75227 | $649 |
75228 | $659 |
75230 | $617 |
75231 | $665 |
75232 | $645 |
75233 | $654 |
75234 | $586 |
75235 | $624 |
75236 | $599 |
75237 | $646 |
75240 | $626 |
75241 | $658 |
75242 | $704 |
75243 | $628 |
75247 | $732 |
75248 | $596 |
75249 | $593 |
75252 | $572 |
75254 | $623 |
75260 | $688 |
75270 | $664 |
75287 | $558 |
75342 | $675 |
75398 | $687 |
Insurance Agents in Dallas, TX and Near by
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0 miMesirow Insurance Services2828 Routh St Ste 650, Dallas, TX 75201(214) 954-1400View |
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0 miBen Spurgin Insurance Agency2521 Cedar Springs Rd, Dallas, TX 75201(214) 871-3322View |
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0 miFrost Insurance Agency2950 N Harwood #1200, Dallas, TX 75201(214) 515-4145View |
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0 miPalos Verdes Insurance Agency100 Crescent Ct Fl 7, Dallas, TX 75201(214) 459-8353View |
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0 miStephens Insurance300 Crescent Ct Ste 600, Dallas, TX 75201(214) 258-2700View |
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0 miHUB International Insurance700 N Pearl St Ste N1700, Dallas, TX 75201(214) 979-6200View |
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0 miGoosehead Insurance - Byron Spears600 N Pearl St Ste 2252, Dallas, TX 75201(214) 349-8300View |
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0 miLipscomb Insurance Group750 N Saint Paul St Ste 1400, Dallas, TX 75201(214) 420-5200View |
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0 miGoosehead Insurance - Dionne DumasKendall Pearson325 N Saint Paul St Ste 3100, Dallas, TX 75201(214) 789-4777View |
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0 miSilvia Ibarra1910 Pacific Ave Ste 5035, Dallas, TX 75201(214) 905-0455View |
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0 miTWFG Insurance Services - Kelly Stafford2201 Main St Ste 815, Dallas, TX 75201(214) 752-7024View |
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0 miMarsh Private Client Services1717 Main St Ste 4400, Dallas, TX 75201(214) 303-8000View |
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0 miAlison Fourtner1520 Elm St Suite 203, Dallas, TX 75201(214) 744-3276View |
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0 miInvestors Insurance Agency222 Browder St Apt 801, Dallas, TX 75201(214) 651-8219View |
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0.66 miRegions Insurance1717 Mckinney Ave Ste 1470, Dallas, TX 75202(469) 804-2610View |
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0.66 miGary Daniels1001 Ross Ave Ste 118, Dallas, TX 75202(214) 299-5799View |
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1.17 miMadeley & Company4144 N Central Expy Ste 410, Dallas, TX 75204(214) 528-1435View |
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1.17 miLiberty Mutual Agency4144 N Central Expy Ste 160, Dallas, TX 75204(214) 459-8540View |
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1.17 miTinius & Associates Insurance Agency4144 N Central Expy Ste 340, Dallas, TX 75204(972) 271-5678View |
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1.17 miAllen Simpson4144 N Central Expy Ste 600, Dallas, TX 75204(972) 291-2942View |
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1.17 miMike Baker3400 Carlisle St Ste 470, Dallas, TX 75204(214) 780-0900View |
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1.17 miAon Risk Services Southwest2711 N Haskell Ave Ste 800, Dallas, TX 75204(214) 989-0000View |
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1.17 miUSI Insurance Services2711 N Haskell Ave Ste 2000, Dallas, TX 75204(214) 443-3100View |
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1.17 miL.A. Insurance Agency TX34821 Ross Ave, Dallas, TX 75204(214) 824-3838View |
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1.17 miGoosehead Insurance - J.C. & Patricia Harter3131 Mckinney Ave Ste 600, Dallas, TX 75204(214) 643-6108View |
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1.17 miUnited American Benefits3131 Mckinney Ave Ste 600, Dallas, TX 75204(214) 736-3003View |
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1.17 miMichael Smith2909 Cole Ave Ste 302, Dallas, TX 75204(214) 220-1100View |
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1.17 miA-Max Auto Insurance4416 Ross Ave, Dallas, TX 75204(214) 826-7400View |
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1.17 miScott Laduke2702 Mckinney Ave Ste 203, Dallas, TX 75204(214) 740-1800View |
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1.17 miMain Street Independent Insurance Agencies2633 Mckinney Ave Ste 130-142, Dallas, TX 75204(972) 547-4008View |
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1.17 miPrinceton Insurance1304 Adair St, Dallas, TX 75204(469) 643-4677View |
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1.17 miRay Scott4144 N Central Expy #240 Uptown Tower, Dallas, TX 75204(469) 372-5925View |
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1.26 miElizabeth Hernandez2730 N Stemmons Fwy Ste 406, Dallas, TX 75207(214) 217-7270View |
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1.26 miDavid Webb Insurance Agency2730 N Stemmons Fwy Ste 1006, Dallas, TX 75207(214) 631-2100View |
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1.26 miGeneral Insurance Agency2700 N Stemmons Fwy Ste 830, Dallas, TX 75207(214) 631-7514View |
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1.26 miMark Eddins2754 N Stemmons Fwy, Dallas, TX 75207(214) 920-1979View |
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1.26 miTani Tucker1430 Dragon St Apt 23, Dallas, TX 75207(214) 828-4999View |
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1.39 miC1 Insurance Group3933 Elm St, Dallas, TX 75226(214) 420-0888View |
