Cheap Car Insurance in Conroe, Texas ( With 2024 Rates)

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Lowest Premium

$372 / YEAR

Average Premium

$559 / YEAR

Highest Premium

$832 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Conroe is around $559 and can go upto $832. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Car Insurance Rates in Conroe by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Conroe. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
77301	$556
77302	$555
77303	$560
77304	$544
77305	$580
77384	$552

Insurance Agents in Conroe, TX and Near by

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Robert Foree

903 N Loop 336 W Ste G, Conroe, TX 77301

(936) 756-0356

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Texas Farm Bureau Insurance

405 N Loop 336 W, Conroe, TX 77301

(936) 756-4461

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Freeway Insurance

2017 N Frazier, Conroe, TX 77301

(936) 225-5997

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Bob Hataway

1712 N Frazier St Ste 201, Conroe, TX 77301

(936) 756-4458

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Jim Daugherty

1616 N Frazier St Ste D, Conroe, TX 77301

(936) 539-5391

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Autopartners Insurance Agency

1647 N Frazier St Ste 101, Conroe, TX 77301

(936) 494-2300

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Beathard Insurance Agency

412 N 1st St, Conroe, TX 77301

(936) 756-0960

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Joel Gonzalez

812 W Dallas St Ste 90, Conroe, TX 77301

(936) 539-1122

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Cozart Insurance

932 W Dallas St Ste D, Conroe, TX 77301

(936) 270-7187

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Lupe Martinez

1112 W Dallas St, Conroe, TX 77301

(936) 756-1166

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Glenn Insurance Agency

800 Houston St, Conroe, TX 77301

(936) 788-5800

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TWFG Insurance Services - Amber Pillsbury

900 W Davis St Ste 210, Conroe, TX 77301

(281) 705-6496

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Lucila Karp

900 W Davis St Ste 206, Conroe, TX 77301

(936) 441-4988

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Soules Insurance Agency

701 N San Jacinto St, Conroe, TX 77301

(936) 756-0671

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Shbaita, Inc

1500 S Frazier St Ste B, Conroe, TX 77301

(936) 756-9786

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Claudia Rendon

1300 S Frazier St Ste 216, Conroe, TX 77301

(936) 206-7990

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Luis Hernandez

701 N Loop 336 E, Conroe, TX 77301

(832) 813-8337

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Southern Insurance Advisors

1300 S Frazier St Ste 105, Conroe, TX 77301

(832) 777-5562

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ETA Enterprises

729 E Davis St, Conroe, TX 77301

(936) 539-9263

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Gray's Insurance Agency

310 S 1st St, Conroe, TX 77301

(936) 756-6694

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Robert Powell

114 W Lewis St, Conroe, TX 77301

(936) 756-8975

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Kenneth Nickolas

126 W Davis St, Conroe, TX 77301

(936) 788-6200

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Bill Cochran Jr.

128 W Davis St, Conroe, TX 77301

(936) 441-9565

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TWFG Insurance Services - Tim Martin

704 N Thompson St #165, Conroe, TX 77301

(281) 466-1373

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TWFG Insurance Services - Mark Glaug

236 N Main St Ste C, Conroe, TX 77301

(817) 756-9469

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TWFG Insurance Services - Kent Hineman

236a Simonton St, Conroe, TX 77301

(936) 524-6919

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Tyler Insurance

414 W Phillips St Ste 104, Conroe, TX 77301

(936) 441-5520

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Awbrey Insurance

612 S Frazier St, Conroe, TX 77301

(936) 441-8661

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Joe Yardas Insurance Agency

100 Interstate 45 N Ste 200 # 200, Conroe, TX 77301

(936) 756-1020

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MetLife Auto & Home - Joel Bowley

