Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Laguna Niguel, CA and Near by
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0.27 miCaitlin Ferraro31271 Niguel Rd Ste O, Laguna Niguel, CA 92677(949) 238-4200View |
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0.27 miMarcene McFarland30110 Crown Valley Pkwy Ste 205, Laguna Niguel, CA 92677(949) 388-2424View |
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0.27 miDan Rickabus30131 Town Center Dr Ste 275, Laguna Niguel, CA 92677(949) 363-7100View |
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0.27 miHansche Insurance30131 Town Center Dr Ste 105, Laguna Niguel, CA 92677(949) 360-1315View |
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0.27 miMichael Monheim30131 Town Center Dr Ste 266, Laguna Niguel, CA 92677(949) 600-4200View |
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0.27 miLewis Cohen30092 Ivy Glenn Dr Ste 201, Laguna Niguel, CA 92677(949) 495-8001View |
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0.27 miRichard Herron30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677(949) 495-3530View |
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0.27 miEdward Debowski30011 Ivy Glenn Dr Ste 110, Laguna Niguel, CA 92677(949) 587-9141View |
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0.27 miInsource Insurance Agency30011 Ivy Glenn Dr Ste 212, Laguna Niguel, CA 92677(949) 485-5467View |
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0.27 miSharon Walter28991 Golden Lantern Ste D105, Laguna Niguel, CA 92677(949) 363-6035View |
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0.27 miVictoria Pore'28991 Golden Lantern Ste D105, Laguna Niguel, CA 92677(949) 363-2770View |
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0.27 miAziz Hayat28940 Golden Lantern Street, Laguna Niguel, CA 92677(949) 393-5588View |
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0.27 miJohn Conners27601 Forbes Rd Ste 11, Laguna Niguel, CA 92677(949) 582-3949View |
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0.27 miMarcello Calo27601 Forbes Rd Ste 11, Laguna Niguel, CA 92677(949) 582-1542View |
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0.27 miNavid Shafi27601 Forbes Rd Ste 11, Laguna Niguel, CA 92677(949) 540-0622View |
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0.27 miSteve Ferraro27601 Forbes Rd Ste 14, Laguna Niguel, CA 92677(949) 643-2233View |
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0.27 miSignature Insurance Group28202 Cabot Rd Ste 600, Laguna Niguel, CA 92677(800) 464-3606View |
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0.27 miSaddleback Valley Insurance28202 Cabot Rd Ste 600, Laguna Niguel, CA 92677(949) 365-5151View |
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0.27 miSerjick's Insurance Services28188 Moulton Pkwy Apt 726, Laguna Niguel, CA 92677(951) 377-0727View |
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0.27 miRjs Truck Insurance Services27782 El Lazo, Laguna Niguel, CA 92677(800) 366-0664View |
Learn More About Car Insurance in Laguna Niguel, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.