Cheap Car Insurance in Ontario, California (With 2024 Rates)

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Lowest Premium

$389 / YEAR

Average Premium

$705 / YEAR

Highest Premium

$947 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Ontario is around $705 and can go upto $947. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Car Insurance Rates in Ontario by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Ontario. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
91743$
91758$743
91761$698
91762$688
91764$691

Insurance Agents in Ontario, CA and Near by

  • 1.45 mi
    Liberty Mutual Agency
    3633 E Inland Empire Blvd 5th Floor, Ontario, CA 91764
    (909) 948-9774
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  • 1.45 mi
    S. Therese Stanford
    3633 E Inland Empire Blvd 5th Floor, Ontario, CA 91764
    (909) 687-1049
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  • 1.45 mi
    Mountain Insurance Services & Travel
    1054 E 4th St, Ontario, CA 91764
    (909) 983-9741
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  • 1.45 mi
    Maryann Herman
    1233 E 4th St Ste C, Ontario, CA 91764
    (909) 986-8223
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  • 1.45 mi
    California Security Insurance Services
    124 E F St Ste 1, Ontario, CA 91764
    (909) 986-7322
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  • 1.45 mi
    Sam Christos
    434 N Lemon St, Ontario, CA 91764
    (909) 983-0713
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  • 1.45 mi
    Rudy Carrillo
    434 N Lemon St, Ontario, CA 91764
    (909) 986-2757
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  • 1.45 mi
    City Best Insurance Services
    1630 E 4th St Ste D, Ontario, CA 91764
    (909) 984-4140
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  • 1.45 mi
    Freeway Insurance
    1937 E 4th St, Ontario, CA 91764
    (909) 368-0632
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  • 1.45 mi
    Det Phasakda
    1925 E 4th St, Ontario, CA 91764
    (909) 581-1242
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  • 1.45 mi
    Fast Quote Insurance Services
    1955 E 4th St, Ontario, CA 91764
    (909) 373-4000
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  • 1.45 mi
    Direct Link Insurance Services
    3333 Concours Ste 5100, Ontario, CA 91764
    (909) 454-2456
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  • 1.45 mi
    Goosehead Insurance - Joe Gilmartin
    3333 Concours Ste 7102, Ontario, CA 91764
    (909) 321-9225
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  • 1.45 mi
    Southern California Insurance Broker
    3333 Concours Bldg 5, Ontario, CA 91764
    (800) 900-9372
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  • 1.45 mi
    Amorell Rosemann & Associates Insurance Services
    3333 E Concours St, Ontario, CA 91764
    (909) 321-5695
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  • 1.45 mi
    Goosehead Insurance - Justin Johnson
    3333 E Councors Street Suite 7102, Ontario, CA 91764
    (909) 665-1080
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  • 1.45 mi
    Just Auto Insurance Services
    951 N Haven Ave, Ontario, CA 91764
    (909) 291-4155
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  • 1.45 mi
    Farmers Insurance Group
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 605-0300
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  • 1.45 mi
    Guillermo Quesada
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 942-0281
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  • 1.45 mi
    Joey Olivas
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 906-6799
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  • 1.45 mi
    Marcela Trujillo
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 476-3700
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  • 1.45 mi
    Obada Dalati
    3350 Shelby St Ste 210, Ontario, CA 91764
    (714) 539-3333
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  • 1.45 mi
    Blanca Barraza
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 255-2334
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  • 1.45 mi
    Esperanza Garcia
    3350 Shelby St Ste 210, Ontario, CA 91764
    (951) 368-4751
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  • 1.45 mi
    Germain Garcia
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 740-6511
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  • 1.45 mi
    Joanne Lim
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 390-8087
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  • 1.45 mi
    Melissa Mascorro
    3350 Shelby St Ste 210, Ontario, CA 91764
    (909) 717-7565
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  • 1.45 mi
    Paul Kinan
    2131 E Convention Center Way, Ontario, CA 91764
    (714) 577-6700
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  • 1.45 mi
    Edgewood Partners Insurance Center
    3633 Inland Empire Blvd Ste 640, Ontario, CA 91764
    (909) 919-7880
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  • 1.45 mi
    Anica McKesey
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 687-1046
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  • 1.45 mi
    Daniel Swanson
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 687-1050
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  • 1.45 mi
    Jenny Xu
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 476-6712
