Cheap Car Insurance in Santa Barbara, California ( With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Insurance Agents in Santa Barbara, CA and Near by

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Bryan Pinkerton

403 E Montecito St Ste 2a, Santa Barbara, CA 93101

(805) 896-0592

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Costello & Sons Insurance

812 Anacapa St Ste A, Santa Barbara, CA 93101

(805) 884-4793

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Miramar Insurance Services

25 El Paseo, Santa Barbara, CA 93101

(805) 284-9001

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Jorge Vega

827 State St Ste 21, Santa Barbara, CA 93101

(805) 201-7002

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Michael Karimian

351 Paseo Nuevo, Santa Barbara, CA 93101

(805) 886-4246

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John Buczek

211 E Carrillo St Ste 201, Santa Barbara, CA 93101

(805) 963-1565

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Christopher Baxter

1033 Santa Barbara St, Santa Barbara, CA 93101

(805) 963-4048

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Robert Gomez

410 Anacapa St, Santa Barbara, CA 93101

(805) 967-1278

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Insurance Office of America

101 W Anapamu St Ste D, Santa Barbara, CA 93101

(805) 966-5903

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David Fox

1220 Santa Barbara St, Santa Barbara, CA 93101

(805) 962-3587

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Ric Baldiviez

211 E Victoria St Ste C, Santa Barbara, CA 93101

(805) 962-9146

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Douglas A. Harlow

1215 De La Vina St Ste A, Santa Barbara, CA 93101

(805) 963-3470

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Jethro Acosta

1215 De La Vina St Ste A, Santa Barbara, CA 93101

(805) 453-3036

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Diane Jolliff

403 E Montecito St Ste 2a, Santa Barbara, CA 93101

(805) 964-3600

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Juan Lugo

403 E Montecito St Unit 2a, Santa Barbara, CA 93101

(805) 995-9026

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Diana Cibrian

6 E Valerio St Ste B, Santa Barbara, CA 93101

(805) 618-1952

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California Town & Country Insurance

1727 State St Ste 7, Santa Barbara, CA 93101

(805) 349-1005

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Emanuel Chavier

1727 State St # 7, Santa Barbara, CA 93101

(805) 569-3600

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Baratto Sullivan & Company Insurance

1731 State St, Santa Barbara, CA 93101

(805) 682-8554

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Douglas Lambert Insurance Services

1825 State St Fl 3, Santa Barbara, CA 93101

(805) 563-6388

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Santa Barbara Insurance Agency

1920 De La Vina St, Santa Barbara, CA 93101

(805) 569-0731

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Walorinta Insurance Agency

16 W Mission St Ste P, Santa Barbara, CA 93101

(805) 569-1818

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0.1 mi

Santa Barbara Insurance Brokers Agency

3887 State St, Santa Barbara, CA 93102

(805) 569-1388

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1.31 mi

Scott Simmons

1809 Cliff Dr Ste A, Santa Barbara, CA 93109

(805) 965-8934

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1.31 mi

Gene Policastri

1809 Cliff Dr Ste A, Santa Barbara, CA 93109

(805) 683-3544

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1.69 mi

Thana Robinson

928 Carpinteria St Ste 1, Santa Barbara, CA 93103

(805) 965-2729

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1.69 mi

Torresanta Insurance

429 N Milpas St, Santa Barbara, CA 93103

(805) 899-8824

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1.69 mi

CoreGen Insurance Agency

502 N Milpas St, Santa Barbara, CA 93103

(805) 845-7517

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1.69 mi

Silver Insurance Agency

520 E Haley, Santa Barbara, CA 93103

(805) 899-2606

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3.64 mi

InsuranceFirst Services

3793 Hope Ter, Santa Barbara, CA 93110

(877) 467-1717

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3.64 mi

Tomm & Buck Insurance Services

4141 State St Ste C6, Santa Barbara, CA 93110

(805) 683-0096

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5.45 mi

Buzz Faull

1236 Coast Village Cir Ste G, Santa Barbara, CA 93108

(805) 969-5838

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5.78 mi

Ritter Pro Insurance Agency

1013 Via Regina, Santa Barbara, CA 93111

(805) 967-7239

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5.78 mi

California Meridian Insurance Services

5266 Hollister Ave Ste 116, Santa Barbara, CA 93111

(805) 681-9656

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5.78 mi

Jack Fishenfeld

5266 Hollister Ave Ste 102, Santa Barbara, CA 93111

(805) 681-8400

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5.78 mi

Alain Welty

5266 Hollister Ave Ste 225, Santa Barbara, CA 93111

(805) 967-8540

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5.78 mi

David Groom

187 S Patterson Ave Ste A, Santa Barbara, CA 93111

(805) 683-2404

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5.78 mi

Robert Kitson

187 S Patterson Ave Ste A, Santa Barbara, CA 93111

(805) 964-6906

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9.82 mi

Eyman-Parker Insurance Brokers

2020 Chapala St Ste B, Santa Barbara, CA 93105

(805) 563-0430

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9.82 mi

Atlas Plus Insurance Services

2014 De La Vina St, Santa Barbara, CA 93105

(805) 979-9555

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9.82 mi

HUB International Insurance

40 E Alamar Ave, Santa Barbara, CA 93105

(805) 682-2571

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9.82 mi

David Thomas

2263 Las Positas Rd, Santa Barbara, CA 93105

(805) 569-5949

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9.82 mi

Brashears Insurance Agency

3020 De La Vina St, Santa Barbara, CA 93105

(805) 564-7645

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9.82 mi

Tammy Dobrotin

3015 State St Ste C, Santa Barbara, CA 93105

(805) 687-8480

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9.82 mi

Iris Chan-Sayre

3425 State St, Santa Barbara, CA 93105

(805) 682-2832

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9.82 mi

Paul Cashman

3433 State St Ste B, Santa Barbara, CA 93105

(805) 687-6666

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9.82 mi

AAA Insurance

3712 State St, Santa Barbara, CA 93105

(805) 682-5811

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9.82 mi

William Gretchen

23 Hitchcock Way Ste 107, Santa Barbara, CA 93105

(805) 682-6155

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Learn More About Car Insurance in Santa Barbara, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Santa Barbara, California (With 2024 Rates)