Cheap Car Insurance in Schenectady, New York (With 2024 Rates)

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Home » Car insurance » New York » Cheap Car Insurance Schenectady

Lowest Premium

$400 / YEAR

Average Premium

$695 / YEAR

Highest Premium

$1052 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Schenectady is around $695 and can go upto $1052. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Schenectady by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Schenectady. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
12301$709
12302$662
12303$682
12304$688
12305$708

Insurance Agents in Schenectady, NY and Near by

  • 0 mi
    Keep of New England
    481 Wolcotts St, Schenectady, NY 12345
    (203) 753-1234
    View |

Learn More About Car Insurance in Schenectady, NY

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.