Lowest Premium
$373 / YEAR
Average Premium
$682 / YEAR
Highest Premium
$975 / YEAR
The average annual premium in Irvine is around $682 and can go upto $975. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Car Insurance Rates in Irvine by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Irvine. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
92602 | $666 |
92603 | $659 |
92604 | $688 |
92606 | $669 |
92614 | $695 |
92616 | $697 |
92617 | $685 |
92618 | $670 |
92620 | $683 |
92705 | $690 |
92782 | $ |
Insurance Agents in Irvine, CA and Near by
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0 miJim Canty3200 El Camino Real Ste 110, Irvine, CA 92602(949) 769-2600View |
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1.93 miAAA Insurance13331 Jamboree Rd, Tustin, CA 92782(714) 973-1211View |
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1.93 miTAG - Gray Insurance Agency16012 Legacy Rd Unit 407, Tustin, CA 92782(858) 999-2271View |
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2.3 miH. K. Financial & Insurance Services31 Blakeley, Irvine, CA 92620(714) 530-0352View |
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2.3 miChuck Jalaty4200 Trabuco Rd Ste 220, Irvine, CA 92620(949) 857-0139View |
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2.3 miDavid Johnson4200 Trabuco Rd Ste 220, Irvine, CA 92620(949) 651-1026View |
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2.3 miMichael Bellinger4200 Trabuco Rd Ste 220, Irvine, CA 92620(949) 857-0566View |
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2.3 miLin Chen4840 Irvine Blvd Ste 205, Irvine, CA 92620(949) 200-7676View |
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2.3 miJeff Adams4860 Irvine Blvd Ste 206, Irvine, CA 92620(714) 505-2457View |
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2.3 miRebecca Higgs5410 Trabuco Rd Ste 100, Irvine, CA 92620(949) 726-9015View |
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2.3 miMillennium Corporate Solutions5530 Trabuco Rd, Irvine, CA 92620(949) 857-4500View |
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2.3 miSue Epps780 Roosevelt Ste 220, Irvine, CA 92620(800) 958-7947View |
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2.3 miArmstrong/Robitaille/Riegle830 Roosevelt Ste 200, Irvine, CA 92620(714) 221-3900View |
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2.94 miOpus Insurance Services505 N Tustin Ave Ste 181, Santa Ana, CA 92705(714) 617-9040View |
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2.94 miPatricia Kelly310 N Tustin Ave Ste A, Santa Ana, CA 92705(714) 541-3334View |
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2.94 miCalifornia Insurance Specialists400 N Tustin Ave Ste 425, Santa Ana, CA 92705(714) 558-8041View |
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2.94 miSureguard Insurance Agency555 Parkcenter Dr Ste 118, Santa Ana, CA 92705(714) 464-8010View |
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2.94 miZenith Financial & Insurance2112 E 4th St Ste 235, Santa Ana, CA 92705(844) 254-4599View |
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2.94 miGoosehead Insurance - Alex Gudino2112 E 4th St Ste 221, Santa Ana, CA 92705(714) 831-2020View |
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2.94 miThe Empire Company550 Parkcenter Dr Ste 205, Santa Ana, CA 92705(714) 836-9945View |
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2.94 miRicardo De La Torre2030 E 4th St Ste 211, Santa Ana, CA 92705(714) 797-0221View |
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2.94 miAgape Insurance Services2021 E 4th St Ste 122, Santa Ana, CA 92705(714) 285-4250View |
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2.94 miRay Cheng540 N Golden Circle Dr Ste 315, Santa Ana, CA 92705(888) 395-4847View |
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2.94 miLeavitt Southern California Insurance Services1820 E 1st St Ste 500, Santa Ana, CA 92705(714) 569-2700View |
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2.94 miQuality Plus Insurance Agency1450 N Tustin Ave Ste 221, Santa Ana, CA 92705(714) 330-1834View |
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2.94 miNFP Property & Casualty Services1551 N Tustin Ave Ste 500, Santa Ana, CA 92705(714) 975-8429View |
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2.94 miKosmos Insurance1913 E 17th St Ste 213, Santa Ana, CA 92705(714) 972-0950View |
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2.94 miJose Gastelum1780 E Mcfadden Ave Ste 114, Santa Ana, CA 92705(714) 557-3344View |
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2.94 miLiz's Insurance Services1710 E 17th St Ste C, Santa Ana, CA 92705(714) 835-1190View |
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2.94 miFiesta Auto Insurance1714 E Mcfadden Ave Ste P, Santa Ana, CA 92705(714) 884-4248View |
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2.94 miFreeway Insurance1631 E 17th St Ste A, Santa Ana, CA 92705(714) 786-6393View |
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2.94 miLuis Acosta2112 N Tustin Ave, Santa Ana, CA 92705(714) 866-3204View |
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2.94 miHerman Boiko-Sokolsky1621 E 17th St, Santa Ana, CA 92705(714) 547-3622View |
