Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
Jump to Topic:
Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Insurance Agents in Alief, TX and Near by
-
0.03 miSmart Insurance Group6051 N Course Dr, Houston, TX 77072(713) 407-1890View |
-
0.03 miKhiem Dong6129 Wilcrest Dr, Houston, TX 77072(281) 564-7666View |
-
0.03 miChrissie Vuong Boe10080 Bellaire Blvd Ste 110, Houston, TX 77072(713) 987-7830View |
-
0.03 miTWFG Insurance Services - Wendy Tran & Viet Truong10080 Bellaire Blvd Ste 220, Houston, TX 77072(281) 888-0059View |
-
0.03 miKayla Lopez11538 Harwin Dr, Houston, TX 77072(281) 870-2060View |
-
0.03 miKen Quach6489 Wilcrest Dr Ste A, Houston, TX 77072(281) 498-1010View |
-
0.03 miKN Insurance10600 Bellaire Blvd, Houston, TX 77072(713) 773-2737View |
-
0.03 miPaul Tran10800 Bellaire Blvd Ste D, Houston, TX 77072(832) 301-0880View |
-
0.03 miAP Insurance & Tax10786 Bellaire Blvd Ste B, Houston, TX 77072(281) 933-0002View |
-
0.03 miKelly Trinh8388 W Sam Houston Pkwy S Ste 296, Houston, TX 77072(281) 575-1670View |
-
0.03 miFarmers Insurance Group8300 W Sam Houston Pkwy S Ste 122, Houston, TX 77072(281) 933-8300View |
-
0.03 miJorge Arevalo11799 Beechnut St Ste E, Houston, TX 77072(281) 495-8008View |
-
0.03 miAi United Insurance11903 Beechnut St, Houston, TX 77072(281) 764-9588View |
-
0.03 miLarios Services Income Tax & Insurance11990 Beechnut St Ste 2, Houston, TX 77072(713) 538-8652View |
-
0.03 miErica Valladares11606 Beechnut St, Houston, TX 77072(281) 530-1171View |
-
0.03 miTorres Insurance Services11308 Beechnut St # 17b, Houston, TX 77072(281) 568-7350View |
-
0.03 miAAAA Insurance11207 Beechnut St, Houston, TX 77072(281) 564-2224View |
-
0.03 miJennifer Nguyen10925 Beechnut St Ste B205, Houston, TX 77072(281) 242-8800View |
-
0.03 miCarlos Rosa12709 Beechnut St Ste 130, Houston, TX 77072(281) 879-1615View |
-
0.03 miJimmy Dao8200 Wilcrest Dr Ste 5a, Houston, TX 77072(281) 530-0404View |
-
0.03 miDP Insurance & Tax8052 Boone Rd, Houston, TX 77072(281) 575-1050View |
-
0.03 miTWFG Insurance Services - Son Pham8052 Boone Rd, Houston, TX 77072(832) 775-0603View |
-
0.03 miTNT Insurance Agency7613 Boone Rd, Houston, TX 77072(281) 498-0182View |
-
0.03 miPablo Abello Insurance Agency7475 S Kirkwood Rd, Houston, TX 77072(281) 988-5611View |
-
0.03 miGraylan Wills7474 S Kirkwood Rd Ste 205, Houston, TX 77072(281) 599-7977View |
-
0.03 miA-Max Auto Insurance10100 Beechnut St Ste 120, Houston, TX 77072(281) 879-4000View |
-
0.03 miAkhtar Yasir10100 Beechnut St, Houston, TX 77072(281) 564-3700View |
-
0.03 miMaria Ramirez7214 S Kirkwood Rd, Houston, TX 77072(281) 498-1960View |
-
0.03 miASAP Insurance Agency6920 Cook Rd Ste 101, Houston, TX 77072(281) 495-8540View |
-
0.03 miTommy Tran7601 W Sam Houston Pkwy S Ste 176, Houston, TX 77072(713) 270-8868View |
-
0.03 miInsurance Protection Plus12345 Bellaire Blvd, Houston, TX 77072(281) 988-0001View |
-
0.03 miThai Manh11415 Bellaire Blvd, Houston, TX 77072(281) 530-0577View |
-
0.03 miDuong Tran Agency11754 Bellaire Blvd Ste C, Houston, TX 77072(281) 498-5959View |
-
0.03 miCindy Nguyen12319 Bellaire Blvd Ste 500, Houston, TX 77072(281) 530-2484View |
-
0.03 miAmanda Nguyen11830 Bellaire Blvd Ste B, Houston, TX 77072(281) 561-8899View |
-
0.03 miFreeway Insurance11800 Bellaire Blvd, Houston, TX 77072(281) 656-5014View |
