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Cheap Car Insurance in Austin

Lowest Premium

$350 / YEAR

Average Premium

$572 / YEAR

Highest Premium

$1147 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Austin is around $572 and can go upto $1147. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas car insurance law minimum requirement - As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Topics Covered

Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3466.00% ($1,151,485,019)1
Farmers$3837.98% ($1,530,613,603)2
State Farm$48916.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6678.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quotes and compare them before choosing an insurance plan. People save up to 40% on car insurance by doing the comparison shopping.

Car Insurance Rates in Austin by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Austin. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
73301$633
78701$540
78702$535
78703$523
78704$525
78705$544
78710$594
78717$487
78719$556
78721$550
78722$545
78723$547
78724$558
78725$553
78726$537
78727$500
78728$496
78729$518
78730$508
78731$524
78732$494
78733$534
78734$495
78735$539
78736$548
78737$505
78738$516
78741$568
78744$552
78745$521
78746$520
78750$519
78752$546
78757$501
78759$497
78799$597

Insurance Agents in Austin, TX and Near by

Agents by ZIP code:
  • 0 mi
    Allen Insurance
    Po Box 684218, Austin, TX 78768
    (512) 762-6981
  • 0 mi
    Eddie Trevino Insurance
    Po Box 685104, Austin, TX 78768
    (210) 488-5478
  • 0.24 mi
    Eckert Insurance Group
    824 W 10th St, Austin, TX 78701
    (512) 472-6969
  • 0.24 mi
    Pecan Street Insurance
    1609 Shoal Creek Blvd Ste 300, Austin, TX 78701
    (512) 440-5800
  • 0.24 mi
    Michael Lezam
    700 Rio Grande St Ste C-111, Austin, TX 78701
    (512) 837-5000
  • 0.24 mi
    Britton & Britton Insurance Services - Austin
    700 Lavaca St Ste 1400, Austin, TX 78701
    (512) 469-0693
  • 0.24 mi
    Wortham Insurance & Risk Management
    221 W 6th St Ste 1400, Austin, TX 78701
    (512) 453-0031
  • 0.24 mi
    Stephens Insurance
    100 Congress Ave Ste 750, Austin, TX 78701
    (512) 542-3200
  • 0.24 mi
    William Gammon Insurance
    1615 Guadalupe St, Austin, TX 78701
    (512) 477-6745
  • 0.24 mi
    Catto & Catto
    401 Congress Ave Ste 1540, Austin, TX 78701
    (512) 687-6225
  • 0.24 mi
    MHBT Insurance
    301 Congress Ave Ste 1000, Austin, TX 78701
    (512) 226-7900
  • 0.24 mi
    Advisor Brokerage Services
    515 Congress Ave Ste 1400, Austin, TX 78701
    (512) 476-2800
  • 0.24 mi
    Frost Insurance Agency
    401 Congress Ave Ste 1400, Austin, TX 78701
    (512) 473-4520
  • 0.24 mi
    Insurance Zebra
    98 San Jacinto Blvd Ste 2000, Austin, TX 78701
    (888) 255-4364
  • 0.24 mi
    IIAT Agents Agency
    1115 San Jacinto Blvd Ste 100, Austin, TX 78701
    (512) 476-6281
  • 1.73 mi
    Amco & Remco Insurance Agencies
    1133 Airport Blvd, Austin, TX 78702
    (512) 535-2322
  • 1.73 mi
    B J Goosby
    1144 Airport Blvd Ste 230, Austin, TX 78702
    (512) 928-8889
  • 1.73 mi
    Garcia Insurance Agency
    1304 E 6th St Ste 4, Austin, TX 78702
    (512) 474-7073
  • 1.73 mi
    Felix Chavez Agency
    1715 E 6th St Ste 203, Austin, TX 78702
    (512) 479-6122
  • 1.73 mi
    Direct General Auto Insurance
    1901 E 7th St, Austin, TX 78702
    (512) 651-0032
  • 1.73 mi
    A-Max Auto Insurance
    1923 E 7th St Ste 190, Austin, TX 78702
    (512) 474-5678
  • 1.73 mi
    S&T Duran Insurance
    2012 E 7th St, Austin, TX 78702
    (512) 320-5418
  • 1.73 mi
    Hepa Seguros Monterrey
    2321 E Cesar Chavez St Ste A, Austin, TX 78702
    (512) 474-0704
  • 1.73 mi
    Ai United Insurance
    2314 E 7th St Ste B, Austin, TX 78702
    (512) 482-0444
  • 1.73 mi
    McKinley & DiMarco Insurance Services
    1804 Ulit Ave, Austin, TX 78702
    (512) 870-8072
  • 1.73 mi
    Freeway Insurance
    2501 East 7th St, Austin, TX 78702
    (512) 620-7020
  • 1.73 mi
