Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Monterey, CA and Near by
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0 miChristopher Thom2440 Fremont St Ste 208, Monterey, CA 93940(831) 373-2791View |
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0 miCowell & Smith Insurance Agency2250 Fremont St, Monterey, CA 93940(831) 372-5800View |
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0 miRay Martin2115 Fremont St, Monterey, CA 93940(831) 646-9520View |
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0 miAnthony Parker1193 10th St, Monterey, CA 93940(831) 648-7090View |
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0 miLaurrie Pike498 Pearl St Ste 2, Monterey, CA 93940(831) 373-2925View |
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0 miElite Total Insurance Services444 Pearl St Ste C2, Monterey, CA 93940(866) 979-3548View |
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0 miISU|MVP Insurance Agency380 Alvarado St Ste 201, Monterey, CA 93940(831) 372-1206View |
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0 miMegan Thompson439 Tyler St, Monterey, CA 93940(831) 649-2100View |
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0 miHUB International Insurance401 Fremont St Ste 100, Monterey, CA 93940(831) 373-4925View |
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0 miMaffei Insurance & Financial Services480 Calle Principal Ste 4, Monterey, CA 93940(831) 920-6533View |
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0 miNatalie Hungerford591 Hartnell St, Monterey, CA 93940(831) 642-6400View |
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0 miMichael G La Due515a Hartnell St, Monterey, CA 93940(415) 956-1222View |
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0 miCoast Auto Insurance Services5 Harris Ct Bldg P, Monterey, CA 93940(831) 655-1990View |
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0 miJohn E Peakes Insurance Agency777 Cass St, Monterey, CA 93940(831) 747-0661View |
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0 miChuck Hewett9 Soledad Dr Ste C, Monterey, CA 93940(831) 372-8006View |
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0 miAnn Appel69 Soledad Dr, Monterey, CA 93940(831) 655-3413View |
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0 miSteve Cardinalli33 Soledad Dr, Monterey, CA 93940(831) 375-0990View |
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0 miAAA Insurance53 Soledad Dr, Monterey, CA 93940(831) 645-1900View |
Learn More About Car Insurance in Monterey, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.