Cheap Car Insurance in Amarillo, Texas (With 2024 Rates)

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Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Insurance Agents in Amarillo, TX and Near by

  • 0 mi
    Duncan Fraser & Bridges Insurance Group
    301 S Polk St Ste 600, Amarillo, TX 79101
    (844) 852-0624
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  • 0 mi
    Williams-Boyce Agency
    212 SE 6th Ave, Amarillo, TX 79101
    (806) 376-4247
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  • 0 mi
    Dusty Walker
    600 S Tyler St Ste 1904, Amarillo, TX 79101
    (806) 654-8766
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  • 0 mi
    Lucas Cordova
    600 S Tyler St Ste 1904, Amarillo, TX 79101
    (806) 477-9314
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  • 0 mi
    Ruben Cortes
    600 S Tyler St Ste 902, Amarillo, TX 79101
    (806) 350-7950
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    TWI Agency
    600 S Tyler Ste 102, Amarillo, TX 79101
    (806) 331-2240
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  • 0 mi
    Goosehead Insurance - Ray Getman Jerry Davis
    620 S Taylor St Ste 204, Amarillo, TX 79101
    (806) 318-9095
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  • 0 mi
    Upshaw Insurance Agency
    801 S Fillmore St Ste 300, Amarillo, TX 79101
    (806) 468-0400
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  • 0 mi
    Autopartners Insurance Agency
    203 W 8th Ave Ste 101, Amarillo, TX 79101
    (806) 373-2700
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  • 0 mi
    Gower & Company Insurance
    215 SW 9th Ave, Amarillo, TX 79101
    (806) 373-4336
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  • 0 mi
    Texas Preferred Insurance
    905 S Fillmore St Ste 703, Amarillo, TX 79101
    (806) 352-0534
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  • 0 mi
    Donnie Smith Insurance
    612 SW 9th Ave Ste A, Amarillo, TX 79101
    (806) 373-9971
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  • 0 mi
    Lupe Laird
    1201 S Polk St Ste 100, Amarillo, TX 79101
    (806) 418-2750
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  • 0 mi
    Daniel Escobedo
    1308 SW 8th Ave, Amarillo, TX 79101
    (806) 331-5500
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  • 0.61 mi
    A C Insurance Agency
    303 Ross St, Amarillo, TX 79102
    (806) 374-2818
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  • 0.61 mi
    Paragon Independent Insurance Agency
    1008 S Arthur St, Amarillo, TX 79102
    (806) 350-7566
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  • 0.61 mi
    Jera Harris
    1220 S Georgia St Ste F, Amarillo, TX 79102
    (806) 372-9100
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  • 0.61 mi
    Brad Spinks
    1619 S Kentucky Suite A-512, Amarillo, TX 79102
    (806) 379-7773
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  • 0.61 mi
    Tyler Cox
    1619 S Kentucky St Ste A508, Amarillo, TX 79102
    (806) 331-4786
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  • 11.99 mi
    Reid Bailey
    9200 Town Square Blvd Ste 1110, Amarillo, TX 79119
    (806) 322-1825
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  • 11.99 mi
    Goosehead Insurance - Landry Lloyd
    5701 Time Square Blvd Ste 305, Amarillo, TX 79119
    (806) 418-6792
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  • 11.99 mi
    Patrick Phillips
    3611 S Soncy Rd Ste 8a, Amarillo, TX 79119
    (806) 373-9688
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  • 11.99 mi
    Rex Baxter
    3611 S Soncy Rd Ste 3a, Amarillo, TX 79119
    (806) 355-7274
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  • 11.99 mi
    Timothy Cortez
    3611 S Soncy Rd Ste 2a, Amarillo, TX 79119
    (806) 576-2517
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  • 11.99 mi
    Russ Glaze
    5001 Lexington Sq, Amarillo, TX 79119
    (806) 373-1481
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  • 11.99 mi
    Penny Cunningham
    7935 SW 45th Ave, Amarillo, TX 79119
    (806) 355-8271
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  • 11.99 mi
    Jeff Gilbert
    7800 Hillside Rd Ste 100, Amarillo, TX 79119
    (806) 354-8772
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  • 11.99 mi
    Joanie Ivy
    9020 S Soncy, Amarillo, TX 79119
    (806) 358-8166
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  • 2.65 mi
    Personal Service Insurance Agency
    1201 N Buchanan St, Amarillo, TX 79107
    (806) 358-8636
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  • 2.65 mi
    A-Max Auto Insurance
    807 E Amarillo Blvd, Amarillo, TX 79107
    (806) 732-9000
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  • 2.65 mi
    Acceptance Auto Insurance
    1000 E Amarillo Blvd Ste B, Amarillo, TX 79107
    (806) 372-1255
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  • 2.65 mi