    Veronica Ramos
    1197 Airport Blvd, Austin, TX 78702
    (512) 928-5500
  • 1.73 mi
    William Baca
    3118 E 12th St Ste 2, Austin, TX 78702
    (512) 275-6116
  • 1.73 mi
    Insure Me Texas
    501 N Ih 35, Austin, TX 78702
    (866) 612-4446
  • 11.04 mi
    John Peterson
    12962 Research Blvd, Austin, TX 78750
    (512) 331-0009
  • 11.04 mi
    Larry Selby
    12962 Research Blvd, Austin, TX 78750
    (512) 331-0004
  • 11.04 mi
    Kevin Putnam
    13010 N Highway 183, Austin, TX 78750
    (512) 219-7411
  • 11.04 mi
    Mitchell Clifton
    13276 Research Blvd Ste 107, Austin, TX 78750
    (512) 258-4258
  • 11.04 mi
    Best Buy Insurance
    13376 Research Blvd Ste 214, Austin, TX 78750
    (512) 828-4001
  • 11.04 mi
    AAA Insurance
    13376 N Highway 183 Ste 108, Austin, TX 78750
    (512) 335-5222
  • 11.04 mi
    Christopher Gosselin
    9707 Anderson Mill Rd Ste 210, Austin, TX 78750
    (512) 996-8543
  • 11.04 mi
    Lloyd Loya
    13706 Research Blvd Ste 202, Austin, TX 78750
    (512) 250-3033
  • 11.04 mi
    Brent Allen
    9801 Anderson Mill Rd Ste 120, Austin, TX 78750
    (512) 732-7368
  • 11.04 mi
    Sam Buentello Insurance Agency
    13740 Research Blvd Ste K8, Austin, TX 78750
    (512) 646-2691
  • 11.04 mi
    Eric Gonzales
    13785 Research Blvd Ste 125, Austin, TX 78750
    (512) 238-7299
  • 11.04 mi
    Preferred Personal Insurance Agency
    13785 Research Blvd Ste 136, Austin, TX 78750
    (512) 258-2000
  • 11.04 mi
    Secutor Insurance Agency
    13785 Research Blvd Ste 125, Austin, TX 78750
    (512) 782-4744
  • 11.04 mi
    John Murphy
    13740 N Highway 183 Ste A1, Austin, TX 78750
    (512) 836-1231
  • 11.04 mi
    BKCW Insurance
    9809 Anderson Mill Rd, Austin, TX 78750
    (512) 250-5055
  • 11.04 mi
    Jessica Hernandez
    13740 Research Blvd Ste L2, Austin, TX 78750
    (512) 358-4379
  • 11.04 mi
    Michele Beltz
    13776 N Highway 183 Ste 107a, Austin, TX 78750
    (512) 331-6645
  • 11.04 mi
    Robert McCarley
    13776 N Highway 183 Ste 107a, Austin, TX 78750
    (512) 219-0988
  • 11.04 mi
    Rocky Clark Agency
    10902 Rustic Manor Ln Ste A, Austin, TX 78750
    (512) 535-4232
  • 11.04 mi
    Biscoe Insurance Group
    12233 Fm 620 N Ste 202, Austin, TX 78750
    (512) 388-2121
  • 11.04 mi
    Roberto Montero
    12129 Ranch Road 620 N Ste 420, Austin, TX 78750
    (512) 258-1616
  • 11.04 mi
    Blake Miller
    6507 Jester Blvd Ste 103, Austin, TX 78750
    (512) 795-9200
  • 11.04 mi
    Coleman Agency
    Po Box 500048, Austin, TX 78750
    (512) 250-2168
  • 11.33 mi
    Carmina Eaton - State Farm Insurance
    4201 W Parmer Ln Bldg B Ste 170, Austin, TX 78727
    (512) 244-6641
  • 11.33 mi
    Chuck Saxon
    12400 Amherst Dr Ste 114, Austin, TX 78727
    (512) 339-8494
  • 11.33 mi
    Jane McQuiggin-Hutson
    2307 W Parmer Ln, Austin, TX 78727
    (512) 973-8501
  • 11.33 mi
    Lin Agency
    2211 W Parmer Ln # B, Austin, TX 78727
    (512) 873-0118
  • 11.33 mi
    Rick Fritsch
    2006 W Parmer Ln Ste A, Austin, TX 78727
    (512) 835-7905
  • 11.84 mi
    David Wylie
    6548 Comanche Trl Ste 201b, Austin, TX 78732
    (512) 987-7719
  • 11.84 mi
    Hillary Gardiner
    6911 Fm 620 N # A-100, Austin, TX 78732
    (512) 345-5757
  • 12.69 mi
    Ryan Connor
    11416 Rr 620 N Suite I, Austin, TX 78726
    (512) 335-9992
  • 12.69 mi
    Andrew Easley
    7301 N Fm 620 Ste 135, Austin, TX 78726
    (512) 335-0051
  • 12.69 mi
    Goosehead Insurance - Michael Ames
    11350 Four Points Drive #1, Austin, TX 78726
    (512) 637-1362
  • 12.69 mi
    Brett Clayton
    10713 N Fm 620, Austin, TX 78726
    (512) 243-6621
  • 12.69 mi
    Texas Farm Bureau Insurance
    10713 N Fm 620 Ste 302, Austin, TX 78726
    (512) 579-0162
  • 12.92 mi
    TWFG Insurance Services - Penny Handsel
    6626 Silvermine Dr Ste 500, Austin, TX 78736
    (512) 301-3899
  • 12.92 mi
    Florence Zook
    8304 Mescalero Cv, Austin, TX 78736
    (512) 301-2924
  • 12.92 mi