100 Interstate 45 N Ste 122, Conroe, TX 77301

(936) 828-3918

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4.99 mi

Heather Wacasey

1505 League Line Rd, Conroe, TX 77304

(936) 228-7580

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4.99 mi

Matt Springer

1140 N Fm 3083 Rd W Ste 400, Conroe, TX 77304

(936) 441-3276

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4.99 mi

Texas Essential Insurance Agency

2501 Interstate 45 N Ste A, Conroe, TX 77304

(936) 539-5199

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4.99 mi

Adam Miller

2200 N Fm 3083 Rd W, Conroe, TX 77304

(936) 525-3281

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4.99 mi

CMI of Texas Insurance Group

2040 N Loop 336 W Ste 318, Conroe, TX 77304

(936) 703-5096

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4.99 mi

TWFG Insurance Services - Cory Cannon

2040 N Loop 336 W Ste 210, Conroe, TX 77304

(936) 703-5049

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4.99 mi

Karen Ehlers Insurance Agency

2040 N Loop 336 W Ste 122, Conroe, TX 77304

(936) 828-2503

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4.99 mi

Christopher Lawrence Batten

2251 N Loop 336 W Ste D, Conroe, TX 77304

(936) 321-5555

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4.99 mi

Goosehead Insurance - Kristee Boscarino

2251 N Loop 336 W Ste C, Conroe, TX 77304

(936) 689-4728

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4.99 mi

Michael Porter

3708 W Davis St Ste A, Conroe, TX 77304

(713) 299-0272

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4.99 mi

Steven Salar

3708 W Davis St Ste A, Conroe, TX 77304

(936) 468-4771

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4.99 mi

Mack Barnhill

3706 W Davis St, Conroe, TX 77304

(936) 756-2240

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4.99 mi

Premier Group Insurance - Wade Edwards

3706 W Davis St Ste C, Conroe, TX 77304

(936) 718-6785

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4.99 mi

Lee Insurance Group

4996 W Davis St, Conroe, TX 77304

(936) 788-5555

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4.99 mi

Tracy Irvine

4900 W Davis St Ste F, Conroe, TX 77304

(936) 760-3370

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4.99 mi

David H Funderburg

2 Barkwood Cir, Conroe, TX 77304

(936) 441-8072

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4.99 mi

Beathard Insurance Agency

3500 W Davis St Ste 240, Conroe, TX 77304

(936) 756-0988

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4.99 mi

David Kerr

3401 W Davis St Ste G, Conroe, TX 77304

(936) 756-7011

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4.99 mi

TWFG Insurance Services - Charles D Moore Insurance Agency

3307 W Davis St, Conroe, TX 77304

(936) 539-0345

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4.99 mi

BSI Insurance Services

109 Wroxton Dr, Conroe, TX 77304

(888) 447-1004

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4.99 mi

King Insurance Solutions

12603 Highway 105 W Ste 201, Conroe, TX 77304

(936) 242-6877

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4.99 mi

TWFG Insurance Services - Caleb Vinson

12603 Highway 105 W Ste 301, Conroe, TX 77304

(936) 588-7555

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4.99 mi

Grayless-Cannon Insurance Group

2508 W Davis St Ste 104, Conroe, TX 77304

(936) 760-2220

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4.99 mi

Irene Guajardo

2508 W Davis St Ste 101, Conroe, TX 77304

(936) 756-2800

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4.99 mi

TWFG Insurance Services - Sean Meyers

303 Longmire Rd Unit 701, Conroe, TX 77304

(936) 760-5963

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4.99 mi

Southern Star Insurance Agency

122 Commercial Cir Ste 200, Conroe, TX 77304

(936) 756-2222

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4.99 mi

Lane Galloway

206f S Loop 336 W, Conroe, TX 77304

(936) 539-1865

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4.99 mi

George Demontrond III

888 I 45 S, Conroe, TX 77304

(936) 442-7380

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4.99 mi

Dan Ferrante

333 N Rivershire Dr Ste 200, Conroe, TX 77304

(936) 756-4321

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4.99 mi

Dale R Inman

1418 N Loop 336 W, Conroe, TX 77304

(936) 760-1104

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4.99 mi

Courtney Weidner

945 Sgt Ed Holcomb Blvd S, Conroe, TX 77304

(936) 441-3517

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4.99 mi

Justin Hicks

13921 Highway 105 W Ste 157, Conroe, TX 77304

(936) 756-7077

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4.99 mi

Texas Insurance Services

96 Beach Walk Blvd Ste 205, Conroe, TX 77304

(936) 788-2144

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4.99 mi

MainStreet Consulting Group

14500 Highway 105 W, Conroe, TX 77304

(936) 448-6744

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5.71 mi

Jack Popham

2407 N Frazier St, Conroe, TX 77303

(936) 756-1531

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5.71 mi

Southern Group Insurance Services

2204 Sunpark Dr, Conroe, TX 77303

(936) 441-8830

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6.21 mi

Goosehead Insurance - Ashley Dolan

150 Pine Forest Dr Ste 801b, Conroe, TX 77384

(936) 224-4160

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6.21 mi

Jared Dolan

150 Pine Forest Dr Ste 801, Conroe, TX 77384

(936) 321-0158

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6.21 mi

Nicholas Poore

150 Pine Forest Dr Ste 202, Conroe, TX 77384

(832) 263-6673

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6.21 mi

Stephen Bransburg

9420 College Park Dr Ste 140, Conroe, TX 77384

(936) 321-4270

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6.21 mi

The Right Agency

9420 College Park Dr Ste 140, Conroe, TX 77384

(936) 321-4270

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6.21 mi

Cody McCown

3600 Fm 1488 Rd Ste 150, Conroe, TX 77384

(281) 826-9003

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6.21 mi

James Pearson

469 Fm 1488 Rd Ste 102, Conroe, TX 77384

(936) 321-4900

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7.42 mi

Excel Insurance Agency

15917 Fm 3083 Rd Ste 4, Conroe, TX 77302

(936) 446-2600

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7.42 mi

Gary Brisco

724 Vicksburg Ct, Conroe, TX 77302

(936) 321-3124

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7.42 mi

Jeffrey Peterson

11133 Interstate 45 S Ste 110, Conroe, TX 77302

(281) 319-6222

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7.5 mi

TWFG Insurance Services - Todd Golden

16100 Firetower Rd, Conroe, TX 77306

(936) 537-8611

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8.26 mi

AAA Insurance

27726 I-45 N, Conroe, TX 77385

(281) 465-1520

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8.26 mi

Bruggeman Insurance Agency

19221 Interstate 45 S Ste 160, Conroe, TX 77385

(281) 352-5642

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8.26 mi

Haley Insurance

27351 Blueberry Hill Dr Ste 31, Conroe, TX 77385

(281) 364-7888

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8.26 mi

Goosehead Insurance - Ian Gerrard

19075 I45 N Suite #272, Conroe, TX 77385

(281) 825-3755

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8.26 mi

Kari Romano

19053 Interstate 45 North Suite B, Conroe, TX 77385

(936) 231-8133

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8.26 mi

American Financial & Automotive Services

26451 Hanna Rd, Conroe, TX 77385

(281) 296-4100

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8.26 mi

Rodney Fleck

10671 Highway 242, Conroe, TX 77385

(936) 321-9909

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8.26 mi

Charles Burchard

29601b Robinson Rd, Conroe, TX 77385

(281) 353-2300

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View all agents ↓

Learn More About Car Insurance in Conroe, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Conroe, Texas (With 2024 Rates)