-
0.03 miTWFG Insurance Services - Thomas Phan11602 Bellaire Blvd Ste B, Houston, TX 77072(281) 564-4229View |
-
0.03 miHoang Thanh Insurance11322 Bellaire Blvd Ste 101, Houston, TX 77072(832) 486-9530View |
-
0.03 miTWFG Insurance Services - Nhan Le11360 Bellaire Blvd Ste 350, Houston, TX 77072(281) 561-9100View |
-
0.03 miTWFG Insurance Services - Thuy Cao11528 Bellaire Blvd Ste F, Houston, TX 77072(281) 440-1234View |
-
0.03 miThe Vo Insurance Agency11528 Bellaire Blvd Ste F, Houston, TX 77072(281) 736-6547View |
-
0.03 miIMI Insurance10613 Bellaire Blvd Ste 126, Houston, TX 77072(281) 598-4520View |
-
0.03 miNguyen Le10613 Bellaire Blvd Ste 200, Houston, TX 77072(281) 498-9009View |
-
0.03 miPaul Hoang12320 Bellaire Blvd Ste C3, Houston, TX 77072(281) 495-8855View |
-
0.03 miThi Van Nguyen11110 Bellaire Blvd Ste 105, Houston, TX 77072(281) 495-5800View |
-
0.03 miScott Le10827 Bellaire Blvd Ste 112, Houston, TX 77072(281) 929-9000View |
-
0.03 miThong Thai11210 Bellaire Blvd Ste 138, Houston, TX 77072(281) 568-0044View |
-
0.03 miAndrew Insurance Agency12570 Bellaire Blvd, Houston, TX 77072(281) 564-0604View |
-
0.03 miAJPT Insurance Agency13080 Bellaire Blvd Ste C, Houston, TX 77072(281) 988-9770View |
-
0.03 miKomos Financial Services6100 S Greenpark Dr, Houston, TX 77072(281) 561-6824View |
-
2.02 miCapstone Insurance Agency10430 S Kirkwood Rd, Houston, TX 77099(713) 589-6507View |
-
2.02 miEZ Insurance - Mustafa Saleem12375 Bissonnet St Ste A, Houston, TX 77099(281) 933-3004View |
-
2.02 miJohn Milton Insurance11738 S Wilcrest Dr, Houston, TX 77099(281) 495-3493View |
-
2.02 miTIA - Texas Insurance Agency11540 S Wilcrest Dr, Houston, TX 77099(713) 921-8000View |
-
2.02 miMir Alikhan12638 Bissonnet St Ste B, Houston, TX 77099(281) 575-9900View |
-
2.02 miJohn Hernandez10818 W Bellfort St, Houston, TX 77099(281) 564-4945View |
-
2.02 miFreeway Insurance11557 S Wilcrest Dr, Houston, TX 77099(832) 604-4711View |
-
2.02 miRely On Insurance Services10876 W Bellfort St, Houston, TX 77099(281) 575-1018View |
-
2.02 miAgie's Insurance Agency12222 Bissonnet St Ste W, Houston, TX 77099(713) 484-7707View |
-
2.02 miTWFG Insurance Services - Christopher Nguyen11740 S Wilcrest Dr, Houston, TX 77099(281) 668-4730View |
-
2.02 miAffordable Insurance of Texas11246 S Wilcrest Dr Ste 190a, Houston, TX 77099(281) 498-7000View |
-
2.02 miRoyal Insurance Agency11849 Bissonnet St, Houston, TX 77099(281) 530-8484View |
-
2.02 miMCB Insurance & Multiservices11850 Bissonnet St Ste H, Houston, TX 77099(281) 530-2929View |
-
2.02 miAegis Insurance & Financial Services9555 W Sam Houston Pkwy S Ste 100, Houston, TX 77099(713) 850-7622View |
-
2.02 miMarciano Pascual9555 W Sam Houston Pkwy S Ste 315, Houston, TX 77099(713) 484-7620View |
-
2.02 miIn-Tex Insurance & Tax10950 Bissonnet St # 150, Houston, TX 77099(281) 933-1605View |
-
2.02 miMir Khan11030 Bissonnet St Ste B, Houston, TX 77099(281) 564-1922View |
-
2.02 miHighstar Insurance II11030 Bissonnet St Ste D, Houston, TX 77099(281) 494-4990View |
-
2.02 miAmtex Insurance11319 Bissonnet St, Houston, TX 77099(281) 879-7272View |
-
2.02 miJohn Huynh9380 W Sam Houston Pkwy S Ste 250, Houston, TX 77099(832) 644-0400View |
-
2.02 miClifford Nwosu11450 Bissonnet St Ste 302, Houston, TX 77099(281) 936-9149View |
-