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1.39 miHarris F Underwood III3114 Main St, Dallas, TX 75226(214) 752-9500View |
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1.39 miGleason Insurance2919 Commerce St Ste 403, Dallas, TX 75226(214) 908-6682View |
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1.39 miChampion Insurance Agency3025 Commerce St, Dallas, TX 75226(214) 265-9020View |
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1.56 miHispanic Insurance Agency4415 Gaston Ave, Dallas, TX 75246(214) 824-2421View |
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1.56 miMark Clayton4310 Gaston Ave, Dallas, TX 75246(214) 821-5355View |
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1.56 miJohn Murray4310 Gaston Ave, Dallas, TX 75246(214) 918-8296View |
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1.85 miScott Beseda4411 Lemmon Ave Ste 203, Dallas, TX 75219(214) 219-6610View |
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1.85 miRagland Strother & Lafitte3838 Oak Lawn Ave Ste 500, Dallas, TX 75219(214) 522-4880View |
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1.85 miDanny Venz3218 Oak Lawn Ave, Dallas, TX 75219(214) 521-1400View |
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1.85 miRicart Insurance Agency3333 Lee Pkwy Ste 600, Dallas, TX 75219(469) 759-9802View |
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1.85 miCMG Insurance3626 N Hall St Ste 408, Dallas, TX 75219(214) 252-9694View |
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1.85 miPerry Graham3626 N Hall St Ste 580, Dallas, TX 75219(972) 233-5900View |
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1.85 miGive Me Insurance3824 Cedar Springs Rd, Dallas, TX 75219(972) 556-0556View |
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1.85 miDexter & Company3601 Cedar Springs Rd, Dallas, TX 75219(214) 526-5646View |
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1.85 miTWFG Insurance Services - Clayton Rote3525 Cedar Springs Rd Ste 201, Dallas, TX 75219(214) 888-6936View |
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10.77 miTerrence Purnell2727 L B J Fwy # 950, Dallas, TX 75234(972) 929-5900View |
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10.77 miMayberry Insurance Agency3030 Lyndon B Johnson Fwy Ste 1388, Dallas, TX 75234(972) 243-3313View |
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10.77 miJuan Ardila13205 Branch View Ln, Dallas, TX 75234(972) 484-3340View |
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10.77 miMartha Reynolds2700 Valley View Ln, Dallas, TX 75234(972) 241-3231View |
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10.77 miJohn Janese2815 Valley View Ln Ste 222, Dallas, TX 75234(972) 535-4990View |
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10.77 miGoosehead Insurance - Joey Bertrand2824 Valley View Ln Ste 100, Dallas, TX 75234(972) 833-1000View |
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10.77 miMora and Associates IIS13350 Josey Ln Ste B, Dallas, TX 75234(972) 243-3800View |
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10.77 miFiesta Auto Insurance2914 Valley View Ln Ste 100, Dallas, TX 75234(972) 584-1662View |
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10.77 miBaja Auto Insurance2930 Valley View Ln, Dallas, TX 75234(817) 854-7016View |
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10.77 miBertha Martinez12200 Ford Rd Ste 193, Dallas, TX 75234(972) 243-2350View |
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10.77 miRaman Ahluwalia2695 Villa Creek Dr Ste B146, Dallas, TX 75234(972) 243-7444View |
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10.77 miTexas Insurance Pro2695 Villa Creek Dr Ste 175, Dallas, TX 75234(214) 717-4326View |
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10.77 miSean Howey2695 Villa Creek Dr Ste 200, Dallas, TX 75234(972) 241-5333View |
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10.77 miJason Noyes2727 Lyndon B Johnson Fwy Ste 100, Dallas, TX 75234(972) 769-9136View |
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10.77 miComparable Insurance Agency14500 Josey Ln Ste 101, Dallas, TX 75234(972) 247-2811View |
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10.77 miHanmi Insurance Services2828 Forest Ln Ste 1125, Dallas, TX 75234(972) 620-0580View |
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10.77 miKevin Lee & Company2828 Forest Ln Ste 2300, Dallas, TX 75234(972) 243-0108View |
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10.77 miLowry's Insurance House2828 Forest Ln Ste 1143, Dallas, TX 75234(972) 484-1511View |
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10.77 miBridgette Hundon3010 Lbj Fwy Ste 100, Dallas, TX 75234(214) 782-9500View |
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10.77 miIndependent Insurance Group3030 Lyndon B Johnson Fwy Ste 1300, Dallas, TX 75234(972) 231-8277View |
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10.77 miA1 Apple Insurance Agency3068 Forest Ln Ste 309, Dallas, TX 75234(817) 400-7800View |
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10.77 miPayless Insurance Agency3068 Forest Ln Ste 309, Dallas, TX 75234(972) 243-8030View |
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10.77 miBeam Insurance Agency14455 Webb Chapel Rd, Dallas, TX 75234(972) 484-4455View |
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10.77 miAnthony McKeel14465 Webb Chapel Rd Ste 215, Dallas, TX 75234(972) 865-8712View |
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10.77 miJuliana Velez14465 Webb Chapel Rd Ste 219, Dallas, TX 75234(972) 661-2222View |
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10.77 miRedden Companies14465 Webb Chapel Rd Ste 204, Dallas, TX 75234(972) 241-2665View |
