Lowest Premium
$367 / YEAR
Average Premium
$710 / YEAR
Highest Premium
$1052 / YEAR
The average annual premium in Albany is around $710 and can go upto $1052. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
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Car Insurance Rates in Albany by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Albany. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
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| Zip | Avg. Premium |
|---|---|
| 12201 | $713 |
| 12202 | $710 |
| 12203 | $694 |
| 12204 | $712 |
| 12205 | $696 |
| 12208 | $693 |
| 12211 | $699 |
| 12222 | $695 |
| 12223 | $698 |
Insurance Agents in Albany, NY and Near by
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Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.