Cheap Car Insurance in Monterey, California (With 2024 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » California » Cheap Car Insurance Monterey

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
Jump to Topic:

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Insurance Agents in Monterey, CA and Near by

  • 0 mi
    Christopher Thom
    2440 Fremont St Ste 208, Monterey, CA 93940
    (831) 373-2791
    View |
  • 0 mi
    Cowell & Smith Insurance Agency
    2250 Fremont St, Monterey, CA 93940
    (831) 372-5800
    View |
  • 0 mi
    Ray Martin
    2115 Fremont St, Monterey, CA 93940
    (831) 646-9520
    View |
  • 0 mi
    Anthony Parker
    1193 10th St, Monterey, CA 93940
    (831) 648-7090
    View |
  • 0 mi
    Laurrie Pike
    498 Pearl St Ste 2, Monterey, CA 93940
    (831) 373-2925
    View |
  • 0 mi
    Elite Total Insurance Services
    444 Pearl St Ste C2, Monterey, CA 93940
    (866) 979-3548
    View |
  • 0 mi
    ISU|MVP Insurance Agency
    380 Alvarado St Ste 201, Monterey, CA 93940
    (831) 372-1206
    View |
  • 0 mi
    Megan Thompson
    439 Tyler St, Monterey, CA 93940
    (831) 649-2100
    View |
  • 0 mi
    HUB International Insurance
    401 Fremont St Ste 100, Monterey, CA 93940
    (831) 373-4925
    View |
  • 0 mi
    Maffei Insurance & Financial Services
    480 Calle Principal Ste 4, Monterey, CA 93940
    (831) 920-6533
    View |
  • 0 mi
    Natalie Hungerford
    591 Hartnell St, Monterey, CA 93940
    (831) 642-6400
    View |
  • 0 mi
    Michael G La Due
    515a Hartnell St, Monterey, CA 93940
    (415) 956-1222
    View |
  • 0 mi
    Coast Auto Insurance Services
    5 Harris Ct Bldg P, Monterey, CA 93940
    (831) 655-1990
    View |
  • 0 mi
    John E Peakes Insurance Agency
    777 Cass St, Monterey, CA 93940
    (831) 747-0661
    View |
  • 0 mi
    Chuck Hewett
    9 Soledad Dr Ste C, Monterey, CA 93940
    (831) 372-8006
    View |
  • 0 mi
    Ann Appel
    69 Soledad Dr, Monterey, CA 93940
    (831) 655-3413
    View |
  • 0 mi
    Steve Cardinalli
    33 Soledad Dr, Monterey, CA 93940
    (831) 375-0990
    View |
  • 0 mi
    AAA Insurance
    53 Soledad Dr, Monterey, CA 93940
    (831) 645-1900
    View |
View all agents ↓

Learn More About Car Insurance in Monterey, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.