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10.77 miStay Kalm14465 Webb Chapel Rd Ste 215, Dallas, TX 75234(214) 377-0812View |
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10.77 miAnn McBride14465 Webb Chapel Rd Ste 205, Dallas, TX 75234(972) 241-7766View |
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10.77 miGreenhill Insurance11494 Luna Rd Ste 275, Dallas, TX 75234(800) 568-8700View |
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10.77 miDina King3452 Forest Ln Ste 300, Dallas, TX 75234(214) 357-3292View |
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10.77 miMike Bussell3530 Forest Ln Ste 30, Dallas, TX 75234(214) 357-0878View |
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10.77 miSonia Martinez3530 Forest Ln Ste 162, Dallas, TX 75234(214) 484-9230View |
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10.77 miWes Barnes3504 Belt Line Rd Ste 105, Dallas, TX 75234(972) 239-0300View |
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10.9 miTWFG Insurance Services - J.R. Zamorano7920 Belt Line Rd, Dallas, TX 75254(972) 270-3333View |
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10.9 miAmeriTax Insurance Services14203 Coit Rd Ste 104, Dallas, TX 75254(972) 361-1040View |
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10.9 miAmerica Insurance Agency7916 Spring Valley Rd, Dallas, TX 75254(214) 575-7761View |
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10.9 miBaja Auto Insurance14215 Coit Rd Ste 100, Dallas, TX 75254(214) 301-7014View |
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10.9 miEpic Insurance Agency14785 Preston Rd Ste 550, Dallas, TX 75254(214) 532-0256View |
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10.9 miDave Jenkins14785 Preston Rd Ste 550, Dallas, TX 75254(972) 980-3934View |
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10.9 miTWFG Insurance Services - Kim Casida Milligan14785 Preston Rd Ste 550, Dallas, TX 75254(214) 842-0160View |
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10.9 miDicia Ames5920 Belt Line Rd Ste 315, Dallas, TX 75254(972) 239-9970View |
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10.9 miAAA Insurance5455 Belt Line Rd Ste 100, Dallas, TX 75254(214) 706-3002View |
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10.9 miStanley R. Smith5495 Belt Line Rd Ste 105, Dallas, TX 75254(972) 789-1111View |
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10.9 miDickerson & Company Agency14241 Dallas Pkwy Ste 650, Dallas, TX 75254(972) 422-5557View |
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10.9 miInsurance One Agency14180 Dallas Pkwy Ste 900, Dallas, TX 75254(972) 267-8000View |
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10.9 miMelanie Irvin14651 Dallas Pkwy Ste 110, Dallas, TX 75254(972) 367-6200View |
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10.9 miQuantum Source Insurance Group5050 Quorum Dr Ste 700, Dallas, TX 75254(972) 687-9069View |
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10.9 miKreshnik Bishani14800 Quorum Dr Ste 300, Dallas, TX 75254(940) 343-7579View |
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10.9 miWells Fargo Insurance Services USA5151 Belt Line Rd Ste 200, Dallas, TX 75254(972) 588-6456View |
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12.56 miJohn Harbus7522 Campbell Rd Ste 105, Dallas, TX 75248(972) 380-0618View |
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12.56 miBrandy Hunt16135 Preston Rd Ste 104, Dallas, TX 75248(972) 233-0707View |
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12.56 miSammy Eskenazi16135 Preston Rd Ste 305, Dallas, TX 75248(972) 385-1651View |
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12.56 miBrightway Insurance17194 Preston Rd Ste 210, Dallas, TX 75248(972) 584-1286View |
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12.56 miEd Lara17194 Preston Rd Ste 221b, Dallas, TX 75248(972) 233-7300View |
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12.56 miLewis Henderson Insurance Agency15570 N Dallas Prkwy #600, Dallas, TX 75248(817) 282-3234View |
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12.56 miMilestone Insurance and Investment Services15660 Dallas Pkwy Ste 900, Dallas, TX 75248(972) 763-0500View |
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12.56 miRani Alfers15400 Knoll Trail Dr Ste 112, Dallas, TX 75248(972) 661-5200View |
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12.56 miArd Knox Insurance5200 Keller Springs Rd Apt 822, Dallas, TX 75248(214) 883-4584View |
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12.56 miKrauter & Company16250 Knoll Trail Dr Ste 100, Dallas, TX 75248(469) 374-5812View |
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12.56 miTWFG Insurance Services - Monika Mir16660 Dallas Pkwy Ste 2250, Dallas, TX 75248(972) 407-9800View |
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12.56 miJeffrey Wolf16800 Dallas Pkwy Ste 170, Dallas, TX 75248(972) 818-3112View |
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12.56 miVictor Corby16800 Dallas Pkwy Ste 170, Dallas, TX 75248(972) 818-3155View |
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12.56 miAndrew Rodriguez16950 Dallas Pkwy Ste 101, Dallas, TX 75248(972) 931-9868View |
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12.56 miDonna Baty16950 Dallas Pkwy Ste 101, Dallas, TX 75248(972) 931-9868View |
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12.56 miRisk Guru Auto Insurance16950 Dallas Pkwy Ste 104, Dallas, TX 75248(972) 713-6363View |
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12.56 miBell Insurance16980 Dallas Pkwy Ste 210, Dallas, TX 75248(972) 535-5078View |
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12.56 miBrad Lignell16990 Dallas Pkwy Ste 105, Dallas, TX 75248(972) 235-1948View |
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12.56 miMorgan Sandlin16990 Dallas Pkwy # 200, Dallas, TX 75248(469) 310-6999View |