    Arthur Martinez
    10200 Highway 290 W Ste 104, Austin, TX 78736
    (512) 587-2008
  • 12.92 mi
    Carter's Insurance
    10200 W Highway 290, Austin, TX 78736
    (512) 402-9000
  • 13.25 mi
    Mark Monreal & Associates
    13001 Debarr Dr, Austin, TX 78729
    (512) 335-0668
  • 13.25 mi
    Everstone Insurance Group
    6915 Mcneil Dr, Austin, TX 78729
    (512) 572-1100
  • 13.25 mi
    Russell Blancken
    5541 Mcneil Dr, Austin, TX 78729
    (512) 246-2122
  • 13.25 mi
    Espinosa Insurance Services
    7701 San Felipe Blvd Ste 103a, Austin, TX 78729
    (512) 535-5683
  • 13.25 mi
    Bill Anderson
    7701 San Felipe Blvd Ste 102, Austin, TX 78729
    (512) 346-0884
  • 13.25 mi
    Daisy Barrios
    7701 San Felipe Blvd Ste 103c, Austin, TX 78729
    (512) 277-6800
  • 13.25 mi
    Stillwell Insurance
    13033 Pond Springs Rd Ste 101, Austin, TX 78729
    (512) 422-4021
  • 13.25 mi
    Herman Askew
    13201 Pond Springs Rd Ste 105, Austin, TX 78729
    (512) 250-5533
  • 13.25 mi
    Blanket Insurance Group
    13284 Pond Springs Rd Ste 303 Bldg B, Austin, TX 78729
    (512) 257-8436
  • 13.25 mi
    Nunley - Integra Insurance Services
    13284 Pond Springs Rd Ste 303, Austin, TX 78729
    (512) 331-2800
  • 13.25 mi
    Birdsong Insurance
    13377 Pond Springs Rd Ste 107a, Austin, TX 78729
    (512) 789-6644
  • 13.25 mi
    Marieli Cestari Cuenca
    13377 Pond Springs Rd Ste 102, Austin, TX 78729
    (512) 331-1513
  • 13.25 mi
    Carl Burton Insurance Agency
    9410 Anderson Mill Rd, Austin, TX 78729
    (512) 258-4197
  • 13.25 mi
    Justin Holley
    9518 Anderson Mill Rd # B, Austin, TX 78729
    (512) 336-0409
  • 13.25 mi
    Russell Toth
    9518 Anderson Mill Rd Ste B, Austin, TX 78729
    (512) 803-1287
  • 13.25 mi
    Goosehead Insurance - Ben Hynds
    13625 Pond Springs Rd Ste 204, Austin, TX 78729
    (512) 344-9478
  • 13.25 mi
    White Glove Partners
    13625 Pond Springs Rd Ste 103, Austin, TX 78729
    (512) 277-6059
  • 13.35 mi
    ANPAC Agency
    2501 Fm 620 S Ste 230, Austin, TX 78738
    (512) 328-6151
  • 13.35 mi
    Ty Lawrence Insurance Agency
    2802 Flintrock Trce Ste B101, Austin, TX 78738
    (512) 732-2353
  • 13.35 mi
    Andrew Rincon
    2501 Ranch Road 620 S Ste 230, Austin, TX 78738
    (512) 766-5678
  • 13.35 mi
    Southwest Independent Insurance
    2802 Flintrock Trce Ste 262, Austin, TX 78738
    (512) 751-6808
  • 13.35 mi
    Dave Butler
    3315 Ranch Road 620 S Ste 150, Austin, TX 78738
    (512) 328-8786
  • 13.35 mi
    Epiphany Insurance Agency
    3595 Ranch Road 620 S Ste 250, Austin, TX 78738
    (512) 588-3428
  • 13.35 mi
    Carrie Welch
    3700 Ranch Road 620 S, Austin, TX 78738
    (512) 263-8485
  • 13.35 mi
    Goosehead Insurance - Shamyra Jeremiah
    12600 Hill Country Blvd Ste R-275, Austin, TX 78738
    (512) 960-2581
  • 13.35 mi
    Willingham Insurance Agency
    12600 Hill Country Blvd Ste R-275, Austin, TX 78738
    (512) 266-3330
  • 13.35 mi
    Joel Paprocki
    12600 Hill Country Blvd Ste R-275, Austin, TX 78738
    (512) 215-4044
  • 13.35 mi
    Lott Insurance Services
    11701 Bee Cave Pkwy Ste 202, Austin, TX 78738
    (512) 794-8452
  • 13.35 mi
    Ben Archer - State Farm Insurance
    12117 Fm 2244 Bldg 2, Austin, TX 78738
    (512) 263-5565
  • 13.35 mi
    Calvert Hoel
    3595 Rr 620 S Ste W100, Austin, TX 78738
    (512) 892-9312
  • 13.35 mi
    MetLife Auto & Home - Austin
    11412 Fm 2244 Rd, Austin, TX 78738
    (512) 281-2328
  • 13.35 mi
    Matt Deyo
    2501 Fm 620 S Ste 230, Austin, TX 78738
    (512) 263-9441
  • 13.35 mi
    Lucile Temple
    17800 Hamilton Pool Rd Bldg A Ste 200, Austin, TX 78738
    (512) 913-9637
  • 13.48 mi
    Tom Whorton
    14611 Burnet Rd Ste 201, Austin, TX 78728
    (512) 388-4456
  • 13.48 mi
    Simms Insurance
    14205 Burnet Rd Ste 120, Austin, TX 78728
    (512) 960-2552
  • 13.48 mi
    Ray Kennedy
    14205 Burnet Rd Ste 120, Austin, TX 78728
    (512) 252-3939
  • 13.48 mi
    Chris Lewis
