Cheap Car Insurance in Los Osos, California (With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Insurance Agents in Los Osos, CA and Near by

  • 0 mi
    Jim Marshall Insurance
    2084 9th St Ste D, Los Osos, CA 93402
    (805) 528-4739
    View |
  • 0 mi
    Luis Quiroz
    1068 Los Osos Valley Rd, Los Osos, CA 93402
    (805) 528-3118
    View |
  • 0 mi
    Mike Konjoyan
    1398 Los Osos Valley Rd Ste A, Los Osos, CA 93402
    (805) 528-8700
    View |
  • 0 mi
    Van Beurden Insurance Services
    1330 Van Beurden Dr Ste 201, Los Osos, CA 93402
    (805) 528-1484
    View |

Learn More About Car Insurance in Los Osos, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.