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12.56 miCP Insurance Associates17090 Dallas Pkwy # 100, Dallas, TX 75248(469) 916-6665View |
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12.56 miAurora Insurance Services17110 Dallas Pkwy Ste 120, Dallas, TX 75248(210) 945-3535View |
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12.56 miHillco Insurance Agency17120 Dallas Pkwy Ste 140, Dallas, TX 75248(972) 852-5180View |
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12.56 miSteve Shields17130 Dallas Pkwy Ste 175, Dallas, TX 75248(972) 733-3500View |
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13.36 miGuy Auto Insurance1512 S Belt Line Rd, Dallas, TX 75253(972) 557-4892View |
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13.36 miConnect Insurance Agency1000 S Belt Line Rd, Dallas, TX 75253(972) 557-7400View |
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14.48 miEarl Gordon7605 Mccallum Blvd, Dallas, TX 75252(972) 407-9995View |
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14.48 miCooley Insurance Group7605 Mccallum Blvd Ste 201, Dallas, TX 75252(214) 505-3896View |
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14.48 miDornell Reese Jr Insurance Agency7605 Mccallum Blvd Ste 201, Dallas, TX 75252(972) 381-7500View |
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14.48 miLundgren & Associates17490 Meandering Way Apt 2401, Dallas, TX 75252(214) 914-8234View |
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14.48 miCurt Smith17304 Preston Rd Unit 807, Dallas, TX 75252(972) 839-0407View |
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14.48 miGoosehead Insurance - Harry Smith17304 Preston Rd Ste 800, Dallas, TX 75252(972) 479-9441View |
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14.48 miKory Didehbani Insurance Agency17330 Preston Rd Ste 110d, Dallas, TX 75252(972) 854-3236View |
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14.48 miDMS Insurance Group17330 Preston Rd Ste 200d, Dallas, TX 75252(214) 584-6322View |
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14.48 miErnest Barrow17290 Preston Rd Ste 210a, Dallas, TX 75252(469) 737-4210View |
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14.48 miTWFG Insurance Services - Adrian Saman6001 Summerside Dr Ste 100, Dallas, TX 75252(469) 737-8558View |
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14.48 miTWFG Insurance Services - Barfield & Sowell6001 Summerside Dr Ste 100, Dallas, TX 75252(469) 579-4982View |
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14.48 miTWFG Insurance Services - Carlos Cantu6001 Summerside Dr Ste 100, Dallas, TX 75252(972) 239-5727View |
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14.48 miTWFG Insurance Services - Michelle Awesome6001 Summerside Dr Ste 100, Dallas, TX 75252(214) 613-0604View |
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14.48 miAlex Awesome5999 Summerside Dr Ste 108, Dallas, TX 75252(214) 774-4250View |
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14.48 miFTS Life/Gibralter5999 Summerside Dr Ste 112, Dallas, TX 75252(972) 732-6162View |
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14.48 miCoVerica5999 Summerside Dr Ste 200, Dallas, TX 75252(972) 490-8800View |
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14.48 miThe Monarch Agency17430 Campbell Rd Ste 207, Dallas, TX 75252(972) 872-8444View |
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14.48 miAndrew Rice17430 Campbell Rd Ste 206, Dallas, TX 75252(972) 248-0111View |
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14.48 miEdward McDowell17772 Preston Rd Ste 102-103, Dallas, TX 75252(469) 586-9086View |
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14.48 miAuto Home Plus Insurance17740 Preston Rd Ste 200, Dallas, TX 75252(972) 818-3344View |
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14.48 miDirect Texas Insurance Group18208 Preston Rd Ste D9155, Dallas, TX 75252(469) 718-0712View |
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14.48 miPreferred Guardian Insurance18383 Preston Rd Ste 330, Dallas, TX 75252(972) 331-5100View |
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14.48 miPreferred Coverage Insurance Agency19177 Preston Rd Ste 187, Dallas, TX 75252(469) 440-2700View |
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14.88 miKeenon Thurmond18613 Marsh Ln Ste 400, Dallas, TX 75287(972) 862-9565View |
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14.88 miJeff Stager19021 Midway Rd Ste 300, Dallas, TX 75287(972) 378-3500View |
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14.88 miAardvark Insurance Agency3603 Amber Hills Dr, Dallas, TX 75287(972) 307-8777View |
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14.88 miPat Bostian18110 Midway Rd Ste 182, Dallas, TX 75287(972) 713-0943View |
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14.88 miBrent Holtz3427 E. Trinity Mills Road Suite 601, Dallas, TX 75287(972) 306-1234View |
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14.88 miKevin Davis4801 Frankford Rd Ste 100, Dallas, TX 75287(972) 818-4223View |
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14.88 miYes Insurance Company17440 Dallas Pkwy Ste 201, Dallas, TX 75287(972) 428-2662View |
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14.88 miVickie Lundquist17440 Dallas Pkwy Ste 105, Dallas, TX 75287(972) 250-9995View |
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14.88 miToan Ngo4043 Trinity Mills Rd Ste 119, Dallas, TX 75287(214) 989-7969View |
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14.88 miMarc Hill4454 Trinity Mills Rd, Dallas, TX 75287(972) 407-0197View |
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14.88 miMark Caudle4454 Trinity Mills Rd, Dallas, TX 75287(972) 407-9972View |