    13915 Burnet Rd Ste 102, Austin, TX 78728
    (512) 494-4888
  • 13.48 mi
    Farmers Insurance Group
    2609 Howard Ln, Austin, TX 78728
    (512) 436-0043
  • 13.48 mi
    Lee Cramer Jr
    2013 Wells Branch Pkwy Ste 107, Austin, TX 78728
    (512) 251-3473
  • 13.48 mi
    Phuong Nguyen
    14205 N Mo Pac Expy Ste 330, Austin, TX 78728
    (512) 662-4720
  • 14.06 mi
    Jimmy Jordan
    190 Wild Plum Way, Austin, TX 78737
    (512) 423-0841
  • 14.06 mi
    Goosehead Insurance - Gladys Cruz
    14101 W Highway 290 Ste 1400c, Austin, TX 78737
    (512) 520-0710
  • 14.06 mi
    Hometown Insurance Group
    13062 Hwy 290 W, Austin, TX 78737
    (512) 590-7740
  • 14.06 mi
    Alliance Insurance Agency
    471 Limestone Trl, Austin, TX 78737
    (512) 660-3804
  • 14.06 mi
    Hank Gerdes
    12016 W Highway 290 Ste 3, Austin, TX 78737
    (512) 300-0986
  • 14.06 mi
    Gray Insurance Agency
    12010 W Highway 290 Ste 110, Austin, TX 78737
    (512) 394-0074
  • 14.45 mi
    Timmons Insurance Agency
    1310 Rr 620 Ste A11, Austin, TX 78734
    (512) 402-0595
  • 14.45 mi
    Jonathan McMahon
    16033 Pool Canyon Rd, Austin, TX 78734
    (512) 447-6628
  • 14.45 mi
    MetLife Auto & Home
    2009 Fm 620 N Ste 220, Austin, TX 78734
    (512) 266-3336
  • 14.45 mi
    Jimmy Smith
    2909 Fm 620 N Ste 103, Austin, TX 78734
    (512) 266-2463
  • 14.45 mi
    Pipeline Insurance
    1921 Lohmans Crossing Rd Ste 100, Austin, TX 78734
    (512) 800-8821
  • 14.45 mi
    Brimmer & Associates
    1921 Lohmans Crossing Rd Ste 100, Austin, TX 78734
    (512) 879-7576
  • 14.45 mi
    Whorton Insurance
    2127 Lohmans Crossing Rd Ste 306, Austin, TX 78734
    (512) 372-2244
  • 14.45 mi
    Victor Thompson
    1021 Rr 620 S, Austin, TX 78734
    (512) 261-3391
  • 14.45 mi
    Lakeway Insurance Group
    1150 Lakeway Dr Ste 215, Austin, TX 78734
    (512) 369-2992
  • 14.45 mi
    Chuck Saxon
    2300 Lohmans Spur Ste 121, Austin, TX 78734
    (512) 339-8494
  • 14.45 mi
    Lakecountry Insurance Agency
    1200 Lakeway Dr Ste 19b, Austin, TX 78734
    (512) 608-6822
  • 14.45 mi
    Goosehead Insurance - Mike Wilburn
    1310 Ranch Road 620 S Ste B195, Austin, TX 78734
    (512) 743-8210
  • 14.45 mi
    Mark Smith
    1021 Ranch Road 620 S Ste D, Austin, TX 78734
    (512) 266-8572
  • 14.45 mi
    Rich Watson
    1021 Ranch Road 620 S Ste C, Austin, TX 78734
    (512) 462-2579
  • 14.45 mi
    Josh Tollett
    107 Ranch Road 620 S Ste 104, Austin, TX 78734
    (512) 263-5685
  • 14.45 mi
    IMA
    1008 S Fm 620 Rd Ste 100, Austin, TX 78734
    (214) 205-1320
  • 14.45 mi
    Reata Insurance Group
    1213 S Fm 620 Rd Ste 104, Austin, TX 78734
    (512) 420-9333
  • 14.45 mi
    Craig Straube
    201 S Fm 620 Rd, Austin, TX 78734
    (512) 263-1122
  • 14.45 mi
    Texstar-Integra Insurance Services
    1921 Lohmns Crossing Rd Ste 100, Austin, TX 78734
    (512) 328-4663
  • 15.42 mi
    Linda Goss
    9222 W Parmer Ln, Austin, TX 78717
    (512) 345-4801
  • 15.42 mi
    Lynn Perry - State Farm Insurance
    13441 N Fm 620 Ste A, Austin, TX 78717
    (512) 258-5834
  • 15.42 mi
    Goosehead Insurance - Guy Wehman
    11001 Lakeline Blvd Ste 100 Bldg 1, Austin, TX 78717
    (512) 531-9642
  • 15.42 mi
    The Policy Source
    14900 Avery Ranch Blvd Ste C200-279, Austin, TX 78717
    (512) 956-7720
  • 2.12 mi
    Gary Renfro
    4029 S Capital Of Texas Hwy Ste 102, Austin, TX 78704
    (512) 326-3100
  • 2.12 mi
    Goosehead Insurance - Austin Office
    3755 S Capital Of Texas Hwy Ste 210, Austin, TX 78704
    (512) 201-4530
  • 2.12 mi
    Freeway Insurance
    1901 W Ben White Blvd, Austin, TX 78704
    (512) 620-7016
  • 2.12 mi
    Town Lake Group
    3816 S Lamar Blvd Apt 707, Austin, TX 78704
    (512) 740-1205
  • 2.12 mi
    Corey Adam
    1825 Fortview Rd Ste 115, Austin, TX 78704
    (512) 443-4134
  • 2.12 mi
    Jessie McConchie
    2506 S Lamar Blvd Ste 1, Austin, TX 78704
    (512) 326-4630
  • 2.12 mi
    Josh Lewis
