Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Lincoln, CA and Near by
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0 miHuckaby Insurance Services1365 El Camino Verde Dr, Lincoln, CA 95648(916) 644-1609View |
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0 miOdi Ayala561 7th St Ste B, Lincoln, CA 95648(916) 408-6820View |
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0 miCornerstone Associates Insurance Services521 G St, Lincoln, CA 95648(916) 645-3333View |
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0 miDaren Anderson601 Mcbean Park Dr Ste 100, Lincoln, CA 95648(916) 434-4040View |
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0 miPlacer West Insurance Services595 Mcbean Park Dr Ste 1, Lincoln, CA 95648(916) 645-7816View |
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0 miEvan Lawson620 3rd St Ste 300, Lincoln, CA 95648(916) 434-8939View |
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0 miSuzie Pierroz699 1st St, Lincoln, CA 95648(916) 645-9400View |
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0 miSteve Newton206 Solara Pl, Lincoln, CA 95648(916) 253-9830View |
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0 miDan Lombard41 Lincoln Blvd Ste 70, Lincoln, CA 95648(916) 759-9887View |
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0 miHebard Insurance110 Gateway Dr Ste 230, Lincoln, CA 95648(916) 923-5111View |
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0 miJulie Lamson Domenick741 Sterling Pkwy Ste 500, Lincoln, CA 95648(916) 434-5250View |
Learn More About Car Insurance in Lincoln, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.