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2.04 miL Paul ShawPo Box 227236, Dallas, TX 75222(214) 941-7100View |
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2.87 miMora and Associates IIS457 S R L Thornton Fwy, Dallas, TX 75203(214) 941-0707View |
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2.87 miBaja Auto Insurance610 E Jefferson Blvd # 120, Dallas, TX 75203(214) 301-7021View |
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2.87 miCamero Insurance428 E Jefferson Blvd Ste 109, Dallas, TX 75203(972) 290-0062View |
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2.87 miFiesta Auto Insurance428 E Jefferson Blvd Ste 117, Dallas, TX 75203(214) 943-2110View |
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2.87 miFreeway Insurance118 E Jefferson Blvd, Dallas, TX 75203(214) 301-7110View |
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2.87 miMarquez Insurance851 S Rl Thornton Fwy Ste 100, Dallas, TX 75203(214) 948-7313View |
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3.24 miBaja Auto Insurance5433 E Grand Ave, Dallas, TX 75223(972) 848-2047View |
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3.24 miActivo Auto Insurance2726 Samuell Blvd, Dallas, TX 75223(469) 334-0051View |
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3.33 miMatrix Insurance2121 Sylvan Ave, Dallas, TX 75208(214) 613-5032View |
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3.33 miRuth Zires-Trujillo1209 Fort Worth Ave Ste 101, Dallas, TX 75208(214) 339-2222View |
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3.33 miDaniel Stone1215 Fort Worth Ave, Dallas, TX 75208(877) 387-0005View |
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3.33 miMark Gonzales400 S Zang Blvd Ste 1219, Dallas, TX 75208(214) 946-5082View |
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3.33 miLarone Secrease400 S Zang Blvd Ste 922, Dallas, TX 75208(214) 942-7500View |
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3.33 miHenry Trujillo409 N Tyler St, Dallas, TX 75208(214) 948-6660View |
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3.33 miA-Max Auto Insurance440 Centre St, Dallas, TX 75208(214) 943-2000View |
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3.33 miStewart Insurance Agency437 W 12th St, Dallas, TX 75208(214) 948-7600View |
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3.33 miBaja Auto Insurance702 W Jefferson Blvd, Dallas, TX 75208(214) 301-7020View |
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3.33 miJon Essary1214 W Davis St, Dallas, TX 75208(214) 948-6000View |
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3.33 miCastros Insurance Agency813 W Jefferson Blvd, Dallas, TX 75208(214) 941-1220View |
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3.33 miVelasco Insurance Agency1104 W Jefferson Blvd, Dallas, TX 75208(214) 946-4549View |
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3.33 miSantiago Rodriguez Insurance507 S Polk St, Dallas, TX 75208(214) 946-5400View |
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3.33 miJanie Melton1808 W Jefferson Blvd, Dallas, TX 75208(214) 941-5250View |
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3.33 miAmerican Underwriter Insurance Agency2004 W Jefferson Blvd, Dallas, TX 75208(214) 943-1666View |
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3.33 miMaxima Insurance1025 S Rosemont Ave, Dallas, TX 75208(214) 942-7100View |
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3.33 miTodd Schara516 S Hampton Rd Ste 140, Dallas, TX 75208(214) 943-7500View |
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3.33 miAmador Insurance1007 S Hampton Rd, Dallas, TX 75208(214) 942-7979View |
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3.38 miHayden R Pittman Insurance Agency7015 Snider Plz Ste 209, Dallas, TX 75205(214) 369-7433View |
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3.38 miTom Anderson7015 Snider Plz Ste 204, Dallas, TX 75205(214) 363-6668View |
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3.38 miDavidson Stewart Morelock3110 Webb Ave Ste 150, Dallas, TX 75205(214) 217-9277View |
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3.38 miJohn Hall3110 Webb Ave Ste 205, Dallas, TX 75205(972) 807-2051View |
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3.38 miTroy Insurance Group3110 Webb Ave Ste 150, Dallas, TX 75205(512) 986-6124View |
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3.38 miNichols Insurance Services3110 Webb Ave Ste 150, Dallas, TX 75205(972) 548-0978View |
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3.38 miEagle Independent Insurance Agency3110 Webb Ave Ste 150, Dallas, TX 75205(844) 324-5378View |
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3.38 miJay Longsworth3110 Webb Ave Ste 201, Dallas, TX 75205(214) 443-3800View |
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3.38 miManning B Shannon Insurance Services5115 Mckinney Ave Ste D, Dallas, TX 75205(214) 522-2065View |
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3.38 miJames Zander & Associates4655 N Central Expy Fl 2, Dallas, TX 75205(214) 599-9837View |
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3.38 miMcLean Insurance Agency4514 Cole Ave Ste 803, Dallas, TX 75205(214) 599-0975View |
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3.38 miSteve Barnes4403 N Central Expy Ste 100, Dallas, TX 75205(214) 515-9900View |
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3.38 miSIG - Powell Insurance Group12801 North Central Expressway Ste 560, Dallas, TX 75205(214) 452-3726View |
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3.47 miDebbie Flood6060 N Central Expy Ste 465, Dallas, TX 75206(972) 571-0703View |
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3.47 miCatherine Duncan Insurance Agency6116 N Central Exwy #510, Dallas, TX 75206(214) 363-6300View |