2.97 miUnited Aline Services6750 West Loop S Ste 720, Houston, TX 77036(713) 588-1498View |
-
2.97 miTony Ponce De Leon6600 Harwin Dr Ste 150, Houston, TX 77036(713) 787-9090View |
-
2.97 miTWFG Insurance Services - Edgar Reyes6666 Harwin Dr Ste 225, Houston, TX 77036(713) 729-1118View |
-
2.97 miAffordable Insurance of Texas5959 Hillcroft St Ste D, Houston, TX 77036(713) 977-4040View |
-
2.97 miMohammed Khan5823 Hillcroft St, Houston, TX 77036(713) 781-0668View |
-
2.97 miLaraas Corporation5663 Hillcroft St, Houston, TX 77036(713) 782-0777View |
-
2.97 miMohammed Kader5712 Hillcroft St, Houston, TX 77036(281) 530-7300View |
-
2.97 miFirst Insurance Solutions6161 Savoy Dr Ste 824, Houston, TX 77036(281) 822-3000View |
-
2.97 miTWFG Insurance Services - Enric Pasculado6161 Savoy Dr Ste 1125, Houston, TX 77036(713) 532-8600View |
-
2.97 miTexan Insurance6161 Savoy Dr Ste 960, Houston, TX 77036(281) 998-2500View |
-
2.97 miSuresh Chainani6001 Savoy Dr Ste 507, Houston, TX 77036(713) 975-9898View |
-
2.97 miSmith Diversified Services6200 Savoy Dr Ste 528, Houston, TX 77036(713) 771-3973View |
-
2.97 miJay Bhavsar6200 Savoy Dr Ste 920, Houston, TX 77036(713) 782-5147View |
-
2.97 miAnn Bhushan7011 Harwin Dr Ste 193, Houston, TX 77036(713) 532-8700View |
-
2.97 miTexas Insurance Services7011 Harwin Dr Ste 195, Houston, TX 77036(713) 777-8392View |
-
2.97 miA+ Affordable Insurance7111 Harwin Dr Ste 274, Houston, TX 77036(713) 266-1700View |
-
2.97 miEZ Insurance & Tax6201 Bonhomme Rd Ste 212n, Houston, TX 77036(713) 581-2193View |
-
2.97 miDanish Insurance Services7447 Harwin Dr Ste 202, Houston, TX 77036(713) 789-9200View |
-
2.97 miAct Insurance Services10101 Harwin Dr Ste 191, Houston, TX 77036(713) 975-7150View |
-
2.97 miJeffrey Mouton10101 Harwin Dr Ste 215, Houston, TX 77036(713) 974-8008View |
-
2.97 miIntegra Insurance Services10101 Harwin Dr Ste 210, Houston, TX 77036(713) 906-6874View |
-
2.97 miOscar Insurance Agency5921 S Gessner Dr, Houston, TX 77036(713) 271-8889View |
-
2.97 miVictory Agency8000 S Gessner Dr Ste 800, Houston, TX 77036(713) 773-0422View |
-
2.97 miTWFG Insurance Services - Yalei Li10333 Harwin Dr Ste 460h, Houston, TX 77036(832) 677-0699View |
-
2.97 miGlobalGreen Insurance - Annie Gao10333 Harwin Dr Ste 235d, Houston, TX 77036(832) 436-8858View |
-
2.97 miJennifer Feng10333 Harwin Dr Ste 485, Houston, TX 77036(972) 234-9888View |
-
2.97 miTWFG Insurance Services - Todd Lam & Julie Bach10333 Harwin Dr Ste 235a, Houston, TX 77036(832) 644-6606View |
-
2.97 miSouthwest Texas Insurance Services Agency10333 Harwin Dr Ste 510, Houston, TX 77036(713) 534-1671View |
-
2.97 miG & C Olson Insurance Agency8506 De Moss Dr, Houston, TX 77036(713) 987-7833View |
-
2.97 miFreeway Insurance7710 Bellaire Blvd Ste J, Houston, TX 77036(713) 533-8264View |
-
2.97 miJ Eric Lu5855 Sovereign Dr Ste F, Houston, TX 77036(713) 988-0788View |
-
2.97 miAAAA Insurance6853 S Gessner Rd Ste A, Houston, TX 77036(713) 774-2228View |
-
2.97 miDanny Nguyen6100 Corporate Dr Ste 110, Houston, TX 77036(281) 564-0631View |
-
2.97 miDarrell Gordon6100 Corporate Dr Ste 110, Houston, TX 77036(832) 256-0055View |
-
2.97 miRyan Bourgeois6100 Corporate Dr Ste 110, Houston, TX 77036(832) 264-5466View |
-
2.97 miElias Ramirez6100 Corporate Dr Ste 110, Houston, TX 77036(713) 242-1362View |
-