    2525 S Lamar Blvd Ste 11, Austin, TX 78704
    (512) 441-2763
  • 2.12 mi
    Ivan Booker Insurance Agency
    706b W Ben White Blvd Ste 180b, Austin, TX 78704
    (512) 444-2500
  • 2.12 mi
    Todd Crosley
    514 Fort Mcgruder Ln, Austin, TX 78704
    (512) 447-5294
  • 2.12 mi
    TWFG Insurance Services - Adam Ayers
    321 W Ben White Blvd Ste 201, Austin, TX 78704
    (512) 520-9002
  • 2.12 mi
    Amco & Remco Insurance Agencies
    2072 S Lamar Blvd, Austin, TX 78704
    (512) 229-1977
  • 2.12 mi
    Parker & Parker Associates
    3801 S Congress Ave Ste 112, Austin, TX 78704
    (512) 920-6556
  • 2.12 mi
    Premier Auto Insurance
    403 E Ben White Blvd Ste A, Austin, TX 78704
    (512) 373-8005
  • 2.12 mi
    Contractors Insurance Services
    312 W Oltorf St, Austin, TX 78704
    (512) 445-2727
  • 2.12 mi
    Autopartners Insurance Agency
    114 E Oltorf St, Austin, TX 78704
    (512) 443-9500
  • 2.12 mi
    Alonso Camara Insurance Agency
    510 S Congress Ave Ste 100, Austin, TX 78704
    (512) 477-5663
  • 2.12 mi
    Jim Saxton
    127 E Riverside Dr Apt 109, Austin, TX 78704
    (512) 441-1082
  • 2.12 mi
    EZ Insurance Agency
    343 S Congress Ave Ste A, Austin, TX 78704
    (512) 442-2233
  • 2.12 mi
    Austin Carson
    1524 S Ih 35 Ste 305, Austin, TX 78704
    (512) 649-5077
  • 2.12 mi
    Best Buy Insurance
    2900 S Ih 35 Ste 100, Austin, TX 78704
    (512) 524-9566
  • 2.12 mi
    Ross Gray
    2404 S Ih 35, Austin, TX 78704
    (512) 444-3366
  • 2.31 mi
    BBVA Compass Insurance
    1703 W 5th St Ste 500, Austin, TX 78703
    (800) 436-7873
  • 2.31 mi
    Cather Insurance Agency
    1601 W 6th St Suite A2, Austin, TX 78703
    (512) 480-5070
  • 2.31 mi
    Stuart Nalewaik
    503 Oakland Ave Ste B, Austin, TX 78703
    (512) 382-6019
  • 2.32 mi
    Sandro Trujillo
    3909 N Ih35 Service Rd, Austin, TX 78722
    (512) 568-7705
  • 2.32 mi
    Jessie McConchie
    3311 N Ih 35, Austin, TX 78722
    (512) 617-5103
  • 2.32 mi
    Starr Insurance Agency - Insurance 4 Less
    3909 N Ih 35 Ste B2, Austin, TX 78722
    (512) 451-2244
  • 2.32 mi
    EZ Insurance Agency
    3807 N Ih 35 Ste A, Austin, TX 78722
    (512) 454-6161
  • 2.32 mi
    Freeway Insurance
    3712 Airport Blvd, Austin, TX 78722
    (512) 620-7022
  • 3.06 mi
    Esmeralda Muniz
    6807 Suena Dr, Austin, TX 78741
    (512) 377-6171
  • 3.06 mi
    Ken Crone
    2028 E Ben White Blvd Ste 228, Austin, TX 78741
    (512) 448-1766
  • 3.06 mi
    Starr Insurance Agency - Insurance 4 Less
    1723 E Oltorf St Ste 2, Austin, TX 78741
    (512) 222-4377
  • 3.06 mi
    Direct General Auto Insurance
    1931 East Oltorf Street, Austin, TX 78741
    (512) 354-8978
  • 3.06 mi
    Calvert Insurance & Financial Services
    1900 E Oltorf St Ste 109, Austin, TX 78741
    (512) 448-9955
  • 3.06 mi
    Time Insurance Agency
    1405 E Riverside Dr, Austin, TX 78741
    (512) 447-7773
  • 3.06 mi
    Premier Auto Insurance
    1221 S Rt 35, Austin, TX 78741
    (512) 373-8000
  • 3.06 mi
    S&T Duran Insurance
    2015 E Riverside Ste 7b1-2, Austin, TX 78741
    (512) 322-9332
  • 3.06 mi
    Amco & Remco Insurance Agencies
    2020 E Riverside Dr, Austin, TX 78741
    (512) 442-5900
  • 3.06 mi
    Speed Insurance Agency
    2100 E Riverside Dr, Austin, TX 78741
    (512) 599-8009
  • 3.26 mi
    Acceptance Auto Insurance
    4631 Airport Blvd Ste 120, Austin, TX 78751
    (512) 276-8998
  • 3.26 mi
    A-Max Auto Insurance
    1014 E 53rd St, Austin, TX 78751
    (512) 916-4000
  • 3.26 mi
    Direct General Auto Insurance
    5312 Airport Blvd, Austin, TX 78751
    (512) 374-1499
  • 3.26 mi
    Chris Batten
    5555 N Lamar Blvd Ste L134, Austin, TX 78751
    (512) 407-8989
  • 3.26 mi
    Ricky Boyd
    5555 N Lamar Blvd Ste L101, Austin, TX 78751
    (512) 433-6097
  • 3.55 mi
    NZ Insurance
    4122 E 12th St, Austin, TX 78721
    (512) 524-2760
  • 3.82 mi
    Michael Walker
    3810 Medical Pkwy Ste 155, Austin, TX 78756
    (512) 302-0920
  • 3.82 mi
