Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Santa Cruz, CA and Near by
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0 miDoug Banks303 Potrero St Ste 108, Santa Cruz, CA 95060(831) 460-0700View |
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0 miAlese Greene630 Water St, Santa Cruz, CA 95060(831) 426-2500View |
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0 miFred Velez630 Water St, Santa Cruz, CA 95060(831) 438-0404View |
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0 miSteelbridge Insurance Services125 Mission St Ste 3, Santa Cruz, CA 95060(831) 425-6640View |
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0 miMichael Baxter730 Mission St Ste 201, Santa Cruz, CA 95060(831) 427-0900View |
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0 miRobert Varich1200 Pacific Ave Ste 265, Santa Cruz, CA 95060(831) 459-0500View |
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0 miANB Insurance Services931 Mission St, Santa Cruz, CA 95060(831) 423-4304View |
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0 miBedell & Nelson/Harbert Insurance2035 N Pacific Ave, Santa Cruz, CA 95060(831) 621-5335View |
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0 miClarion Pacific Insurance Services2035 N Pacific Ave, Santa Cruz, CA 95060(831) 337-4661View |
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0 miAleene Althouse1215 Mission St, Santa Cruz, CA 95060(831) 420-1555View |
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0 miD & R Insurance Services303 Water St Ste 160, Santa Cruz, CA 95060(831) 427-3272View |
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0 miMark Battey410 Ocean St, Santa Cruz, CA 95060(831) 423-7163View |
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0 miRussell Holcomb2301 Mission St Ste A, Santa Cruz, CA 95060(831) 426-7353View |
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8.36 miMike McCauley1044 41st Ave, Santa Cruz, CA 95062(831) 476-6665View |
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8.36 miPrinz Insurance Services9035 Soquel Ave Ste 105, Santa Cruz, CA 95062(831) 475-4091View |
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8.36 miSkip Leonard1101 Water St, Santa Cruz, CA 95062(831) 429-2700View |
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8.36 miDCD Insurance & Financial Services1123 Soquel Ave, Santa Cruz, CA 95062(831) 423-8542View |
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8.36 miMatthew O'brien1722 Seabright Ave, Santa Cruz, CA 95062(831) 429-9595View |
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8.36 miShockley Insurance Solutions519 Seabright Ave Ste 213, Santa Cruz, CA 95062(831) 600-8755View |
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8.36 miDamon Cart2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062(831) 427-4100View |
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8.36 miChris Buich2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062(831) 464-4300View |
Learn More About Car Insurance in Santa Cruz, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.