Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Insurance Agents in Bellaire, TX and Near by
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0 miWilliam Jaco4545 Bissonnet St Ste 130, Bellaire, TX 77401(713) 661-0893View |
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0 miLarry Haas Agency4545 Bissonnet St Ste 129, Bellaire, TX 77401(713) 667-8999View |
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0 miBridgette Emanuel's State Farm Insurance Agency5959 West Loop S Ste 450, Bellaire, TX 77401(713) 666-3115View |
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0 miBryan Colby5959 West Loop S Ste 305, Bellaire, TX 77401(713) 660-8551View |
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0 miTim Woodson6565 West Loop S Ste 130, Bellaire, TX 77401(713) 666-7335View |
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0 miBob Mitchell6575 West Loop S Ste 185, Bellaire, TX 77401(713) 661-7700View |
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0 miJuled Insurance & Multiservices6575 West Loop S Ste 500, Bellaire, TX 77401(832) 944-6167View |
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0 miGBS Insurance Agency6300 West Loop S Ste 220, Bellaire, TX 77401(713) 666-3601View |
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0 miYvonne Lau6300 West Loop S Ste 460a, Bellaire, TX 77401(713) 838-0008View |
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0 miRusty Harden6750 West Loop S Ste 616, Bellaire, TX 77401(713) 664-1990View |
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0 miPerricone Insurance Agency6750 West Loop S Ste 1080, Bellaire, TX 77401(713) 669-0234View |
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0 miTexas Prime Insurance Agency6750 West Loop S Ste 430, Bellaire, TX 77401(713) 750-9000View |
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0 miYoung's Insurance Agency6750 West Loop S Ste 767, Bellaire, TX 77401(713) 383-4250View |
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0 miJan Stomel4900 Bissonnet St Ste 103, Bellaire, TX 77401(713) 660-0990View |
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0 miIntegra Insurance Services5208 Bellaire Blvd, Bellaire, TX 77401(832) 275-7878View |
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0 miKevin Campbell5400 Bellaire Blvd Ste I, Bellaire, TX 77401(713) 541-3377View |
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0 miMichael Canahuati6802 Mapleridge St Ste 208, Bellaire, TX 77401(713) 785-5400View |
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0 miTWFG Insurance Services - Quyen Nguyenba5410 Bellaire Blvd Ste A1, Bellaire, TX 77401(713) 281-8400View |
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0 miHai Nguyen6809a Chimney Rock Rd, Bellaire, TX 77401(713) 838-0746View |
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0 miRichard M Eng Insurance Agency5761 Bissonnet St, Bellaire, TX 77401(713) 667-0389View |
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0 miVictor Pena5817 Bissonnet St, Bellaire, TX 77401(713) 661-8061View |
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1.29 miDelta General Agency Corporation4848 Loop Central Dr Ste 1000, Houston, TX 77081(713) 570-2700View |
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1.29 miAuto Insurance Discounters - Descuento Insurance5330 Chimney Rock Rd, Houston, TX 77081(713) 843-6400View |
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1.29 miEssential Insurance Group5900 Chimney Rock Rd Ste P, Houston, TX 77081(713) 349-0055View |
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1.29 miA-Max Auto Insurance5510 Bellaire Blvd, Houston, TX 77081(713) 661-4000View |
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1.29 miJuan Avendano7022 Chetwood Dr Ste B, Houston, TX 77081(713) 668-0656View |
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1.29 miMutual Trust Insurance5720 Bellaire Blvd Ste C, Houston, TX 77081(713) 664-9200View |
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1.29 miAuto Insurance Discounters5800 Bellaire Blvd Ste 113, Houston, TX 77081(713) 665-2886View |
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1.29 miTIA - Texas Insurance Agency5805 Bellaire Blvd Ste B, Houston, TX 77081(713) 920-0500View |
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1.29 miE & W Hernandez Insurance5900 Bellaire Blvd # 3-4, Houston, TX 77081(713) 666-1179View |
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1.29 miLourdes Collado5921 Bellaire Blvd Ste B, Houston, TX 77081(713) 432-7212View |
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1.29 miTexas South Star Insurance5930 Bellaire Blvd, Houston, TX 77081(713) 349-0902View |
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1.29 miState Farm Insurance - Gaston Arguelles5945 Bellaire Blvd Ste C, Houston, TX 77081(713) 666-4200View |