    Eric Stimmel
    3810 Medical Pkwy Ste 214, Austin, TX 78756
    (512) 382-1241
  • 3.82 mi
    McCall Hibler & Allen
    4006 N Lamar Blvd, Austin, TX 78756
    (512) 476-5351
  • 3.82 mi
    Armadillo Insurance Agency
    5025 Burnet Rd Ste 201, Austin, TX 78756
    (512) 249-2300
  • 3.82 mi
    Troiano Insurance Agency
    5118 Burnet Rd Ste A, Austin, TX 78756
    (512) 459-1705
  • 3.82 mi
    Jenny Harrison
    5806 Woodrow Ave, Austin, TX 78756
    (512) 377-6869
  • 4.28 mi
    Freeway Insurance
    7112 Ed Bluestein, Austin, TX 78723
    (512) 253-4939
  • 4.28 mi
    AAAA Insurance
    3120 Manor Rd, Austin, TX 78723
    (512) 827-3737
  • 4.28 mi
    David Hearn
    6023 N Ih 35, Austin, TX 78723
    (512) 452-9293
  • 4.28 mi
    Renwick Haynes
    1106 Clayton Ln Ste 546w, Austin, TX 78723
    (512) 961-4899
  • 4.28 mi
    Marlene Medina
    1106 Clayton Ln Ste 240w, Austin, TX 78723
    (512) 605-0811
  • 4.28 mi
    Bennie Council
    6448 E Highway 290 Ste F110, Austin, TX 78723
    (512) 454-4524
  • 4.28 mi
    Cap City Insurance Services
    6912 E Highway 290, Austin, TX 78723
    (512) 363-3531
  • 4.54 mi
    Doug Henderson
    4611 Bee Caves Rd Ste 310, Austin, TX 78746
    (512) 288-7072
  • 4.54 mi
    Waterloo Insurance
    4201 Bee Caves Rd Ste A200, Austin, TX 78746
    (512) 327-3422
  • 4.54 mi
    Benchmark Insurance Group of Texas
    3811 Bee Caves Rd Ste 210, Austin, TX 78746
    (512) 949-3612
  • 4.54 mi
    Kirk Ingels
    3701 Bee Caves Rd Ste 201, Austin, TX 78746
    (512) 328-7788
  • 4.54 mi
    Steve Vinklarek
    701 S Capital Of Texas Hwy Ste N850, Austin, TX 78746
    (512) 452-0214
  • 4.54 mi
    Pamala Green
    1001 S Capital Of Texas Hwy Bldg L Ste 250, Austin, TX 78746
    (512) 422-7145
  • 4.54 mi
    Byron Flournoy
    1301 S Capital Of Texas Hwy Ste B330, Austin, TX 78746
    (512) 903-4222
  • 4.54 mi
    Debra Mostue
    1301 S Capital Of Texas Hwy Ste B335, Austin, TX 78746
    (512) 328-8777
  • 4.54 mi
    Michael White
    1001 S Capital Of Texas Hwy Ste L250, Austin, TX 78746
    (512) 502-5022
  • 4.54 mi
    Nathaniel Saunders
    1001 S Capital Of Texas Hwy Ste L250, Austin, TX 78746
    (512) 705-7132
  • 4.54 mi
    O'dan Sanchez
    1301 S Capital Of Texas Hwy Ste 134a, Austin, TX 78746
    (512) 329-8882
  • 4.54 mi
    Eileen Martin
    6300 Beecave Rd Bldg 2 Ste 400, Austin, TX 78746
    (512) 202-3831
  • 4.54 mi
    M Lynn Osler
    1114 Lost Creek Blvd Ste G30, Austin, TX 78746
    (512) 327-4298
  • 4.54 mi
    Texas Associates Insurors
    1120 S Capital Of Texas Hwy Bldg 3 Ste 300, Austin, TX 78746
    (512) 328-7676
  • 4.54 mi
    ANCO Insurance
    3103 Bee Cave Rd Ste 242, Austin, TX 78746
    (512) 330-9836
  • 4.54 mi
    Steven Funk
    3103 Bee Caves Rd Ste 122, Austin, TX 78746
    (512) 327-3275
  • 4.54 mi
    MetLife Auto & Home - Austin
    6300 Fm 2244 Rd Bldg 2-400, Austin, TX 78746
    (512) 637-6266
  • 4.54 mi
    Dick Clay
    3006 Bee Cave Rd Ste B170, Austin, TX 78746
    (512) 328-2340
  • 4.54 mi
    Jeff Felger
    1705 S Capital Of Texas Hwy Ste 300, Austin, TX 78746
    (512) 250-2334
  • 4.54 mi
    Jerry King
    1705 S Capital Of Texas Hwy Ste 300, Austin, TX 78746
    (512) 306-0391
  • 4.54 mi
    Southerland & Associates
    1715 S Capital Of Texas Hwy Ste 201, Austin, TX 78746
    (512) 329-0108
  • 4.54 mi
    Karen Hall
    7004 Bee Cave Rd Bldg 3 Ste 222, Austin, TX 78746
    (512) 327-6200
  • 4.54 mi
    UHCU Insurance Services
    2009 S Capital Of Texas Hwy, Austin, TX 78746
    (866) 301-5827
  • 4.54 mi
    Evelyn Murphy
    7035 Bee Caves Rd Ste 103, Austin, TX 78746
    (512) 327-8424
  • 4.54 mi
    Jaime Moritzky
    5450 Bee Caves Rd Ste 5c, Austin, TX 78746
    (512) 467-0404
  • 4.54 mi
    Kenneth Vaughn
    2710 Walsh Tarlton Ln Ste 220, Austin, TX 78746
    (512) 343-1374
  • 4.54 mi
    Scottish American Insurance Gen Agency
    3660 Stonerridee Rd #b-102, Austin, TX 78746
    (303) 748-8869
  • 4.54 mi
    Higginbotham & Associates
