Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Laguna Beach, CA and Near by
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0 miPhilip Newton305 N Coast Hwy Ste Q, Laguna Beach, CA 92651(949) 715-2600View |
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0 miJohn L Campbell Insurance Agency450 Ocean Ave Fl 2, Laguna Beach, CA 92651(949) 494-1008View |
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0 miGary Watkins332 Forest Ave Ste 14, Laguna Beach, CA 92651(949) 494-8090View |
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0 miWally Shao465 Forest Ave Ste D, Laguna Beach, CA 92651(949) 494-1309View |
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0 miGeorge F J Hill Insurance Agency319 3rd St, Laguna Beach, CA 92651(949) 494-8008View |
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0 miMarcom Insurance Brokers401 Glenneyre St Ste B, Laguna Beach, CA 92651(949) 497-3393View |
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0 miMichael Geffre32392 Coast Hwy Ste 260, Laguna Beach, CA 92651(949) 494-7261View |
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0 miCheryl Binns31601 Coast Hwy Ste C, Laguna Beach, CA 92651(949) 493-5155View |
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0 miTwila King31601 Coast Hwy Ste C, Laguna Beach, CA 92651(949) 374-7312View |
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0 miStuart Jones2037 S Coast Hwy Ste 17, Laguna Beach, CA 92651(949) 223-1010View |
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0 miWilliam Spector1475 Glenneyre St, Laguna Beach, CA 92651(949) 933-6692View |
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0 miGary Jolliff1475 Glenneyre St, Laguna Beach, CA 92651(949) 497-1861View |
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0 miGMG Insurance Agency939 Glenneyre St, Laguna Beach, CA 92651(949) 715-7981View |
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2.9 miBenefitSource Insurance Services28 Argonaut Ste 100, Aliso Viejo, CA 92656(949) 215-5431View |
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2.9 miBarney & Barney101 Enterprise Ste 330, Aliso Viejo, CA 92656(949) 900-1780View |
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2.9 miRegency Business Insurance Solutions33 Brookline, Aliso Viejo, CA 92656(949) 393-4311View |
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2.9 miLabarre-Oksnee Insurance Agency30 Enterprise Ste 180, Aliso Viejo, CA 92656(949) 588-0711View |
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2.9 miValtoria Insurance & Financial120 Vantis Ste 300, Aliso Viejo, CA 92656(949) 540-6738View |
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2.9 miInsurance Office of America130 Vantis Dr Ste 250, Aliso Viejo, CA 92656(949) 297-5962View |
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2.9 miDave Jackson27101 Aliso Creek Rd Ste 126, Aliso Viejo, CA 92656(949) 362-3660View |
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2.9 miJonas Insurance Services26800 Aliso Viejo Pkwy Ste 150, Aliso Viejo, CA 92656(714) 543-3700View |
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2.9 miTom Gorski27372 Aliso Creek Rd Ste 220, Aliso Viejo, CA 92656(949) 831-9090View |
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2.9 miHealth Care Plus Insurance Services16a Journey Ste 150, Aliso Viejo, CA 92656(949) 862-7400View |
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2.9 miGroberic Insurance & Financial6 Journey Ste 260, Aliso Viejo, CA 92656(949) 448-7701View |
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2.9 miRobert Soza18a Journey Ste 110, Aliso Viejo, CA 92656(949) 587-0144View |
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2.9 miIrene Parry6b Liberty Ste 150, Aliso Viejo, CA 92656(949) 305-7373View |
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2.9 miJeanette O'sullivan6b Liberty Ste 150, Aliso Viejo, CA 92656(949) 305-1818View |
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2.9 miWilliam Kalinyak6b Liberty Ste 150, Aliso Viejo, CA 92656(949) 305-2323View |
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2.9 miMPX Insurance Services Inc68 Liberty #200, Aliso Viejo, CA 92656(866) 553-2900View |
Learn More About Car Insurance in Laguna Beach, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.