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2.94 miJohn Kasravi1621 E 17th St Ste C, Santa Ana, CA 92705(714) 542-3014View |
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2.94 miRoberti's Insurance Agency2128 N Tustin Ave Ste B, Santa Ana, CA 92705(714) 543-2788View |
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2.94 miPacheco & Solorzano Insurance Agency1525 E 17th St Ste D, Santa Ana, CA 92705(714) 542-3585View |
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2.94 miDanny Urena2323 N Tustin Ave Ste E-f, Santa Ana, CA 92705(714) 719-6056View |
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2.94 miWendy Munoz2441 N Tustin Ave Ste E, Santa Ana, CA 92705(714) 550-1100View |
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2.94 miAyala Insurance Agency2020 N Grand Ave Ste 107, Santa Ana, CA 92705(714) 210-5770View |
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2.94 miAraceli Padilla2424 N Grand Ave Ste B, Santa Ana, CA 92705(714) 543-4638View |
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2.94 miPremier One Insurance Services2709 N Grand Ave, Santa Ana, CA 92705(714) 288-6060View |
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2.94 miRosalio Plata Insurance Services2712 N Grand Ave, Santa Ana, CA 92705(714) 532-1999View |
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2.94 miHector Gonzalez2670 N Main St Ste 350, Santa Ana, CA 92705(714) 486-6163View |
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2.94 miTutton Insurance Services2913 Pullman St, Santa Ana, CA 92705(949) 261-5335View |
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4.62 miFred Omidi14200 Culver Dr Ste 220, Irvine, CA 92604(949) 552-6655View |
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4.62 miRichard Tay14210 Culver Dr Ste A, Irvine, CA 92604(949) 559-8866View |
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4.62 miCornerstone Specialty Insurance Services14252 Culver Dr Ste A299, Irvine, CA 92604(714) 731-7700View |
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4.62 miSteven Wang15333 Culver Dr Ste 130, Irvine, CA 92604(949) 552-3600View |
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4.62 miYassa Insurance Agency4482 Barranca Pkwy Ste 234, Irvine, CA 92604(949) 417-0205View |
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4.62 miRich Stevens4482 Barranca Pkwy Ste 228, Irvine, CA 92604(949) 552-6601View |
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4.62 miRyan Stevens4482 Barranca Pkwy Ste 224, Irvine, CA 92604(949) 559-6200View |
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4.62 miScott Stevens4482 Barranca Pkwy Ste 228, Irvine, CA 92604(949) 552-6602View |
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4.62 miJames Lohse4850 Barranca Pkwy Ste 202, Irvine, CA 92604(949) 559-0175View |
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4.62 miMark Newell4850 Barranca Pkwy Ste 202, Irvine, CA 92604(949) 255-0009View |
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4.62 miDorna Shakoory Asl4330 Barranca Pkwy Ste 112, Irvine, CA 92604(949) 202-5452View |
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4.62 miGhanem Insurance Agency4010 Barranca Pkwy Ste 100, Irvine, CA 92604(949) 287-4902View |
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5.04 miRockpoint Insurance Solutions16755 Von Karman Ave Ste 200, Irvine, CA 92606(949) 536-5116View |
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5.04 miAuto Insurance Specialists16969 Von Karman Ave Ste 100, Irvine, CA 92606(888) 772-4247View |
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5.04 miAl Minicola Gen Insurance16811 Hale Ave Ste A, Irvine, CA 92606(714) 543-2344View |
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5.04 miMatthew Piercey16901 Millikan Ave, Irvine, CA 92606(949) 396-6030View |
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5.04 miGlenn Chadwick2691 Richter Ave Ste 110, Irvine, CA 92606(714) 203-6033View |
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5.04 miMilestone Insurance Brokers8 Corporate Park Ste 130, Irvine, CA 92606(949) 852-0909View |
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5.04 miBerdy Gonzalez-Lubnau41 Corporate Park Ste 240, Irvine, CA 92606(714) 263-2623View |
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5.04 miJane Lee30 Corporate Park Ste 110, Irvine, CA 92606(949) 223-5020View |
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5.04 miTAG Insurance - Kim Pham Agency14811 Sumac Ave, Irvine, CA 92606(909) 964-9165View |
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5.04 miAAA Insurance3851 Alton Pkwy Ste C, Irvine, CA 92606(949) 477-4999View |
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5.43 miTuttle-Click Insurance Services43 Auto Center Dr, Irvine, CA 92618(949) 598-2791View |
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5.43 miCostello & Sons Insurance9870 Research Dr, Irvine, CA 92618(949) 798-1219View |
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5.43 miKasoff Insurance & Financial Services9891 Irvine Center Dr Ste 200, Irvine, CA 92618(949) 398-8220View |
