Cheap Car Insurance in Miami Beach, Florida (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Florida » Cheap Car Insurance Miami Beach

Lowest Premium

$617 / YEAR

Average Premium

$1471 / YEAR

Highest Premium

$5280 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Miami Beach is around $1471 and can go upto $5280. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Jump to Topic:

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Miami Beach by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Miami Beach. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
33109$1372
33119$1957
33131$1464
33132$2010
33139$1221
33149$
33154$1331
33239$1973

Insurance Agents in Miami Beach, FL and Near by

  • 1.7 mi
    GlobalBiz Services
    1688 West Ave Apt 1203, Miami Beach, FL 33139
    (651) 285-0338
    View |
  • 1.7 mi
    Estrella Insurance
    1321 Alton Rd, Miami Beach, FL 33139
    (305) 534-9434
    View |
  • 1.7 mi
    Joseph Conway
    141 Alton Rd, Miami Beach, FL 33139
    (305) 531-1223
    View |
  • 1.7 mi
    Pamela Brumer
    141 Alton Rd, Miami Beach, FL 33139
    (305) 531-1223
    View |
  • 2.63 mi
    CBIZ Benefits & Insurance Services
    200 S Biscayne Blvd Ste 830, Miami, FL 33131
    (305) 371-2731
    View |
  • 2.63 mi
    Marsh Private Client Services
    200 S Biscayne Blvd Ste 950, Miami, FL 33131
    (305) 341-5000
    View |
  • 2.63 mi
    We Insure - Claudia Herbas
    245 SE 1st St, Miami, FL 33131
    (786) 220-8497
    View |
  • 2.63 mi
    Miami Insurance Brokers
    444 Brickell Ave Ste P41, Miami, FL 33131
    (866) 729-1274
    View |
  • 2.63 mi
    Mesirow Insurance Services
    600 Brickell Ave Ste 2520, Miami, FL 33131
    (305) 416-3310
    View |
  • 2.63 mi
    Aon Risk Services
    1001 Brickell Dr Ste 1100, Miami, FL 33131
    (305) 372-9950
    View |
  • 2.63 mi
    Insurance Consulting Group
    799 Brickell Plz Ste 600, Miami, FL 33131
    (305) 347-5651
    View |
  • 2.63 mi
    American Risks Group Insurance
    1001 Brickell Bay Dr Ste 2408, Miami, FL 33131
    (305) 415-9633
    View |
  • 2.63 mi
    Celedinas Insurance Group
    1111 Brickell Ave Ste 115, Miami, FL 33131
    (305) 367-2020
    View |
  • 2.63 mi
    Eduardo Ferraz
    1110 Brickell Ave Ste 105, Miami, FL 33131
    (305) 379-3666
    View |
  • 2.63 mi
    International Insurance Advisors
    1110 Brickell Ave Ste 103, Miami, FL 33131
    (305) 371-7710
    View |
  • 2.63 mi
    Univista Insurance
    1390 Brickell Ave Ste 335, Miami, FL 33131
    (305) 227-9299
    View |
  • 2.63 mi
    Willis Personal Lines Insurance
    1450 Brickell Ave Ste 1600, Miami, FL 33131
    (305) 421-6219
    View |
  • 2.78 mi
    PVG Insurance Group
    200 Crandon Blvd Ste 100, Key Biscayne, FL 33149
    (305) 722-3850
    View |
  • 6.21 mi
    A & T Insurance Brokerage
    800 71st St, Miami Beach, FL 33141
    (305) 868-3277
    View |
  • 6.21 mi
    Estrella Insurance
    1108 Normandy Dr, Miami Beach, FL 33141
    (305) 867-0444
    View |
  • 6.21 mi
    Just Insurance Brokers
    1220 Normandy Dr, Miami Beach, FL 33141
    (305) 397-8807
    View |
  • 8.41 mi
    Amtrust Insurance
    9592 Harding Ave, Miami Beach, FL 33154
    (305) 861-7667
    View |
View all agents ↓

Learn More About Car Insurance in Miami Beach, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.