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1.29 miEsquivel Insurance6006 Bellaire Blvd Ste 101a, Houston, TX 77081(713) 981-6444View |
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1.29 miAffordable Insurance of Texas6112 Bellaire Blvd, Houston, TX 77081(713) 664-9282View |
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1.29 miAAIGOT Insurance Agency6633 Hillcroft St Ste 101, Houston, TX 77081(713) 270-9373View |
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1.29 miE & W Hernandez Insurance Agency6601 Hillcroft St Ste 203, Houston, TX 77081(713) 270-1946View |
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1.29 miFriends Insurance Services6102 Bissonnet St Ste F, Houston, TX 77081(713) 778-0302View |
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1.29 miAmtex Insurance6407 Hillcroft St Ste A, Houston, TX 77081(713) 541-3800View |
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1.29 miAAAA Insurance7307 Hillcroft St, Houston, TX 77081(713) 772-2222View |
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1.29 miBethany Insurance Agency7801 Hillcroft St, Houston, TX 77081(713) 995-4194View |
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1.29 miCorina's Auto Insurance Agency & Multi-Services7912 Hillcroft St, Houston, TX 77081(713) 272-7749View |
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1.29 miA-Z Union Insurance Agency7940 Hillcroft St, Houston, TX 77081(281) 974-3184View |
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2.02 miTudela Insurance Solutions4108 Bellaire Blvd, Houston, TX 77025(713) 714-4475View |
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2.02 miLinda Nguyen8200 S Main St Ste 700, Houston, TX 77025(713) 432-9444View |
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2.02 miSuper Insurance8725 Stella Link Rd, Houston, TX 77025(713) 667-1722View |
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2.31 miLois Spicer4660 Beechnut St Ste 216, Houston, TX 77096(713) 667-2048View |
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2.31 miR. G. Smith Insurance Agency4660 Beechnut St Ste 250, Houston, TX 77096(713) 661-3246View |
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2.31 miEden Misgina4660 Beechnut St Ste 243, Houston, TX 77096(713) 660-0222View |
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2.31 miM D Watson Insurance Agency4660 Beechnut St Ste 248, Houston, TX 77096(713) 669-1199View |
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2.31 miTexas Group5663 Beechnut St, Houston, TX 77096(832) 659-0356View |
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2.31 miEdward Landry9660 Hillcroft St Ste 326, Houston, TX 77096(713) 973-6511View |
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2.31 miAvalon Insurance Agency9660 Hillcroft St Ste 240, Houston, TX 77096(713) 283-5202View |
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2.31 miSung Yi9660 Hillcroft St Ste 230, Houston, TX 77096(713) 726-8500View |
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2.31 miTWFG Insurance Services - Erin Hartgrove10101 Fondren Rd Ste 340, Houston, TX 77096(713) 534-1361View |
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2.31 miTWFG Insurance Services - Richard Ayala Insurance10101 Fondren Rd Ste 340, Houston, TX 77096(832) 651-3530View |
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2.31 miTWFG Insurance Services - Shannon Hartgrove10101 Fondren Rd Ste 340, Houston, TX 77096(713) 515-5774View |
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2.31 miAnar Khalilov10101 Fondren Rd Ste 331, Houston, TX 77096(713) 777-6200View |
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2.31 miLinda Brewster10101 Fondren Rd Ste 223, Houston, TX 77096(713) 777-6800View |
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2.31 miBrandon Herndon10103 Fondren Rd Ste 150, Houston, TX 77096(832) 431-4222View |
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2.31 miTotal Risk Advisors10103 Fondren Rd Ste 340, Houston, TX 77096(713) 659-0796View |
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2.31 miTIA - Texas Insurance Agency11147 Fondren Rd, Houston, TX 77096(713) 484-7600View |
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2.45 miIscential Insurance6115 Edloe St Ste E, Houston, TX 77005(713) 688-8881View |
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2.45 miJanette Redou4000 Bissonnet St, Houston, TX 77005(713) 666-3642View |
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2.45 miAurora Centeno5252 Westchester St Ste 175, Houston, TX 77005(713) 999-9130View |
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2.45 miInsurance Market Solutions Group5252 Westchester St Ste 160, Houston, TX 77005(713) 667-4674View |