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3.47 miLyons Insurance Agency6116 N Central Expy Ste 911, Dallas, TX 75206(214) 363-0075View |
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3.47 miArastu Jahanbin Insurance Agency6060 N Central Expressway 5th Fl, Dallas, TX 75206(214) 800-2804View |
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3.47 miAJ & Associates6060 N Central Expy Fl 5, Dallas, TX 75206(214) 800-2872View |
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3.47 miInsurance Office of America6060 N Central Expy Ste 560, Dallas, TX 75206(214) 800-3494View |
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3.47 miRyan Frank6060 N Central Expy Ste 462, Dallas, TX 75206(214) 247-6246View |
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3.47 miStonepoint Insurance Services6060 N Central Expy Ste 560, Dallas, TX 75206(214) 800-2012View |
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3.47 miTWFG Insurance Services - Henry Rossi5646 Milton St Ste 810, Dallas, TX 75206(214) 871-3145View |
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3.47 miGoosehead Insurance - David T Bailey4925 Greenville Ave Ste 200, Dallas, TX 75206(214) 800-2608View |
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3.47 miHarold Muller4925 Greenville Ave Ste 620, Dallas, TX 75206(214) 361-8999View |
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3.47 miTWFG Insurance Services - John Robnett4925 Greenville Ave Ste 1025, Dallas, TX 75206(214) 865-8105View |
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3.47 miTruenorth Companies5646 Milton St Ste 305, Dallas, TX 75206(214) 420-5552View |
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3.47 miSteve Nance4925 Greenville Ave Ste 620, Dallas, TX 75206(214) 824-6000View |
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3.47 miLove Insurance Group5400 E Mockingbird Ln Ste 224, Dallas, TX 75206(214) 824-8050View |
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3.47 miJosh Shaul5706 E Mockingbird Ln Ste 210, Dallas, TX 75206(214) 821-4242View |
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3.47 miSwain & Baldwin Insurance & Risk Management8150 N Central Expy Ste 1450, Dallas, TX 75206(469) 585-9929View |
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3.47 miLaurence Cole6500 Greenville Ave Ste 680, Dallas, TX 75206(214) 823-3616View |
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3.47 miMeagan Lee6500 Greenville Ave Ste 660, Dallas, TX 75206(972) 954-1441View |
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3.47 miKevin McKee6500 Greenville Ave Ste 580, Dallas, TX 75206(972) 782-4617View |
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3.47 miInsurance Connection USA6029 Penrose Ave, Dallas, TX 75206(972) 649-9007View |
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3.47 miSam's Insurance Agency4340 N Central Expy Ste 111, Dallas, TX 75206(214) 821-1056View |
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3.47 miBibby Brilling & Associates4330 N Central Expwy Ste 100, Dallas, TX 75206(214) 521-8030View |
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3.47 miMiCasa Insurance Agency4300 N Central Expy Ste 245, Dallas, TX 75206(214) 388-9955View |
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3.47 miCentro Latino Insurance Agency2310 N Henderson Ave Ste A, Dallas, TX 75206(214) 821-2232View |
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3.47 miEric Beitchman5617 Bell Ave, Dallas, TX 75206(214) 235-9500View |
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3.47 miKelly Clayton5617 Bell Ave, Dallas, TX 75206(214) 370-3122View |
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3.47 miDoolen Insurance Agency5841 Oram St Ste 2, Dallas, TX 75206(214) 810-2201View |
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3.47 miBaja Auto Insurance5334 Ross Ave, Dallas, TX 75206(214) 301-7026View |
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3.47 miLakewood Insurance Agency1903 Skillman St, Dallas, TX 75206(214) 828-0141View |
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4.2 miPark Cities Agency2920 Inwood Rd, Dallas, TX 75235(214) 357-9298View |
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4.2 miInsurance Plus2555 Inwood Rd Ste 247, Dallas, TX 75235(214) 351-4097View |
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4.2 miLowmas Insurance1322 Record Crossing Rd, Dallas, TX 75235(214) 208-2676View |
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4.23 miFranco Castaneda5510 Abrams Road Ste 114, Dallas, TX 75214(214) 730-4785View |
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4.23 miBrooks Cannon5510 Abrams Rd Ste 123, Dallas, TX 75214(214) 346-0999View |
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4.23 miGene Goodwin6434 E Mockingbird Ln Ste 207, Dallas, TX 75214(214) 826-8936View |
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4.23 miKelly Harris6500 E Mockingbird Ln Ste 100, Dallas, TX 75214(214) 821-9687View |
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4.23 miKevin Ethridge6741 Ravendale Ln, Dallas, TX 75214(214) 821-4248View |
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4.23 miSheaner Insurance Agency2501 Abrams Rd, Dallas, TX 75214(214) 823-3003View |
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4.23 miBill Bulldog Cunningham Insurance Agency6301 Gaston Ave Ste 210, Dallas, TX 75214(972) 445-5100View |
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4.23 miBrowning Insurance Agency6301 Gaston Ave Ste 168, Dallas, TX 75214(214) 824-0281View |
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4.23 miStephen Trent6301 Gaston Ave Ste 700, Dallas, TX 75214(214) 828-0300View |
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4.23 miSteven Daroche6220 Gaston Ave, Dallas, TX 75214(972) 597-4060View |