    1221 S Mopac Expy Ste 160, Austin, TX 78746
    (512) 457-4000
  • 4.54 mi
    Higginbotham - Capital Benefits Group
    1221 S Mo Pac Expy Ste 250, Austin, TX 78746
    (512) 600-6699
  • 4.54 mi
    Michael Binns
    8320 Bee Cave Rd Ste 100, Austin, TX 78746
    (512) 433-6609
  • 5.04 mi
    Central Insurance Agency
    6000 N Lamar Blvd, Austin, TX 78752
    (512) 451-6551
  • 5.04 mi
    Desmond Waites
    6300 La Calma Dr Ste 140, Austin, TX 78752
    (512) 651-6685
  • 5.04 mi
    Rene Lugo
    6300 La Calma Dr Ste 140, Austin, TX 78752
    (512) 790-4154
  • 5.04 mi
    Ed Weeren Insurance Agency
    300 E Highland Mall Blvd Ste 208, Austin, TX 78752
    (512) 454-5266
  • 5.04 mi
    Perdue Insurance Group
    6607 Airport Blvd, Austin, TX 78752
    (512) 374-9100
  • 5.04 mi
    Donna Kim
    6613 Airport Blvd Ste B, Austin, TX 78752
    (512) 371-9046
  • 5.04 mi
    Gene Holt Insurance Agency
    314 E Highland Mall Blvd Ste 101, Austin, TX 78752
    (512) 451-7867
  • 5.04 mi
    All Texas Insurance Agency
    6700 Middle Fiskville Rd Ste 303, Austin, TX 78752
    (512) 459-7979
  • 5.04 mi
    Constantin Ispas
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 201-2924
  • 5.04 mi
    AP&S Agency
    1016 La Posada Dr Ste 138, Austin, TX 78752
    (512) 339-0044
  • 5.04 mi
    Derek Clynes
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 270-5180
  • 5.04 mi
    Sara Wilhelm
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 402-8000
  • 5.04 mi
    Douglas Egolf
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 975-4322
  • 5.04 mi
    Erin Tobin Locke
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 270-6980
  • 5.04 mi
    Marcus Jones
    1016 La Posada Dr Ste 291, Austin, TX 78752
    (512) 351-4016
  • 5.04 mi
    A-Max Auto Insurance
    6607 N Lamar Blvd, Austin, TX 78752
    (512) 452-1234
  • 5.04 mi
    Rowley Insurance
    6805 Guadalupe St, Austin, TX 78752
    (512) 454-6655
  • 5.04 mi
    Ipple Insurance
    7101 Easy Wind Dr Unit 3114, Austin, TX 78752
    (512) 284-9729
  • 5.04 mi
    AAAA Insurance
    7135 N Lamar Blvd, Austin, TX 78752
    (512) 827-3737
  • 5.04 mi
    S&T Duran Insurance
    7517 Cameron Rd Ste 300, Austin, TX 78752
    (512) 322-9332
  • 5.04 mi
    Austins Best Auto Insurance Agency
    7600 N Lamar Blvd Ste E, Austin, TX 78752
    (512) 445-2700
  • 5.04 mi
    EZ Insurance Agency
    7600 N Lamar Blvd Ste E, Austin, TX 78752
    (512) 444-4445
  • 5.04 mi
    King Insurance Services
    111 W Anderson Ln, Austin, TX 78752
    (512) 323-5825
  • 5.04 mi
    Greenway Insurance
    7701 N Lamar Blvd Ste 205, Austin, TX 78752
    (512) 623-7771
  • 5.04 mi
    Independent Advantage Insurance Agency
    7801 N Lamar Blvd Ste A136, Austin, TX 78752
    (512) 219-8002
  • 5.04 mi
    Javier Huerta
    111 W Anderson Ln Ste 340d, Austin, TX 78752
    (512) 491-0743
  • 5.04 mi
    Kambiz Mokhtari
    7801 N Lamar Blvd Ste B160, Austin, TX 78752
    (512) 371-5800
  • 5.04 mi
    Gerard Swain
    100 E Anderson Ln Ste 285, Austin, TX 78752
    (512) 243-6535
  • 5.27 mi
    Court Stotts
    5601 Brodie Ln Ste 620, Austin, TX 78745
    (512) 892-3900
  • 5.27 mi
    Larry Evins
    4534 Westgate Blvd Ste 202, Austin, TX 78745
    (512) 327-0303
  • 5.27 mi
    Reed Insurance Services
    2579 Western Trails Blvd Ste 220, Austin, TX 78745
    (877) 892-4565
  • 5.27 mi
    Gustavo Espinosa
    6800 West Gate Blvd Ste 139b, Austin, TX 78745
    (512) 582-4926
  • 5.27 mi
    Best Price Insurance Agency
    5700 Manchaca Rd Ste 520, Austin, TX 78745
    (512) 448-9546
  • 5.27 mi
    John Lewis
    6905 West Gate Blvd Ste C, Austin, TX 78745
    (512) 443-9600
  • 5.27 mi
    Newmark Insurance Services
    2312 Western Trails Blvd Ste D404, Austin, TX 78745
    (512) 328-5300
  • 5.27 mi
    Nancy Kuznieski
    2312 Western Trails Blvd # 102b, Austin, TX 78745
    (512) 292-9049
  • 5.27 mi
    David Caylor Insurance Agency
    6301 Manchaca Rd Ste C, Austin, TX 78745
