Cheap Car Insurance in Elk Grove, California ( With 2024 Rates)

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Lowest Premium

$412 / YEAR

Average Premium

$702 / YEAR

Highest Premium

$900 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Elk Grove is around $702 and can go upto $900. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in Elk Grove by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Elk Grove. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
95624	$717
95757	$680
95758	$695

Insurance Agents in Elk Grove, CA and Near by

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Golden Shield Insurance

9089 Elk Grove Blvd Ste 204, Elk Grove, CA 95624

(916) 432-3610

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MVH Insurance Agency

9594 2nd Ave Ste 100, Elk Grove, CA 95624

(916) 681-5554

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Minard Insurance Agency

9594 2nd Ave Ste 100, Elk Grove, CA 95624

(916) 681-5510

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Elk Grove Insurance Services

8933 Elk Grove Blvd, Elk Grove, CA 95624

(916) 685-2696

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Clayton Brown

8290 Emerald Park Dr Ste A, Elk Grove, CA 95624

(916) 627-1271

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Aschwanden-Grayberg Insurance

9727 Elk Grove Florin Rd Ste 130, Elk Grove, CA 95624

(916) 685-0770

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Stephen Baker

8896 Southside Ave Ste 100, Elk Grove, CA 95624

(916) 686-8000

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Colton Insurance Associates

8837 Elk Grove Blvd, Elk Grove, CA 95624

(916) 685-5565

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Rigo Delatorre

8827 Elk Grove Blvd, Elk Grove, CA 95624

(916) 685-3973

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Joanne Dinis

8861 Williamson Dr Ste 20, Elk Grove, CA 95624

(916) 685-8855

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Matt Radmacher

8465 Elk Grv Florin Rd Ste 100, Elk Grove, CA 95624

(916) 822-2100

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Woodel Insurance Services

9299 E Stockton Blvd Ste 30, Elk Grove, CA 95624

(916) 714-5122

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Imanuel Pandeiroth

9299 E Stockton Blvd, Elk Grove, CA 95624

(916) 588-4256

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Provence Insurance & Financial Services

9355 E Stockton Blvd Ste 165, Elk Grove, CA 95624

(916) 429-4741

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Avalos Insurance Agency

8861 Williamson Dr Ste 50, Elk Grove, CA 95624

(916) 248-5454

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Alexander & Alexander Insurance

9381 E Stockton Blvd Ste 200, Elk Grove, CA 95624

(916) 691-6222

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Insurance 121 Insurance Solutions