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4.23 miThe Blair Agency1909 Abrams Pkwy, Dallas, TX 75214(214) 683-3645View |
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4.23 miConnect Insurance Agency1909 Abrams Pkwy Ste A, Dallas, TX 75214(214) 887-6500View |
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4.23 miRekerdres & Associates5002 Swiss Ave, Dallas, TX 75214(214) 954-0800View |
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4.23 miExpress Insurance Services111 N Barry Ave Ste B, Dallas, TX 75214(214) 827-6056View |
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4.49 miJennifer Hogue5757 W Lovers Ln Ste 221, Dallas, TX 75209(972) 404-0303View |
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4.49 miKathy Leslie Wall5600 W Lovers Ln Ste 200, Dallas, TX 75209(214) 350-2692View |
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4.49 miLarry Sandlin4560 W Mockingbird Ln Ste 120, Dallas, TX 75209(214) 526-5227View |
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4.49 miRonnie J L Ward & Son Insurance & Bonds6310 Lemmon Ave Ste 150, Dallas, TX 75209(214) 358-5000View |
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4.65 miLuis Rivera2261 Singleton Blvd Ste 107b, Dallas, TX 75212(214) 905-0808View |
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4.87 miSackor Insurance Agency8204 Elmbrook Dr Ste 101, Dallas, TX 75247(817) 300-3482View |
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4.87 miA-Max Auto Insurance3030 N Stemmons Fwy, Dallas, TX 75247(214) 638-9000View |
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4.87 miGoosehead Insurance - Grant Nichols1341 W Mockingbird Ln Ste 600w, Dallas, TX 75247(214) 651-6171View |
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4.87 miKevin Eugene Foster8500 N Stemmons Fwy Ste 3059, Dallas, TX 75247(214) 859-4994View |
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4.87 miEichelmann Insurance Agency1111 W Mockingbird Ln Ste 810, Dallas, TX 75247(214) 556-6971View |
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4.87 miMK Insurance Services1111 W Mockingbird Ln Ste 735, Dallas, TX 75247(214) 222-3673View |
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4.87 miPaul Bolden1111 W Mockingbird Ln Ste 180, Dallas, TX 75247(972) 915-0300View |
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4.87 miA+ Insurance Designers1111 W Mockingbird Lane, Dallas, TX 75247(972) 432-7150View |
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4.87 miCommercial Risk Service9100 Ambassador Row, Dallas, TX 75247(479) 273-1376View |
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4.87 miSpecialty Unlimited Insurance Agency1140 Empire Central Dr Ste 100, Dallas, TX 75247(214) 905-9970View |
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5.34 miRWG Group1406 Ramsey Ave, Dallas, TX 75216(972) 378-6969View |
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5.34 miA-Able Auto Insurance Agency1435 E Kiest Blvd Ste A, Dallas, TX 75216(214) 375-4000View |
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5.37 miGoosehead Insurance - Carrie Kirk8117 Preston Rd Ste 300, Dallas, TX 75225(214) 304-2210View |
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5.37 miBenefit Resource Group6211 W Northwest Hwy Ste 151, Dallas, TX 75225(214) 750-7557View |
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5.37 miAllen J Pitts8226 Douglas Ave Ste 112, Dallas, TX 75225(214) 360-0122View |
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5.37 miNFP Property & Casualty Services5956 Sherry Ln, Dallas, TX 75225(214) 987-2000View |
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5.37 miDavid Rembert Agency8235 Douglas Ave Ste 420, Dallas, TX 75225(214) 368-1445View |
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5.37 miState Farm Insurance - Linda Horton6029 Berkshire Ln, Dallas, TX 75225(214) 363-4563View |
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5.37 miGreenhaw Insurance Agency5949 Sherry Ln Ste 1030, Dallas, TX 75225(214) 739-2255View |
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5.37 miWortham Insurance & Risk Management5950 Sherry Ln Ste 500, Dallas, TX 75225(214) 740-6000View |
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5.37 miU.S. Risk8401 N Central Expwy #1000, Dallas, TX 75225(214) 265-7090View |
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5.37 miJ B Lloyd & Associates8401 N Central Expy Ste 1000, Dallas, TX 75225(972) 248-2433View |
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5.79 miFreeway Insurance2210 S Beckley Ave, Dallas, TX 75224(972) 426-5084View |
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5.79 miANM Auto Insurance & Tax Service135 W Illinois Ave, Dallas, TX 75224(972) 241-9900View |
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5.79 miA-Max Auto Insurance207 W Illinois Ave, Dallas, TX 75224(214) 942-9555View |
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5.79 miAi United Insurance2220 S R L Thornton Fwy, Dallas, TX 75224(469) 200-2777View |
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5.79 miEves Insurance Agency1318 Pioneer Dr, Dallas, TX 75224(214) 941-1300View |
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5.79 miAcceptance Auto Insurance2509a S Hampton Rd, Dallas, TX 75224(214) 330-4423View |
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5.79 miDoc Jackson Auto Insurance Agency434 W Kiest Blvd, Dallas, TX 75224(214) 374-4444View |
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5.79 miFrank Sarmiento2727 S Hampton Rd, Dallas, TX 75224(214) 337-7171View |
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5.79 miCity Auto Insurance3603 Marvin D Love Fwy, Dallas, TX 75224(214) 376-2311View |
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5.79 miMultiple Insurance Solutions of TX3606 S Tyler St, Dallas, TX 75224(972) 572-0777View |