    (512) 444-5011
  • 5.27 mi
    Stephen Frederick
    4419 Frontier Trl Ste 108, Austin, TX 78745
    (512) 354-4985
  • 5.27 mi
    Cherish Close
    2312 Western Trails Blvd Ste 102b, Austin, TX 78745
    (512) 999-0202
  • 5.27 mi
    Bob Jennings
    4405 Pack Saddle Pass, Austin, TX 78745
    (512) 444-9671
  • 5.27 mi
    Cisneros Insurance Agency
    4411 Pack Saddle Pass, Austin, TX 78745
    (512) 445-4222
  • 5.27 mi
    David Rocha
    4515 Manchaca Rd Ste 205, Austin, TX 78745
    (512) 997-9750
  • 5.27 mi
    J B Ruebsahm
    1901 W William Cannon Dr Ste 131, Austin, TX 78745
    (512) 444-1845
  • 5.27 mi
    Aegean Insurance Group
    8001 Brodie Ln, Austin, TX 78745
    (512) 280-9057
  • 5.27 mi
    Shelley Adam
    8011 Brodie Ln, Austin, TX 78745
    (512) 892-1020
  • 5.27 mi
    Cheri Roman
    8103 Brodie Ln Ste 7, Austin, TX 78745
    (512) 282-9999
  • 5.27 mi
    Lee Ann Laborde
    8400 Brodie Ln Ste 105, Austin, TX 78745
    (512) 282-3100
  • 5.27 mi
    Tim Davis
    8400 Brodie Ln, Austin, TX 78745
    (512) 282-4312
  • 5.27 mi
    Homero Escobar
    730 W Stassney Ln Ste 230, Austin, TX 78745
    (512) 443-9598
  • 5.27 mi
    Lee Roseland
    6604 Cooper Ln, Austin, TX 78745
    (512) 441-6600
  • 5.27 mi
    Stanley Insurance Agency
    512 W Stassney Ln Ste 113, Austin, TX 78745
    (512) 445-5555
  • 5.27 mi
    S&T Duran Insurance
    700 W William Cannon Dr Ste B, Austin, TX 78745
    (512) 448-4848
  • 5.27 mi
    Autopartners Insurance Agency
    719 W William Cannon Dr, Austin, TX 78745
    (512) 916-8706
  • 5.27 mi
    Mark Strauss Insurance Agency
    617 Radam Ln, Austin, TX 78745
    (512) 280-8808
  • 5.27 mi
    Alvarado Insurance Service
    4311 S 1st St, Austin, TX 78745
    (512) 394-5424
  • 5.27 mi
    Toni's Insurance
    4315 S 1st St Ste K, Austin, TX 78745
    (512) 400-0385
  • 5.27 mi
    McKenzie Agency
    4309 S 1st St, Austin, TX 78745
    (512) 326-2121
  • 5.27 mi
    A-Max Auto Insurance
    4111 S 1st St # 3, Austin, TX 78745
    (512) 443-7000
  • 5.27 mi
    EZ Insurance Agency
    4011 S 1st St Ste B, Austin, TX 78745
    (512) 443-9700
  • 5.27 mi
    Roger E. Morse
    5307 S Congress Ave, Austin, TX 78745
    (512) 448-4044
  • 5.27 mi
    Jaime Elizalde
    102 E Mockingbird Ln, Austin, TX 78745
    (512) 697-9584
  • 5.27 mi
    Veronica Ramos
    4706 S Congress Ave, Austin, TX 78745
    (512) 707-1250
  • 5.27 mi
    CapCity Insurance Services
    4360 S Congress Ave Ste 109, Austin, TX 78745
    (512) 222-8805
  • 5.27 mi
    Freeway Insurance
    6400 S Congress Ave, Austin, TX 78745
    (512) 620-7021
  • 5.27 mi
    Acceptance Auto Insurance
    4201 S Congress Ave Ste 103, Austin, TX 78745
    (512) 326-5009
  • 5.27 mi
    Direct General Auto Insurance
    6630 S Congress Ave, Austin, TX 78745
    (512) 383-8009
  • 5.27 mi
    Robert Ruiz
    6200 S Ih 35 Ste A, Austin, TX 78745
    (512) 445-1200
  • 5.76 mi
    Nancy Callahan
    3500 Jefferson St Ste 313, Austin, TX 78731
    (512) 451-7573
  • 5.76 mi
    Lawrence Amidei
    3303 Northland Dr Ste 133, Austin, TX 78731
    (512) 218-9747
  • 5.76 mi
    William Swinford
    5509 Balcones Dr, Austin, TX 78731
    (512) 718-1285
  • 5.76 mi
    Ed Mena
    5509 Balcones Dr, Austin, TX 78731
    (512) 459-5363
  • 5.76 mi
    Waggoner Insurance
    3301 Northland Dr Ste 212, Austin, TX 78731
    (512) 458-2957
  • 5.76 mi
    Brown & Brown of Austin
    3301 Northland Dr Ste 301, Austin, TX 78731
    (512) 343-0000
  • 5.76 mi
    Parchman Insurance
    5608 Parkcrest Dr Ste 300, Austin, TX 78731
    (512) 789-0920
  • 5.76 mi
    Kenneth Hausmann
    5818 Balcones Dr Ste 100, Austin, TX 78731
    (512) 453-0755
  • 5.76 mi
    Bound Insurance
    5828 Balcones Dr Ste 105, Austin, TX 78731
    (512) 454-7799
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Car Insurance Facts Austin, Texas

Population

1 Million

Total Crashes

15,814

Persons Injured

12,576

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.