Cheap Car Insurance in La Jolla, California (With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Insurance Agents in La Jolla, CA and Near by

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    Jawad S. Bisharat
    7858 Ivanhoe Ave, La Jolla, CA 92037
    (858) 454-7808
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    Vicky Mallett
    7946 Ivanhoe Ave Ste 222, La Jolla, CA 92037
    (858) 454-3225
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    Mike Martinez
    737 Pearl St Ste 107, La Jolla, CA 92037
    (858) 586-0101
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    Dave Scott
    8110 La Jolla Shores Dr, La Jolla, CA 92037
    (858) 459-4259
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    Terry Hudkins
    8110 La Jolla Shores Dr, La Jolla, CA 92037
    (858) 454-0409
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    Spiegler Insurance Services
    7777 Fay Ave Ste 203, La Jolla, CA 92037
    (858) 459-8834
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    Rancho Santa Fe Insurance
    7825 Fay Ave Ste 200, La Jolla, CA 92037
    (858) 232-2074
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    Polyinsurance.com Insurance Agency
    5354 La Jolla Blvd, La Jolla, CA 92037
    (800) 469-0165
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    Todd Derenzis
    4275 Executive Sq Ste 305, La Jolla, CA 92037
    (858) 455-6881
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Learn More About Car Insurance in La Jolla, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.