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5.79 miVandermolen Insurance3606 S Tyler St, Dallas, TX 75224(972) 572-0777View |
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5.79 miL.A. Insurance Agency TX91111 W Ledbetter Dr Ste 580, Dallas, TX 75224(214) 371-5400View |
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6.63 miCarmen Rios2240 N Prairie Creek Rd Ste 100, Dallas, TX 75227(214) 812-9177View |
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6.63 miCurnell D Dunning2240 N Prairie Creek Rd, Dallas, TX 75227(214) 293-1403View |
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6.63 miY Martinez Insurance Agency2902 S Buckner Blvd Ste 235, Dallas, TX 75227(214) 388-5345View |
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6.63 miAlto Insurance8108 Scyene Rd, Dallas, TX 75227(214) 388-9090View |
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6.63 miFred Turner4022 S Buckner Blvd Ste A, Dallas, TX 75227(214) 388-5299View |
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6.63 miFreeway Insurance2943 S Buckner Blvd, Dallas, TX 75227(214) 301-7035View |
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6.63 miBaja Auto Insurance2725 S Buckner Blvd, Dallas, TX 75227(214) 301-7012View |
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6.63 miA-Affordable Insurance Agency2230 S Buckner Blvd, Dallas, TX 75227(972) 746-4955View |
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6.63 miEdgar Martinez2323 S Buckner Blvd Ste 300, Dallas, TX 75227(214) 388-2323View |
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6.63 miAcceptance Auto Insurance2951 S Buckner Blvd, Dallas, TX 75227(214) 275-9993View |
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6.63 miJ. Asher2313 S Buckner Blvd # 101, Dallas, TX 75227(214) 628-5100View |
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6.75 miRead Castleberry9043 Garland Rd, Dallas, TX 75218(214) 660-9990View |
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6.75 miFiesta Auto Insurance11411 E Northwest Hwy Ste 100, Dallas, TX 75218(214) 295-9491View |
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6.75 miAA Plus Insurance12409 Jupiter Rd, Dallas, TX 75218(972) 792-8282View |
Learn More About Car Insurance in Dallas, TX
Vehicles
2.1 Million
Total Crashes
31,950
Persons Injured
12,103
The state law in Texas mandates a minimum bodily injury liability of thirty thousand dollars per person, bodily injury liability of sixty thousand dollars per accident and property damage liability of twenty five thousand dollars. This is often referred to as the 30-60-25 law and it is applicable to all car insurance policies across Texas, and Dallas is no exception. While the law is quite lucid about the minimum requirements, these are not the ideal benchmarks. As a car owner and driver, you should be opting for higher coverage in all the three categories. This will not only satiate the legal requisite but you would also have more protection in the event of a severe accident.
Car insurance policies cover medical expenses up to a certain extent. Usually, health insurance policies should have coverage to include expenses warranted to treat injuries post an accident. In many cases, the health insurance policy and the car insurance policy have to work in tandem or in conjunction for the desired coverage. Not everyone has enough coverage in both health insurance and car insurance policies to meet all necessary medical expenses. You should speak with your car insurance advisor at the time of comparing policies so you can choose an appropriate coverage. Do factor in the health insurance coverage you have right now and if you would be reviewing it in a year when the policy needs to be renewed.
There are more than a dozen insurance companies operating in Dallas. Some are popular and have the majority share of the market. There are lesser known insurers that may have more reasonable premiums for similar coverage but you should take a holistic view of all your options. You need a convenient process, assured approval of claims and responsiveness on the part of your insurer so you don’t have to run to and fro with your applications, filing of damages and other imperative procedures.
The cost of car insurance across Dallas is not uniform. It is not just the type of car or the driving skills of a car owner but also the zip code that comes into play. Lakewood, North Dallas and Cityplace or Uptown are usually more affordable. Oak Lawn is a tad more expensive. Policies for residents in Deep Ellum and Cadillac Heights cost more. The cost will also substantially vary every time you renew the policy.
Check this article to know what all types of coverages you need for car insurance.
Car insurance vary by age group
The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in Dallas city.
Age group | Avg. Premium (50/100/50) |
---|---|
20's | $1,545 |
30's | $700 |
40's | $640 |
50's | $600 |
60's | $590 |
70's | $740 |
From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accident is higher in that age group. Similarly for those who passed their 70's also tends to be at higher risk of collision and hence a higher premium amount.
Also you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tends to pay less for their car insurance. This variation is seen more in the 20's age group where male drivers end up paying 14% higher on car insurance compared to female drivers.
Age is just one of the factors that effects your car insurance price. Check the article below to know what other factors are there.
The choice of insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in Dallas. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents and the extent of financial protection you want.
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.