    Edibeli Rosales
    825 Martin Rd, Amarillo, TX 79107
    (806) 220-0393
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  • 2.65 mi
    Autopartners Insurance Agency
    2301 E Amarillo Blvd, Amarillo, TX 79107
    (806) 376-6000
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  • 2.65 mi
    Amarillio's Insurance Agency
    3009 E Amarillo Blvd, Amarillo, TX 79107
    (806) 331-4967
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  • 2.88 mi
    Amarillo's Insurance Agency
    1305 S Grand St, Amarillo, TX 79104
    (806) 331-4467
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  • 2.88 mi
    Jeff Bara
    1203 S Grand St, Amarillo, TX 79104
    (806) 322-3585
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  • 2.88 mi
    Corina Hoang
    1009 S Grand St Ste B, Amarillo, TX 79104
    (806) 367-9567
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  • 3.15 mi
    David Hahn
    6605 W I 40, Amarillo, TX 79106
    (806) 351-1191
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  • 3.15 mi
    Juan Griego
    360 SW 6th, Amarillo, TX 79106
    (806) 376-9292
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  • 3.15 mi
    Amarillo's Insurance Agency
    318 S Mcmasters St, Amarillo, TX 79106
    (806) 367-9751
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  • 3.15 mi
    E-Z Start Auto Insurance Agency
    1812 S Western St, Amarillo, TX 79106
    (806) 355-8151
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  • 3.15 mi
    Jason Chafe
    1722 S Western St, Amarillo, TX 79106
    (806) 353-2169
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  • 3.15 mi
    Bill McDonald
    1724 S Western St, Amarillo, TX 79106
    (806) 322-3882
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  • 3.15 mi
    Sumner Insurance Agency
    4215 SW 21st Ave Ste B, Amarillo, TX 79106
    (806) 350-7767
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  • 3.15 mi
    Neely Craig & Walton
    15 Medical Dr, Amarillo, TX 79106
    (806) 376-6301
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  • 3.15 mi
    Jessica Hunnicutt
    4600 W I 40 Ste 303, Amarillo, TX 79106
    (806) 677-8670
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  • 3.15 mi
    John Dawson
    5747 W Amarillo Blvd Ste 600, Amarillo, TX 79106
    (806) 353-2299
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  • 3.15 mi
    Ray Leverett
    5700 Enterprise Cir Ste 112, Amarillo, TX 79106
    (806) 367-2736
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  • 3.15 mi
    Ashlee Pillow
    6620 Lowes Ln Ste 200, Amarillo, TX 79106
    (806) 731-0080
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  • 3.15 mi
    Ashley Mauldin
    2300 Bell St Ste 18, Amarillo, TX 79106
    (806) 355-3302
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  • 3.15 mi
    Apex Insurance
    2300 Bell St Ste 6, Amarillo, TX 79106
    (806) 457-1253
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  • 3.15 mi
    Eden Day
    6666 W Amarillo Blvd Unit 26, Amarillo, TX 79106
    (806) 418-8341
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  • 3.15 mi
    Adele Bryan
    3131 Bell St Ste 100-a1, Amarillo, TX 79106
    (806) 367-9881
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  • 3.15 mi
    Kaiser Insurance Services
    3131 Bell St Ste 104, Amarillo, TX 79106
    (806) 358-1344
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  • 3.15 mi
    Megan Seaton
    6900 W Interstate 40 Ste 3c, Amarillo, TX 79106
    (806) 350-5885
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  • 3.15 mi
    Jamie Smith
    2025 S Coulter St, Amarillo, TX 79106
    (806) 353-9515
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  • 3.15 mi
    Brian Moore
    3333 S Coulter St Ste C2, Amarillo, TX 79106
    (806) 353-9517
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  • 3.15 mi
    Rick Hernandez
    3333 S Coulter St Ste C5, Amarillo, TX 79106
    (806) 322-1805
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  • 3.22 mi
    Allied Insurance Agency
    2511 S Arthur St, Amarillo, TX 79103
    (806) 371-7515
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  • 3.82 mi
    Michael Fox
    6801 Bell St Ste 200, Amarillo, TX 79109
    (806) 358-8666
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  • 3.82 mi
    Tracey Woodard Insurance Agency
    4026 SW 51st Ave Ste B, Amarillo, TX 79109
    (806) 457-8600
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  • 3.82 mi
    C.T. & Associates
    5410 Bell St Ste 406, Amarillo, TX 79109
    (806) 803-9292
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  • 3.82 mi
    David Preston Insurance
    5410 Bell St Bldg B Ste 401, Amarillo, TX 79109
    (806) 359-4498
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  • 3.82 mi
    Luster Insurance Agency
    5410 Bell St Ste 206b, Amarillo, TX 79109
    (806) 352-5750