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2.45 miChris Hamilton6733 Stella Link Road, Houston, TX 77005(713) 797-1444View |
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2.45 miMichael Collins IV2715 Bissonnet St Ste 212, Houston, TX 77005(281) 277-7576View |
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2.45 miSam Ewing5615 Kirby Dr Ste 757, Houston, TX 77005(713) 521-0481View |
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2.45 miIBC Insurance Agency5615 Kirby Dr, Houston, TX 77005(713) 526-1211View |
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2.45 miLinda Kaderka2444 Times Blvd Ste 250, Houston, TX 77005(713) 524-0111View |
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2.45 miBilly Lance Nowlin2418 Tangley St, Houston, TX 77005(713) 526-5520View |
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2.45 miSouthgate Insurance5555 Morningside Dr Ste 215, Houston, TX 77005(713) 574-1103View |
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2.65 miZahin Enterprises Insurance3841 Southwest Fwy, Houston, TX 77027(713) 980-4310View |
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2.65 miRoss Brezovsky4141 Southwest Fwy Ste 675, Houston, TX 77027(713) 666-3663View |
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2.65 miMagally Zardeneta4151 Southwest Fwy Ste 230, Houston, TX 77027(832) 623-7134View |
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2.65 miSecured Risk Insurance Group4151 Southwest Fwy Ste 520, Houston, TX 77027(713) 961-0880View |
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2.65 miBrian Rhames3405 Edloe St Ste 240, Houston, TX 77027(713) 355-7448View |
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2.65 miJack Wallace3405 Mercer St, Houston, TX 77027(713) 626-7500View |
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2.65 miReggie Mhoon3100 Timmons Ln Ste 585, Houston, TX 77027(713) 622-0005View |
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2.65 miProtectors Insurance & Financial Services4615 Southwest Fwy Ste 805, Houston, TX 77027(713) 660-8899View |
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2.65 miZuber Insurance Agency4635 Southwest Fwy Ste 700, Houston, TX 77027(713) 623-2451View |
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2.65 miTWFG - Jacqueline Patenia & Maminda Sagullo4635 Southwest Fwy Ste 300, Houston, TX 77027(713) 992-1077View |
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2.65 miAdrian Vojvodic3000 Weslayan St Ste 346, Houston, TX 77027(713) 622-2800View |
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2.65 miMetro Allied Insurance2900 Weslayan St Ste 668, Houston, TX 77027(713) 622-2322View |
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2.65 miInsurance Discount Center4801 Richmond Ave Ste 199, Houston, TX 77027(713) 877-1800View |
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2.65 miSusan Cherry4200 Westheimer Rd Ste 285, Houston, TX 77027(713) 622-7401View |
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2.65 miTyson Taylor2425 West Loop S Ste 200, Houston, TX 77027(832) 500-8092View |
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2.65 miTexas General Insurance Agency2500 West Loop S Ste 210, Houston, TX 77027(877) 419-5803View |
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2.65 miPolicy League2500 West Loop S Ste 200, Houston, TX 77027(281) 242-5898View |
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2.65 miInsGroup, Inc.1455 West Loop S Fl 9, Houston, TX 77027(713) 541-7272View |
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2.65 miConcierge Insurance Agency of Texas50 Briar Hollow Ln Ste 335e, Houston, TX 77027(713) 333-4141View |
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2.65 miGibraltar Insurance Services1939 W Gray, Houston, TX 77027(713) 688-0480View |
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2.65 miCreekside Risk Solutions24 E Greenway Plaza, Houston, TX 77046(713) 984-2410View |
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2.65 miWells Fargo Insurance Services USA24 Greenway Plz Ste 1100, Houston, TX 77046(713) 507-4700View |
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2.65 miFrost Insurance3707 Richmond Ave, Houston, TX 77046(713) 388-7600View |
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2.65 miStephens Insurance9 Greenway Plz Ste 1910, Houston, TX 77046(713) 993-4216View |
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2.65 miCoady & Lewis Associates1 Greenway Plz Ste 100, Houston, TX 77046(281) 956-1052View |
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2.65 miMesirow Insurance Services12 Greenway Plz Ste 1100, Houston, TX 77046(713) 425-4965View |
Learn More About Car Insurance in Bellaire, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.