Cheap Car Insurance in Bryan, Texas ( With 2024 Rates)

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Lowest Premium

$316 / YEAR

Average Premium

$493 / YEAR

Highest Premium

$822 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Bryan is around $493 and can go upto $822. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Car Insurance Rates in Bryan by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Bryan. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
77801	$492
77802	$476
77803	$475
77805	$507
77807	$490

Insurance Agents in Bryan, TX and Near by

0 mi

William Jones

3811 Old College Rd, Bryan, TX 77801

(979) 820-0375

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0 mi

Spencer Hanson

3400 S College Ave, Bryan, TX 77801

(979) 823-8051

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10.79 mi

Greg Myatt

2651 Boonville Rd Ste 120, Bryan, TX 77808

(979) 703-6697

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2.87 mi

Texas Farm Bureau Insurance

2751 Nash St Ste 150, Bryan, TX 77802

(979) 485-2850

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2.87 mi

SIG Insurance Services

2751 Nash St Ste 100, Bryan, TX 77802

(979) 703-4421

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2.87 mi

Agricultural Insurance Agency

2809 Barwick Cir, Bryan, TX 77802

(979) 776-2697

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2.87 mi

Chris Batten Agency

1861 Briarcrest Dr, Bryan, TX 77802

(713) 692-7700

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2.87 mi

Program Insurance Group

1722 Briarcrest Dr, Bryan, TX 77802

(979) 485-9990

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2.87 mi

Service Insurance Group

3840 Corporate Center Dr, Bryan, TX 77802

(979) 774-3900

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2.87 mi

Jones & Lowe Agency

1701 Briarcrest Dr, Bryan, TX 77802

(979) 776-5793

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2.87 mi

Goosehead Insurance - Jeff Horak

3091 University Dr E Ste 120, Bryan, TX 77802

(979) 431-1001

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2.87 mi

Rollo Insurance Group

3091 University Dr E Ste 310, Bryan, TX 77802

(979) 774-2800

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2.87 mi

Freeway Insurance

1402 S Texas Ave, Bryan, TX 77802

(979) 316-2146

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2.87 mi

Jamel Thomas

4103 S Texas Ave Ste 100, Bryan, TX 77802

(936) 419-1587

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2.87 mi

Mynde Kessler

4103 S Texas Ave Ste 100, Bryan, TX 77802

(979) 704-3054

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2.87 mi

Jacqueline Voss

4415 S Texas Ave, Bryan, TX 77802

(979) 846-5758

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2.87 mi

Bob Poling

4017 S Texas Ave, Bryan, TX 77802

(979) 846-8841

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2.87 mi

Jorge Mayen

4017 S Texas Ave, Bryan, TX 77802

(979) 260-3708

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2.87 mi

FBC Insurance Agency

3833 S Texas Ave Ste 108, Bryan, TX 77802

(979) 823-6777

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2.87 mi

Russ Bevil

4006 Stillmeadow Dr, Bryan, TX 77802

(979) 846-9799

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2.87 mi

Lance Snider

3608 E 29th St Ste 108, Bryan, TX 77802

(979) 703-1011

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2.87 mi

TWFG Insurance Services - Christopher Forman

3620 E 29th St, Bryan, TX 77802

(979) 822-4912

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2.87 mi

Larry Hallam

3601 E 29th St Ste 14, Bryan, TX 77802

(979) 599-7538

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2.87 mi

Direct General Auto Insurance

724 E Villa Maria Rd Ste 600, Bryan, TX 77802

(979) 599-5078

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2.87 mi

Anco Insurance Srv Bryan

1111 Briarcrest Dr, Bryan, TX 77802

(979) 776-2626

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2.87 mi

Jones & Associates Insurance

1200 E Villa Maria Rd, Bryan, TX 77802

(979) 776-4740

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2.87 mi

Autopartners Insurance Agency

2511 S Texas Ave Ste B, Bryan, TX 77802

(979) 779-3632

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2.87 mi

Texas RIA

2513 S Texas Ave, Bryan, TX 77802

(979) 823-9100

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3.18 mi

Jimmy Ford

2911 E Villa Maria Rd, Bryan, TX 77803

(979) 822-6000

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3.18 mi

Fast Quote Insurance Agency

1204 W Wm J Bryan Pkwy, Bryan, TX 77803

(973) 823-2626

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7.46 mi

Uldric Zemanek

5987 Chick Ln, Bryan, TX 77807

(979) 822-3277

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Learn More About Car Insurance in Bryan, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Bryan, Texas (With 2024 Rates)