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  • 1.45 mi
    Nanette Y Sario
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 687-1047
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  • 1.45 mi
    Steve Segovia
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 476-6699
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  • 1.45 mi
    Tammy Gonzalez
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 687-1043
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  • 1.45 mi
    Tim Seri
    3633 E Inland Empire Blvd Fl 5, Ontario, CA 91764
    (909) 248-4663
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  • 1.45 mi
    Wells Fargo Insurance Services USA
    4141 Inland Empire Blvd Ste 341, Ontario, CA 91764
    (909) 481-3802
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  • 1.45 mi
    L&R Industries Insurance Services
    116 N Vineyard Ave Ste 200, Ontario, CA 91764
    (909) 605-1051
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  • 1.45 mi
    Save In Insurance Services
    4320 Mills Cir Ste B, Ontario, CA 91764
    (909) 605-1020
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  • 1.58 mi
    Doris Garcia
    226 E Holt Blvd, Ontario, CA 91761
    (909) 988-0093
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  • 1.58 mi
    Unified Risk & Insurance
    3401 Centre Lake Dr Ste 410, Ontario, CA 91761
    (866) 856-3846
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  • 1.58 mi
    Richard Seay
    3200 E Guasti Rd Ste 100, Ontario, CA 91761
    (909) 527-8374
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  • 1.58 mi
    Millennium Corporate Solutions
    3110 E Guasti Rd Ste 540, Ontario, CA 91761
    (909) 212-0400
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  • 1.58 mi
    Eagle Mason Insurance Services
    3200 E Guasti Rd Ste 100, Ontario, CA 91761
    (909) 456-8904
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  • 1.58 mi
    Insurance Office of America
    3281 E Guasti Rd Ste 400, Ontario, CA 91761
    (909) 510-6300
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  • 1.58 mi
    Crystal Creek Insurance Agency
    4335 E Airport Dr Ste 104, Ontario, CA 91761
    (909) 944-1777
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  • 1.58 mi
    Arci Barajas
    4345 E Lowell St Ste G, Ontario, CA 91761
    (909) 218-7024
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  • 1.58 mi
    Tri-Con Insurance Services
    1435 S Grove Ave Ste 7, Ontario, CA 91761
    (909) 930-0500
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  • 1.58 mi
    William Clark
    2419 S Grove Ave, Ontario, CA 91761
    (909) 923-0866
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  • 1.58 mi
    Grand Conexion Insurance Services
    2910 S Archibald Ave Ste A160, Ontario, CA 91761
    (909) 781-5235
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  • 1.58 mi
    Arceli Cabatay
    3055 S Archibald Ave Ste A, Ontario, CA 91761
    (909) 947-8881
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  • 3.56 mi
    Hammer Insurance Services
    938 N Mountain Ave, Ontario, CA 91762
    (909) 467-0077
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  • 3.56 mi
    ALE Insurance
    1135 N Mountain Ave, Ontario, CA 91762
    (909) 984-2264
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  • 3.56 mi
    Aida Deza
    102 W G St, Ontario, CA 91762
    (909) 391-2284
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  • 3.56 mi
    Brian Penaranda
    615 N Euclid Ave Ste 111, Ontario, CA 91762
    (909) 391-2700
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  • 3.56 mi
    David Vo
    211 N Laurel Ave, Ontario, CA 91762
    (909) 986-7411
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  • 3.56 mi
    David Grossberg
    211 W B St, Ontario, CA 91762
    (909) 986-3218
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  • 3.56 mi
    Singular Insurance Services
    202 W Holt Blvd Ste C, Ontario, CA 91762
    (909) 986-2612
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  • 3.56 mi
    Rana Insurance Services
    118 W Holt Blvd, Ontario, CA 91762
    (909) 391-9500
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  • 3.56 mi
    Cost-U-Less Insurance Center
    815 West Holt Blvd, Ontario, CA 91762
    (909) 218-8631
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  • 3.56 mi
    Tony Moreno Insurance
    941 W Mission Blvd Ste J, Ontario, CA 91762
    (909) 986-2550
    View |
  • 3.56 mi
    Deyanira Brandon
    1128 W Mission Blvd Ste C, Ontario, CA 91762
    (909) 983-2017
    View |
  • 3.56 mi
    CHL Insurance Agency
    1729 S Euclid Ave Ste 101, Ontario, CA 91762
    (909) 635-6600
    View |
  • 3.56 mi
    Adriana's Insurance Services
    2238 S Euclid Ave Ste K, Ontario, CA 91762
    (909) 988-2826
    View |
  • 3.56 mi
    Hank Hallmark
    2511 S Euclid Ave, Ontario, CA 91762
    (909) 983-0571
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  • 3.56 mi
    Kris Hallmark
    2511 S Euclid Ave, Ontario, CA 91762
    (909) 983-0572
    View |
  • 3.56 mi
    Fiesta Auto Insurance
    2213 S Mountain Ave, Ontario, CA 91762
    (909) 458-0432
    View |
  • 3.56 mi
    Sergio Tovar
    2250 S Mountain Ave, Ontario, CA 91762
    (888) 267-8187
    View |
  • 3.56 mi
    Clara Gutierrez
    2553 S Euclid Ave, Ontario, CA 91762
    (909) 391-2400
    View |
View all agents ↓

Learn More About Car Insurance in Ontario, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.