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5.43 miPrime Insurance Services9891 Irvine Center Dr Ste 160, Irvine, CA 92618(949) 450-2310View |
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5.43 miJafar Tehrani Kia15540c Rockfield Blvd # 203, Irvine, CA 92618(949) 707-2020View |
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5.43 miRobert Andrews13844 Alton Pkwy Ste 132, Irvine, CA 92618(949) 252-1003View |
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5.43 miHodge & Hodge Insurance Brokers10 Hughes Ste A205, Irvine, CA 92618(949) 458-0442View |
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5.43 miSemaphore Insurance Services16420 Bake Pkwy, Irvine, CA 92618(949) 305-5000View |
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5.43 miKidder-Staley Insurance16 Technology Dr Ste 207, Irvine, CA 92618(949) 453-0258View |
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5.43 miPatriot Risk & Insurance Services100 Spectrum Center Dr Ste 400, Irvine, CA 92618(949) 486-7900View |
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5.43 miIAG Insurance Services12 Mauchly Bldg 1, Irvine, CA 92618(949) 387-2323View |
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5.43 miCharmaine Lim20 Pacifica Ste 1450, Irvine, CA 92618(949) 387-9999View |
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5.43 miCoto Insurance & Financial Services200 Spectrum Center Dr Ste 150, Irvine, CA 92618(949) 858-7200View |
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5.43 miFasttrak Insurance Services8001 Irvine Center Dr Ste 1135, Irvine, CA 92618(949) 453-2788View |
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5.43 miTWFG Insurance Services - Francis Sutherland15615 Alton Pkwy Ste 450, Irvine, CA 92618(888) 609-5540View |
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5.43 miAllco Insurance Agency15615 Alton Pkwy Ste 450, Irvine, CA 92618(949) 271-6470View |
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5.43 miGino Clemente7700 Irvine Center Dr Ste 800, Irvine, CA 92618(888) 995-9098View |
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5.43 miLeasingdesk Insurance Services7587 Irvine Center Dr Ste 200, Irvine, CA 92618(949) 809-7000View |
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5.43 miChuck Allan4 Venture Ste 115, Irvine, CA 92618(949) 788-0198View |
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5.43 miPremier One Insurance Services100 Pacifica Ste 480, Irvine, CA 92618(949) 727-2025View |
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5.43 miRima Joseph100 Pacifica Ste 475, Irvine, CA 92618(949) 727-0202View |
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5.43 miMultifamily Internet Ventures Insurance7585 Irvine Ctr Dr400, Irvine, CA 92618(866) 685-6967View |
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5.43 miGoodman Insurance Services101 Pacifica Ste 150, Irvine, CA 92618(800) 500-1047View |
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5.43 miThe Liberty Company Insurance Brokers111 Pacifica Ste 230, Irvine, CA 92618(949) 777-0570View |
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5.43 miCKS Insurance Agency7545 Irvine Center Dr Ste 200, Irvine, CA 92618(949) 870-9018View |
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5.43 miFinancial Land Insurance Services7545 Irvine Business Center D Ste 200, Irvine, CA 92618(800) 818-4992View |
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5.43 miDebra McCamish196 Technology Dr Ste B, Irvine, CA 92618(949) 753-9557View |
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5.43 miMichael Rodgick196 Technology Dr Ste B, Irvine, CA 92618(949) 753-9555View |
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5.43 miSpectrum Risk Management & Insurance Services74 Discovery, Irvine, CA 92618(800) 342-3184View |
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5.43 miCharles Do78 Discovery Ste 150, Irvine, CA 92618(949) 727-8283View |
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5.43 miJohn Luithly16277 Laguna Canyon Rd Ste F, Irvine, CA 92618(949) 727-4442View |
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5.43 miUSI Insurance Services38 Discovery Ste 250, Irvine, CA 92618(949) 790-9200View |
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5.43 miArroyo Insurance Services36 Discovery Ste 130, Irvine, CA 92618(949) 208-8551View |
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5.43 miDealer Protection Group36 Discovery Ste 130, Irvine, CA 92618(949) 208-8550View |
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5.43 miWestern Growers Insurance Services15525 Sand Canyon Ave, Irvine, CA 92618(949) 863-1000View |
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5.43 miKCAL Insurance Agency14795 Jeffrey Rd Ste 209, Irvine, CA 92618(949) 786-6888View |
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6.57 miMorning Star Agency Insurance Services1340 Reynolds Ave Ste 103, Irvine, CA 92614(949) 833-2030View |
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6.57 miSchweickert & Company17300 Red Hill Ave Ste 210, Irvine, CA 92614(714) 436-6400View |
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6.57 miDLD Insurance Brokers17712 Mitchell N, Irvine, CA 92614(949) 221-1788View |
