Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $350 | 6.00% ($1,151,485,019) | 1 |
| Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
| State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
| Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
| Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
| Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Insurance Agents in Corsicana, TX and Near by
-
0 miCloud & Associates Insurance8748 S Us Highway 287, Corsicana, TX 75109(903) 872-4081View |
-
10.63 miPetty Insurance Group205 S Beaton St, Corsicana, TX 75110(903) 872-7457View |
-
10.63 miStuart Smith221 W 6th Ave, Corsicana, TX 75110(903) 872-6700View |
-
10.63 miDenise Brown119 S Beaton St, Corsicana, TX 75110(903) 872-7411View |
-
10.63 miHanks Insurance Group120 W 5th Ave, Corsicana, TX 75110(903) 872-6661View |
-
10.63 miCID Insurance Agency800 W 7th Ave Ste A, Corsicana, TX 75110(903) 874-5775View |
-
10.63 miEdward M Polk Associates200 N 13th St Ste 114, Corsicana, TX 75110(903) 874-5671View |
-
10.63 miBill Maupin Insurance1131 W 7th Ave, Corsicana, TX 75110(903) 872-4847View |
-
10.63 miElvia Medrano1399 W 7th Ave Ste A, Corsicana, TX 75110(903) 851-3848View |
-
10.63 miInsurance4u4Less.Com1398 W 7th Ave, Corsicana, TX 75110(903) 874-1414View |
-
10.63 miTexas Farm Bureau Insurance4311 W State Highway 22, Corsicana, TX 75110(903) 872-6678View |
-
10.63 mi1st Hometown Insurance1501 N 45th St Apt A, Corsicana, TX 75110(972) 322-8001View |
-
10.63 miNGF Insurance Agency2601 W 2nd Ave, Corsicana, TX 75110(903) 874-4643View |
-
10.63 miRhodes Insurance Agency925 N 29th St, Corsicana, TX 75110(903) 872-6305View |
-
10.63 miMaria Delaluz Ponce2501 W 7th Ave Ste B, Corsicana, TX 75110(903) 874-3219View |
-
10.63 miInsurance One Agency1936 W 2nd Ave, Corsicana, TX 75110(903) 872-3144View |
-
10.63 miAffordable Insurance124 W 1st Ave Ste A, Corsicana, TX 75110(903) 874-3218View |
-
10.63 miDennis & Victor Cooper General Insurance524 N 13th St, Corsicana, TX 75110(903) 874-7881View |
-
10.63 miChristine Marks Davis604 W 2nd Ave, Corsicana, TX 75110(888) 686-3922View |
-
10.63 miStewart Insurance Agency700 W 2nd Ave, Corsicana, TX 75110(903) 875-0775View |
-
10.63 miRobert Hyden800 W 2nd Ave, Corsicana, TX 75110(903) 875-0400View |
-
10.63 miLynda Housley1000 W 2nd Ave, Corsicana, TX 75110(903) 872-8444View |
-
10.63 miDavid Wilson1020 W 2nd Ave, Corsicana, TX 75110(903) 872-0880View |
-
10.63 miCooper & French Insurance Agency1465 W 2nd Ave Ste 100, Corsicana, TX 75110(903) 872-8341View |
-
10.63 miInsurance Arrow Agency1800 W 2nd Ave Ste A, Corsicana, TX 75110(903) 602-5270View |
Learn More About Car Insurance in Corsicana, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
| Total vehicles registered | 24,527,939 |
| Total uninsured motorists | 14.1% |
| Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.