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  • 3.82 mi
    Hillarey Kirsten Clark
    4000 S Georgia St Ste B1, Amarillo, TX 79109
    (806) 359-0235
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  • 3.82 mi
    Aaron Johnson Insurance
    4557 S Western St Ste 7a, Amarillo, TX 79109
    (806) 318-3495
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  • 3.82 mi
    Bryan Tackett
    4557 S Western St Ste 4a, Amarillo, TX 79109
    (806) 331-1394
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  • 3.82 mi
    Shannon Brooks
    2001 S Washington St, Amarillo, TX 79109
    (806) 373-7253
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  • 3.82 mi
    Alice Brooks Insurance Agency
    2491 W Interstate 40, Amarillo, TX 79109
    (806) 359-9799
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  • 3.82 mi
    AAA of Texas Insurance
    2607 Wolflin Vlg, Amarillo, TX 79109
    (806) 354-8288
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  • 3.82 mi
    Joel A White
    2201 Civic Cir Ste 211, Amarillo, TX 79109
    (806) 367-9536
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  • 3.82 mi
    Cody Long
    2809 Wolflin Ave, Amarillo, TX 79109
    (806) 731-0111
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  • 3.82 mi
    Herring Agency of Amarillo
    2921 I-40 W Unit 700, Amarillo, TX 79109
    (806) 355-6596
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  • 3.82 mi
    Dan Allen
    2415 S Kentucky St, Amarillo, TX 79109
    (806) 352-2716
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  • 3.82 mi
    Leo Ramos
    2620 S Kentucky St, Amarillo, TX 79109
    (806) 353-9876
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  • 3.82 mi
    Chris Self
    3100 S Georgia St, Amarillo, TX 79109
    (806) 353-9821
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  • 3.82 mi
    David Cox
    2600 Paramount Blvd Ste B5, Amarillo, TX 79109
    (806) 353-6065
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  • 3.82 mi
    Cash Agency
    3300 S Georgia St, Amarillo, TX 79109
    (806) 355-9526
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  • 3.82 mi
    Advanced Insurance Group
    3310 S Georgia St, Amarillo, TX 79109
    (806) 359-9091
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  • 3.82 mi
    Brian Gibbs
    3318 S Georgia St Ste 2714, Amarillo, TX 79109
    (806) 352-5700
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  • 3.82 mi
    Budget Insurance
    2623 Paramount Blvd, Amarillo, TX 79109
    (806) 350-7468
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  • 3.82 mi
    Rhonda Kimbrough
    3314 Olsen Blvd, Amarillo, TX 79109
    (806) 355-8167
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  • 3.82 mi
    Matt Moles
    3416 Olsen Blvd Ste A, Amarillo, TX 79109
    (806) 359-1696
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  • 3.82 mi
    Texas Heartland Insurance Services
    3505 Olsen Blvd Ste 103, Amarillo, TX 79109
    (806) 410-0984
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  • 3.82 mi
    Kevin Kuhler
    2417 Hobbs Rd Ste 105, Amarillo, TX 79109
    (806) 353-2181
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  • 3.82 mi
    Ron Schroeter
    3601 S Georgia St, Amarillo, TX 79109
    (806) 352-8317
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  • 3.82 mi
    West Texas Insurance Agency
    3702 Mockingbird Ln, Amarillo, TX 79109
    (806) 352-2090
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  • 3.82 mi
    Mary Leslie Massey
    2700 S Western St Ste 700, Amarillo, TX 79109
    (806) 352-7388
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  • 3.82 mi
    C5 Insurance & Associates
    3615 S Georgia St, Amarillo, TX 79109
    (806) 359-9400
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  • 3.82 mi
    Vicki Clary
    3101 Hobbs Rd Ste 206, Amarillo, TX 79109
    (806) 356-7025
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  • 3.82 mi
    Daphne Wall
    3101 Hobbs Rd Ste 101, Amarillo, TX 79109
    (806) 930-3007
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  • 3.82 mi
    Don Tipps
    2700 S Western St Ste 1500, Amarillo, TX 79109
    (806) 355-7812
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  • 3.82 mi
    Autopartners Insurance Agency
    2909 S Western St Ste B, Amarillo, TX 79109
    (806) 463-1400
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  • 3.82 mi
    TAG Insurance - Jackie Bennett
    4000 SW 34th Ave Ste D, Amarillo, TX 79109
    (806) 358-7530
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  • 3.82 mi
    A-Max Auto Insurance
    3309 S Western St, Amarillo, TX 79109
    (805) 352-2000
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  • 3.82 mi
    Randy Miller Insurance Agency
    3309 S Western St, Amarillo, TX 79109
    (806) 353-1296
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  • 3.82 mi
    Sawyer & Associates Insurance Agency
