Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
Jump to Topic:
Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Insurance Agents in Palm Desert, CA and Near by
-
0 miMike Murrell74836 Technology Dr Ste 106, Palm Desert, CA 92211(760) 636-4404View |
-
0 miPHD Insurance Brokers74836 Technology Dr Ste 108, Palm Desert, CA 92211(760) 779-0777View |
-
0 miJose Manriquez36891 Cook St Ste 6, Palm Desert, CA 92211(760) 201-1831View |
-
0 miCharles Meza36901 Cook St Ste 9, Palm Desert, CA 92211(760) 327-1137View |
-
0 miAscend Insurance36917 Cook St Ste 101, Palm Desert, CA 92211(760) 341-3477View |
-
0 miDaniel Cuevas41865 Boardwalk Ste 108, Palm Desert, CA 92211(760) 674-8713View |
-
0 miJames G Parker Insurance Associates75101 Sego Ln Ste J4, Palm Desert, CA 92211(760) 346-9095View |
-
0 miRichard Partee75161 Sego Ln, Palm Desert, CA 92211(760) 779-9142View |
-
0 miML Adams Insurance Services42280 Beacon Hl Ste D7, Palm Desert, CA 92211(760) 837-3626View |
-
0 miCollective Insurance Solutions78000 Fred Waring Dr Ste 202, Palm Desert, CA 92211(760) 238-7035View |
-
0 miPremier Group Insurance - Connie Sandoval78000 Fred Waring Dr Ste 202, Palm Desert, CA 92211(760) 600-5605View |
-
0 miDouglas Motz43875 Washington St Ste H, Palm Desert, CA 92211(760) 200-0270View |
-
0 miJocsan Rendon42305 Washington St Ste 250, Palm Desert, CA 92211(760) 531-4161View |
-
0 miKim Bednarski42335 Washington St Ste A, Palm Desert, CA 92211(760) 200-4055View |
-
0 miWestern Property & Casualty Insurance Services77564b Country Club Dr # 3310, Palm Desert, CA 92211(800) 728-1438View |
-
0 miSOS First Insurance Services77564 Contry Club Building A, Palm Desert, CA 92211(760) 345-7979View |
-
0 miPadgham Insurance Services77564 Country Club Dr Ste 210a, Palm Desert, CA 92211(760) 674-8700View |
-
0 miDesert Empire Insurance Services77564 Country Club Dr Ste 401, Palm Desert, CA 92211(760) 360-4700View |
-
0 miFarrell & Associates Insurance Services77570 Springfield Ln Ste A, Palm Desert, CA 92211(760) 772-6501View |
-
0 miHayward Tilton & Rolapp Insurance Associates77530 Enfield Ln Ste D Ste 2, Palm Desert, CA 92211(800) 593-6250View |
-
0 miJeremy Wilkins77682 Country Club Dr Ste I, Palm Desert, CA 92211(760) 772-1907View |
-
0 miTerri Johnson-Cox77760 Country Club Dr Ste I, Palm Desert, CA 92211(760) 340-1441View |
-
0 miQuest Financial & Insurance Services77760 Country Club Dr Ste E, Palm Desert, CA 92211(760) 610-6377View |
-
0 miRita Pescador77770 Country Club Dr Ste A, Palm Desert, CA 92211(760) 360-7711View |
-
0 miCarlos Torres Insurance77920 Country Club Dr Ste 62, Palm Desert, CA 92211(760) 772-4455View |
-
0 miAscension Insurance77851 Las Montanas Rd Ste B, Palm Desert, CA 92211(760) 772-1700View |
-
2.23 miPacific Crest Insurance74040 Hwy 111 Suite 203, Palm Desert, CA 92255(760) 636-4563View |
-
5.7 miWilliam Reed72880 Fred Waring Dr Ste D20, Palm Desert, CA 92260(760) 776-8151View |
-
5.7 miInsurance Incorporated44100 Monterey Ave Ste 216-3, Palm Desert, CA 92260(760) 867-0111View |
-
5.7 miPeggy Ames44740 Monterey Ave, Palm Desert, CA 92260(760) 776-1800View |
-
5.7 miMax Johartchi73101 California 111 Ste 1, Palm Desert, CA 92260(760) 346-3848View |
-
5.7 miMelanie Villeneuve-Gross73241 Highway 111 Ste 2b, Palm Desert, CA 92260(760) 341-2414View |
-
5.7 miPalm Desert Insurance Agency73241 Highway 111 Ste 1b, Palm Desert, CA 92260(760) 341-2345View |
-
5.7 miSteven Mogavero45120 San Pablo Ave Ste 2i, Palm Desert, CA 92260(760) 799-9818View |
-
5.7 miCarmen Valencia73880 Alessandro Dr Ste A, Palm Desert, CA 92260(760) 836-1520View |
-
5.7 miThomas Contopulos73880 Alessandro Dr Ste B, Palm Desert, CA 92260(760) 836-1519View |
-
5.7 miDesert View Insurance74040 Highway 111 Ste L228, Palm Desert, CA 92260(760) 346-1220View |
-
5.7 miISU Insurance Services /CPI Risk Management74040 El Paseo Ste C, Palm Desert, CA 92260(760) 773-3900View |
-
5.7 miHome Insurance Direct74133 El Paseo Ste 8, Palm Desert, CA 92260(760) 341-2007View |
-
5.7 miMichael Fine74333 Highway 111 Ste 207, Palm Desert, CA 92260(760) 610-2465View |
-
5.7 miAvi Peretz74725 Joni Dr, Palm Desert, CA 92260(760) 469-9251View |
-
5.7 miMills Insurance Services44751 Village Ct Ste 100, Palm Desert, CA 92260(760) 341-9397View |
Learn More About Car Insurance in Palm Desert, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.