9381 E Stockton Blvd, Elk Grove, CA 95624

(916) 236-3351

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Patricia Ortiz

9381 E Stockton Blvd Ste 200, Elk Grove, CA 95624

(916) 753-1487

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Cynthia Gandy

9401 E. Stockton Blvd Ste 100, Elk Grove, CA 95624

(916) 714-1640

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Brandon Hymes

8788 Elk Grove Blvd, Elk Grove, CA 95624

(650) 303-5404

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Curtis Chandler

8788 Elk Grove Blvd # 1, Elk Grove, CA 95624

(916) 685-6534

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Chris Hansen

8788 Elk Grove Blvd Ste M, Elk Grove, CA 95624

(916) 685-5550

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0 mi

Aman Insurance Agency

8788 Elk Grove Blvd Ste 10f Bldg 3, Elk Grove, CA 95624

(916) 213-1900

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7.27 mi

Norman Lamarr

2745 Elk Grove Blvd Ste 220, Elk Grove, CA 95758

(916) 689-3276

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7.27 mi

Driven Insurance Services

8126 Sheldon Rd Ste 130, Elk Grove, CA 95758

(916) 512-6914

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7.27 mi

Direct Insurance & Financial Services

9245 Laguna Springs Dr Ste 200, Elk Grove, CA 95758

(916) 544-5111

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7.27 mi

BPH Insurance & Financial Services

9290 W Stockton Blvd Ste 106, Elk Grove, CA 95758

(916) 683-8182

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7.27 mi

Abdul Shah

9250 Laguna Springs Dr Ste 230, Elk Grove, CA 95758

(916) 525-8686

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7.27 mi

Farmers Insurance Group

9250 Laguna Springs Dr Ste 230, Elk Grove, CA 95758

(916) 684-5700

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7.27 mi

AAA Insurance

8225 Laguna Blvd Ste 120, Elk Grove, CA 95758

(916) 478-7500

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7.27 mi

Renante Gonzales

8021 Laguna Blvd Ste 1, Elk Grove, CA 95758

(916) 627-1737

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7.27 mi

Vilai Yang

8021 Laguna Blvd Ste 1, Elk Grove, CA 95758

(916) 684-9958

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7.27 mi

Bob Griffin

7915 Laguna Blvd Ste 140, Elk Grove, CA 95758

(916) 684-8822

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7.27 mi

George Yee

7915 Laguna Blvd Ste 140, Elk Grove, CA 95758

(916) 683-3656

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7.27 mi

Cost-U-Less Insurance Center

8451 Elk Grove Blvd Ste 11, Elk Grove, CA 95758

(916) 546-9825

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7.27 mi

WestOne Insurance Services

8460 Elk Grove Blvd Ste 200, Elk Grove, CA 95758

(916) 478-8800

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7.27 mi

Jeff Beck

8355 Elk Grove Blvd Ste 400, Elk Grove, CA 95758

(916) 684-3753

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7.27 mi

Chad Herndon

4815 Laguna Park Dr Ste A, Elk Grove, CA 95758

(916) 670-1373

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7.27 mi

David Israel

4815 Laguna Park Dr Ste A, Elk Grove, CA 95758

(916) 395-3939

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7.27 mi

Chris L Gandy

9098 Laguna Main St Ste 7b, Elk Grove, CA 95758

(916) 684-2655

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7.27 mi

Dave Ram

9108 Laguna Main St Ste 2b, Elk Grove, CA 95758

(916) 683-1105

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7.27 mi

Christopher Pack

4805 Laguna Blvd Ste 103, Elk Grove, CA 95758

(916) 429-2900

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7.27 mi

Thep Simaly

4805 Laguna Blvd Ste 103, Elk Grove, CA 95758

(209) 247-3478

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7.27 mi

Burns & Whitaker Insurance Services

4417 Babson Dr, Elk Grove, CA 95758

(562) 500-8084

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7.27 mi

Leavitt United Insurance Services

2358 Maritime Dr Ste 100, Elk Grove, CA 95758

(916) 691-5555

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7.27 mi

NorCal Insurance Services

2358 Maritime Dr Ste 100, Elk Grove, CA 95758

(916) 686-3200

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7.27 mi

Sean Timmons

2376 Maritime Dr Ste 220, Elk Grove, CA 95758

(916) 604-4526

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7.27 mi

Pacific Diversified Insurance Services

2386 Maritime Dr Ste 110, Elk Grove, CA 95758

(916) 970-2745

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7.27 mi

Harlan Maita

2388 Maritime Dr Ste 100, Elk Grove, CA 95758

(916) 391-3897

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7.27 mi

Riverhawk Insurance Brokers

2388 Maritime Dr Ste 210, Elk Grove, CA 95758

(510) 992-6818

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7.27 mi

Robert Edwards

2733 Elk Grove Blvd Ste 140, Elk Grove, CA 95758

(916) 267-0502

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7.27 mi

Lorens Gandingco

8139 Elk Grove Blvd Ste 160, Elk Grove, CA 95758

(916) 236-3910

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9.04 mi

Stone Lakes Insurance Associates

6816 Castro Verde Way, Elk Grove, CA 95757

(209) 751-4185

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9.04 mi

Charles Bork

2525 W Taron Ct Ste 140, Elk Grove, CA 95757

(916) 686-3606

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9.04 mi

Vijendra Lochan Insurance Agency

9863 Dirusso Cir, Elk Grove, CA 95757

(650) 692-4488

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View all agents ↓

Learn More About Car Insurance in Elk Grove, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Elk Grove, California (With 2024 Rates)