    3906 Lynette Dr, Amarillo, TX 79109
    (806) 674-7838
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  • 3.82 mi
    Texas Farm Bureau Insurance
    4231 Ridgecrest Cir Ste C, Amarillo, TX 79109
    (806) 358-0077
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  • 3.82 mi
    Main Street Independent Insurance Agencies
    4231 Ridgecrest Cir Ste A, Amarillo, TX 79109
    (806) 331-6538
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  • 3.82 mi
    Rhonda Greathouse
    4131 SW 45th Ave, Amarillo, TX 79109
    (806) 353-9881
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  • 3.82 mi
    Farmers Insurance - Jim Kirkpatrick
    4557 S Western St Ste 6a, Amarillo, TX 79109
    (806) 206-6185
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  • 3.82 mi
    Darren Roush
    4350 Teckla Blvd, Amarillo, TX 79109
    (806) 359-9488
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  • 3.82 mi
    TWFG Insurance Services - Dona Wirt
    4300 Teckla Blvd Ste C1, Amarillo, TX 79109
    (806) 372-8121
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  • 3.82 mi
    Ronnie Mankin
    3440 Bell St Unit 316, Amarillo, TX 79109
    (806) 352-2777
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  • 3.82 mi
    Clark Damon
    5000 SW 45th Ave, Amarillo, TX 79109
    (806) 351-1888
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  • 3.82 mi
    Lee McCasland
    3913 Bell St, Amarillo, TX 79109
    (806) 355-6898
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  • 3.82 mi
    Gary Wingate
    7105 W 34th Ave Ste A, Amarillo, TX 79109
    (806) 359-5179
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  • 3.82 mi
    Jana Adams
    7105 W 34th Ave Ste A, Amarillo, TX 79109
    (806) 356-7006
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  • 3.82 mi
    Adams Insurance Agency
    6015 W 45th St, Amarillo, TX 79109
    (806) 331-0236
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  • 3.82 mi
    Daron Boland
    6015 SW 45th Ave Ste A, Amarillo, TX 79109
    (806) 358-0511
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  • 3.82 mi
    Gomez Insurance Agency
    4700 Bell St, Amarillo, TX 79109
    (806) 353-5536
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  • 3.82 mi
    Carroll Brim
    3419 S Coulter St Ste 6b, Amarillo, TX 79109
    (806) 353-1705
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  • 3.82 mi
    G&Z Insurance Agency
    3419 S Coulter St Ste 5a, Amarillo, TX 79109
    (806) 355-5600
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  • 3.82 mi
    Rex Young
    3419 S Coulter St Ste 4b, Amarillo, TX 79109
    (806) 352-6200
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  • 3.82 mi
    Cathy Sutton Insurance
    3419 S Coulter St Ste 4a, Amarillo, TX 79109
    (806) 355-2021
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  • 3.82 mi
    Randall Clark
    5408a Bell St Ste 110, Amarillo, TX 79109
    (806) 359-5371
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  • 3.82 mi
    Clifton Insurance Agency
    5408 Bell St Ste 310, Amarillo, TX 79109
    (806) 359-6000
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  • 3.82 mi
    David Hahn
    5410 Bell St Ste 203, Amarillo, TX 79109
    (806) 359-9835
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  • 4.32 mi
    Jack Weaver
    4007 Business Park Dr, Amarillo, TX 79110
    (806) 331-5225
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  • 4.32 mi
    Bill McDonald
    6457 S Western St, Amarillo, TX 79110
    (806) 359-6300
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  • 4.32 mi
    Steven Lay
    6014 S Western St Ste 300, Amarillo, TX 79110
    (806) 354-2195
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  • 4.32 mi
    Jeffrey Donaway
    3606 S Washington St, Amarillo, TX 79110
    (806) 359-0046
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  • 5.53 mi
    The Insurance Stop
    8501 SW 34th Ave Unit 200, Amarillo, TX 79121
    (806) 359-7867
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  • 5.53 mi
    Merritt R Vaughn
    8001 W 34th Ave Ste 100, Amarillo, TX 79121
    (806) 355-7451
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  • 5.53 mi
    Bill McDonald
    8001 SW 34th Ave, Amarillo, TX 79121
    (806) 359-1628
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  • 5.53 mi
    Davis Insurance Agency
    7304 SW 34th Ave Unit 4, Amarillo, TX 79121
    (806) 322-1681
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  • 5.53 mi
    Traeson Hudson
    7480 Golden Pond Pl Ste 300, Amarillo, TX 79121
    (806) 437-5281
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  • 5.53 mi
    Kevin Vincent
    7410 Golden Pond Pl Ste 400, Amarillo, TX 79121
    (806) 356-9491
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View all agents ↓

Learn More About Car Insurance in Amarillo, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.