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6.57 miAl Kash17702 Mitchell N, Irvine, CA 92614(949) 216-3620View |
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6.57 miInvensure Insurance Brokers17991 Cowan, Irvine, CA 92614(949) 756-4100View |
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6.57 miCDW Insurance Services1124 Main St Ste D, Irvine, CA 92614(949) 260-1070View |
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6.57 miISU Insurance Services of Irvine18022 Cowan Ste 225, Irvine, CA 92614(949) 419-2100View |
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6.57 miArlene Bautista17870 Sky Park Cir Ste 101, Irvine, CA 92614(949) 261-6050View |
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6.57 miHeffernan Insurance Brokers18004 Sky Park Cir Ste 210, Irvine, CA 92614(949) 771-3400View |
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6.57 miSharon Leung18004 Sky Park Cir Ste 250, Irvine, CA 92614(949) 252-0900View |
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6.57 miIQ Risk Insurance Services4 Executive Cir Ste 280, Irvine, CA 92614(949) 679-3700View |
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6.57 miMarim Abdul17145 Von Karman Ave Ste 101, Irvine, CA 92614(949) 271-9049View |
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6.57 miSCM - Sullivan Curtis Monroe Insurance Services1920 Main St Ste 600, Irvine, CA 92614(800) 427-3253View |
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6.57 miWells Fargo Insurance Services USA2030 Main St Ste 700, Irvine, CA 92614(949) 358-6100View |
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6.57 miRisk Strategies Company2040 Main St Ste 580, Irvine, CA 92614(949) 242-9240View |
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6.57 miMarsh Private Client Services17901 Von Karman Ave Ste 1100, Irvine, CA 92614(949) 399-5800View |
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6.57 miWoodruff-Sawyer & Company2 Park Plz Ste 500, Irvine, CA 92614(949) 435-7340View |
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7.39 miERM Insurance Brokers2101 Business Center Dr, Irvine, CA 92612(949) 222-0444View |
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7.39 miKevin Chhiv2101 Business Center Dr Ste 110, Irvine, CA 92612(949) 202-0338View |
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7.39 miFirst Foundation Bank Insurance18101 Von Karman Ave Ste 750, Irvine, CA 92612(949) 202-4100View |
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7.39 miSusan French2082 Business Center Dr Ste 150, Irvine, CA 92612(949) 660-0329View |
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7.39 miWillis Personal Lines Insurance18101 Von Karman Ave Ste 600, Irvine, CA 92612(949) 885-1204View |
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7.39 miRay Vermeulen2151 Michelson Dr Ste 242, Irvine, CA 92612(949) 752-6335View |
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7.39 miHelp U Save Insurance Services18662 Macarthur Blvd Ste 200, Irvine, CA 92612(949) 313-7720View |
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7.39 miProfessional Choice Insurance Services2151 Michelson Dr Ste 250, Irvine, CA 92612(714) 467-8726View |
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7.39 miTWFG Insurance Services - Bill Verret18662 Macarthur Blvd Ste 200, Irvine, CA 92612(949) 610-7456View |
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7.39 miGary Micek2152 Dupont Dr Ste 250, Irvine, CA 92612(949) 857-2660View |
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7.39 miInland Southern Insurance Services2172 Dupont Dr Ste 15, Irvine, CA 92612(800) 735-0320View |
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7.39 miKay Yang4255 Campus Dr Ste A270, Irvine, CA 92612(949) 509-2888View |
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7.39 miPalos Verdes Insurance Agency4199 Campus Dr Ste 550, Irvine, CA 92612(949) 509-6570View |
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7.39 miPartners Direct Insurance Services19600 Fairchild Ste 105, Irvine, CA 92612(949) 337-4070View |
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7.39 miStratum Insurance Agency18818 Teller Ave Ste 140, Irvine, CA 92612(949) 270-0609View |
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7.39 miSafe Select Insurance Services19200 Von Karman Ave Ste 400, Irvine, CA 92612(661) 524-0833View |
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7.39 miLiberty Mutual Agency19200 Von Karman Ave Ste 200, Irvine, CA 92612(949) 863-1567View |
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7.39 miAtlas Plus Insurance Services2495 Campus Dr Ste 125, Irvine, CA 92612(949) 502-0305View |
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7.39 miEdgewood Partners Insurance Center19000 Macarthur Blvd, Irvine, CA 92612(949) 263-0606View |
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8.7 miMLT Insurance Services123 Roadrunner, Irvine, CA 92603(949) 424-3658View |
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8.93 miBB&T Insurance Services - Precept130 Theory Ste 200, Irvine, CA 92617(949) 679-2111View |
Learn More About Car Insurance in Irvine, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.