Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
Jump to Topic:
Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Insurance Agents in La Jolla, CA and Near by
-
0 miJawad S. Bisharat7858 Ivanhoe Ave, La Jolla, CA 92037(858) 454-7808View |
-
0 miVicky Mallett7946 Ivanhoe Ave Ste 222, La Jolla, CA 92037(858) 454-3225View |
-
0 miMike Martinez737 Pearl St Ste 107, La Jolla, CA 92037(858) 586-0101View |
-
0 miDave Scott8110 La Jolla Shores Dr, La Jolla, CA 92037(858) 459-4259View |
-
0 miTerry Hudkins8110 La Jolla Shores Dr, La Jolla, CA 92037(858) 454-0409View |
-
0 miSpiegler Insurance Services7777 Fay Ave Ste 203, La Jolla, CA 92037(858) 459-8834View |
-
0 miRancho Santa Fe Insurance7825 Fay Ave Ste 200, La Jolla, CA 92037(858) 232-2074View |
-
0 miPolyinsurance.com Insurance Agency5354 La Jolla Blvd, La Jolla, CA 92037(800) 469-0165View |
-
0 miTodd Derenzis4275 Executive Sq Ste 305, La Jolla, CA 92037(858) 455-6881View |
Learn More About Car Insurance in La Jolla, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.