Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Los Altos, CA and Near by
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0 miJim Flynn4546 El Camino Real Ste B4, Los Altos, CA 94022(650) 941-5000View |
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0 miAl Ward4546 El Camino Real Ste B4, Los Altos, CA 94022(650) 941-5000View |
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0 miMichael Tirabassi4546 El Camino Real Ste B4, Los Altos, CA 94022(650) 941-5000View |
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0 miAnnette R Parker4546 El Camino Real Ste B4, Los Altos, CA 94022(650) 941-5000View |
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0 miDon Parker4546 El Camino Real Ste B4, Los Altos, CA 94022(650) 941-5000View |
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0 miJosh Anderson4546 El Camino Real Ste B4, Los Altos, CA 94022(650) 941-5000View |
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0 miCathy Nguyen4898 El Camino Real Ste 101, Los Altos, CA 94022(650) 964-3022View |
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0 miAnna Perez-Villafranca885 N San Antonio Rd Ste O, Los Altos, CA 94022(650) 947-3880View |
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0 miPenwest Insurance Services5050 El Camino Real Ste 114, Los Altos, CA 94022(650) 941-1800View |
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0 miSBC Insurance Services5150 El Camino Real Ste B31, Los Altos, CA 94022(650) 469-0400View |
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0 miGil Koury Insurance86 3rd St Unit 115, Los Altos, CA 94022(650) 947-7676View |
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0 miNorvin Vogel199 1st St Ste 328, Los Altos, CA 94022(650) 947-1600View |
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0 miCostello & Sons Insurance4 Main St Ste 230, Los Altos, CA 94022(650) 618-7598View |
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0 miFrank Hughes329 S San Antonio Rd Ste 5, Los Altos, CA 94022(650) 815-7068View |
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0 miJack Flesher445 S San Antonio Rd Ste 101, Los Altos, CA 94022(650) 941-8700View |
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2.77 miDwight Matthews1564 Miramonte Ave, Los Altos, CA 94024(650) 948-8164View |
Learn More About Car Insurance in Los Altos, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.