2.97 miJohnathan Hardcastle6100 Corporate Dr Ste 110, Houston, TX 77036(832) 437-6410View |
-
2.97 miJoshua Skiffington6100 Corporate Dr Ste 130, Houston, TX 77036(713) 778-9229View |
-
2.97 miNick Gillum6100 Corporate Dr Ste 110, Houston, TX 77036(281) 909-3352View |
-
2.97 miR Landry6100 Corporate Dr Ste 110, Houston, TX 77036(281) 731-5485View |
-
2.97 miYuan Insurance & Financial Services6100 Corporate Dr Ste 310, Houston, TX 77036(713) 609-9840View |
-
2.97 miAmtex Insurance8702 Bellaire Blvd Ste 200, Houston, TX 77036(713) 777-5300View |
-
2.97 miQing Shen9788 Clarewood Dr Ste 107, Houston, TX 77036(281) 888-6618View |
-
2.97 miHang-Sun Chang9600 Bellaire Blvd Ste 205a, Houston, TX 77036(713) 974-3888View |
-
2.97 miSam Shum & Associates Insurance Agency9515 Bellaire Blvd, Houston, TX 77036(713) 777-9111View |
-
2.97 miAllwin Insurance Agency6901 Corporate Dr Ste 128, Houston, TX 77036(714) 952-5031View |
-
2.97 miTWFG Insurance Services - Terry Nguyen6901 Corporate Dr Ste 103, Houston, TX 77036(832) 598-5770View |
-
2.97 miWilliam Xue6901 Corporate Dr Ste 122, Houston, TX 77036(713) 771-8511View |
-
2.97 miLee Nguyen9968 Bellaire Blvd Ste 230a, Houston, TX 77036(713) 776-9676View |
-
2.97 miIn-Town Insurance Services7001 Corporate Dr Ste 138, Houston, TX 77036(713) 773-9588View |
-
2.97 miTWFG Insurance Services - Jane Wang7001 Corporate Dr Ste 251, Houston, TX 77036(713) 272-9996View |
-
2.97 miDebbie Chang7001 Corporate Dr Ste 139, Houston, TX 77036(713) 773-9500View |
-
2.97 miAllrisc Insurance Agency6918 Corporate Dr Ste B1, Houston, TX 77036(713) 771-6000View |
-
2.97 miThuy Le Bui6918 Corporate Dr Ste A15, Houston, TX 77036(713) 789-8462View |
-
2.97 miTWFG Insurance Services - Nguyen Tran Agency9889 Bellaire Blvd Ste 128, Houston, TX 77036(281) 888-3486View |
-
2.97 miWinnie Hui9889 Bellaire Blvd Ste 132, Houston, TX 77036(713) 729-2323View |
-
2.97 miTWFG Insurance Services - Jenny Xu9999 Bellaire Blvd Suite 889, Houston, TX 77036(713) 773-0040View |
-
2.97 miSanchez Insurance Services9402 Sharpcrest St, Houston, TX 77036(713) 981-9780View |
-
2.97 miHNH Insurance Partners9203 Langdon Ln, Houston, TX 77036(281) 501-2688View |
-
2.97 miDon Wilde9817 Bissonnet St Ste K, Houston, TX 77036(713) 270-9500View |
-
2.97 miGoosehead Insurance - Jay Hawley10039 Bissonnet St Ste 150, Houston, TX 77036(832) 752-2342View |
-
2.97 miShawn Xuan Nguyen10039 Bissonnet St Ste 226, Houston, TX 77036(713) 988-0752View |
-
2.97 miJessie Mae Savage9898 Bissonnet St Ste 366, Houston, TX 77036(713) 988-0043View |
-
2.97 miBino Insurance Agency9780 Bissonnet St Ste E, Houston, TX 77036(713) 779-7192View |
-
2.97 miGonzalez Insurance Solutions Agency9894 Bissonnet St Ste 630, Houston, TX 77036(832) 758-7114View |
-
2.97 miJulius Levi & Company Fred Rhodes Company9894 Bissonnet St Ste 850, Houston, TX 77036(713) 995-0305View |
-
2.97 miWilliam D Florez9894 Bissonnet St Ste 394, Houston, TX 77036(713) 995-8758View |
-
2.97 miAnasi Insurance & Financial Services9894 Bissonnet St, Houston, TX 77036(713) 774-5353View |
-
2.97 miVencedores Insurance Agency9894 Bissonnet St Ste 630, Houston, TX 77036(713) 995-6170View |
-
2.97 miGoosehead Insurance - Jacob Pearce & Carl Rhemann9896 Bissonnet St Ste 350c, Houston, TX 77036(713) 980-0105View |
Learn More About Car Insurance in Alief, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.