Lowest Premium
$407 / YEAR
Average Premium
$601 / YEAR
Highest Premium
$829 / YEAR
The average annual premium in Brownsville is around $601 and can go upto $829. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Brownsville by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Brownsville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
78520 | $607 |
78521 | $592 |
78526 | $591 |
Insurance Agents in Brownsville, TX and Near by
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0 miAdan Garcia6292 Butler Rd, Brownsville, TX 78520(956) 572-8491View |
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0 miFrancisco Noyola4025 Old Highway 77, Brownsville, TX 78520(956) 266-9292View |
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0 miTWFG Insurance Services - Derek Benavides2815 Central Blvd Ste B, Brownsville, TX 78520(956) 621-2927View |
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0 miArredondo Insurance Services2900 Central Blvd Ste D, Brownsville, TX 78520(956) 465-4289View |
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0 miLette Insurance Agency145 Boca Chica Blvd, Brownsville, TX 78520(956) 541-7252View |
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0 miRoberto Welsh800 W Price Rd, Brownsville, TX 78520(956) 546-5222View |
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0 miSelect Advisors1800 E Van Buren St, Brownsville, TX 78520(956) 579-5454View |
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0 miTrae Pena943 N Expressway 77 Ste 14, Brownsville, TX 78520(956) 435-9662View |
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0 miBert Whisenant Insurance14 E Levee St, Brownsville, TX 78520(956) 546-4222View |
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0 miNewtek Insurance Agency301 Mexico Blvd Ste H4a, Brownsville, TX 78520(866) 380-7007View |
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0 miJoel Munguia515 Central Blvd, Brownsville, TX 78520(956) 542-0002View |
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0 miRick Ortiz2025 Central Blvd Ste C, Brownsville, TX 78520(956) 541-8015View |
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0 miDavid Dominguez934 W Price Rd, Brownsville, TX 78520(956) 544-5500View |
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0 miIvan Karr848 W Price Rd, Brownsville, TX 78520(956) 205-0333View |
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14.22 miJose Gutierrez1760 Old Port Isabel Rd Ste C, Brownsville, TX 78521(956) 541-7033View |
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14.22 miGSM Insurors147 E Price Rd, Brownsville, TX 78521(956) 542-7415View |
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14.22 miGarza Insurance Agency18 N Park Plz, Brownsville, TX 78521(956) 541-9642View |
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14.22 miBobby Meza3675 Boca Chica Blvd Suite B1, Brownsville, TX 78521(956) 554-9338View |
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14.22 miJohnny Rodriguez133 E Price Rd, Brownsville, TX 78521(956) 541-0991View |
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14.22 miEnrique Hilton3525 International Blvd Ste C1, Brownsville, TX 78521(956) 541-7272View |
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14.22 miAmtex Insurance3025 Boca Chica Blvd Ste D, Brownsville, TX 78521(956) 982-1900View |
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14.22 miKay Conly2401 Boca Chica Blvd, Brownsville, TX 78521(956) 542-0222View |
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14.22 miRick Ortiz2200 Boca Chica Blvd Ste 143, Brownsville, TX 78521(956) 542-2424View |
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14.22 miRamiro Lerma795 Paredes Line Rd, Brownsville, TX 78521(956) 504-5493View |
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14.22 miRuben Garcia Jr434 Paredes Line Rd Ste B, Brownsville, TX 78521(956) 544-2464View |
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14.22 miGarcia Homero2045 E Price Rd Ste 7l, Brownsville, TX 78521(956) 542-1887View |
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14.22 miIsaac Martinez2039 E Price Rd Ste B, Brownsville, TX 78521(956) 546-7466View |
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14.22 miSpencer Gaille1140 Paredes Line Rd, Brownsville, TX 78521(956) 541-4848View |
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14.22 miBrisky & Perez Insurance Agency5 Cove Cir, Brownsville, TX 78521(956) 541-9115View |
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14.22 miManuel Saldivar1254 Paredes Line Rd, Brownsville, TX 78521(956) 542-1955View |
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14.22 miSafeguard Insurance Agency2027 E Price Rd Ste C, Brownsville, TX 78521(956) 544-6500View |
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14.22 miLeticia Salmon1454 Paredes Line Rd Ste A, Brownsville, TX 78521(956) 546-3920View |
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14.22 miHughston Insurance Agency46 Cove Cir, Brownsville, TX 78521(956) 542-4387View |
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14.22 miDan Valdez48 N Park Plz, Brownsville, TX 78521(956) 546-6016View |
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14.22 miErick Ptacnik814 N Expressway Ste 10, Brownsville, TX 78521(956) 372-1999View |
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14.22 miFiesta Auto Insurance1609 E Price Rd, Brownsville, TX 78521(956) 544-5000View |
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14.22 miRaul Gomez Jr.1600 N Expressway, Brownsville, TX 78521(956) 983-1899View |
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14.22 miIBC Insurance Agency1600 Ruben Torres Sr Blvd, Brownsville, TX 78521(956) 547-1000View |
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7.12 miThe Garcia Agency3040 Ruben Torres Sr Blvd Ste D, Brownsville, TX 78526(956) 378-4888View |
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7.12 miVeronica Chavez1393 E Alton Gloor Blvd Ste 13, Brownsville, TX 78526(956) 542-2622View |
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7.12 miIndependent Insurance Center1313 E Alton Gloor Blvd Ste E, Brownsville, TX 78526(956) 542-5331View |
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7.12 miSamuel Guerrero5156 N Expressway, Brownsville, TX 78526(956) 350-2900View |
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7.12 miRafael Larrazolo302 Lorenaly Dr Ste B, Brownsville, TX 78526(956) 205-1112View |
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7.12 miRick Armendariz800 E Alton Gloor Blvd Ste D, Brownsville, TX 78526(956) 542-7425View |
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7.12 miEdith Trevino900 E Alton Gloor Blvd Ste 4, Brownsville, TX 78526(956) 554-4961View |
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7.12 miBitty Truan275 Jose Marti Blvd Ste D, Brownsville, TX 78526(956) 541-7331View |
Learn More About Car Insurance in Brownsville, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.