Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Aptos, CA and Near by
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0 miSanny Insurance Services9057 Soquel Dr Ste Aa, Aptos, CA 95001(831) 688-1985View |
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2.43 miDion Vokos6990 Soquel Dr, Aptos, CA 95003(831) 477-0916View |
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2.43 miSean Rovai6990 Soquel Dr, Aptos, CA 95003(831) 462-3222View |
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2.43 miGrace Lynn Karisli7010 Soquel Dr Ste 204, Aptos, CA 95003(831) 688-4820View |
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2.43 miMatthew King7397 Soquel Dr, Aptos, CA 95003(831) 688-1434View |
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2.43 miClaudia M. Demaranville8046 Soquel Dr, Aptos, CA 95003(831) 685-6580View |
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2.43 miJustin Hambly9016 Soquel Dr, Aptos, CA 95003(831) 688-3683View |
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2.43 miSteven Manville9045 Soquel Dr Ste 1, Aptos, CA 95003(831) 688-2920View |
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2.43 miScurich Insurance Services783 Rio Del Mar Blvd Ste 7, Aptos, CA 95003(831) 661-5697View |
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2.43 miEdna Vilozny3233 Valencia Ave Ste A4, Aptos, CA 95003(831) 685-8228View |
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2.43 miMichael Thomas3233 Valencia Ave Ste B2, Aptos, CA 95003(831) 334-1377View |
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2.43 miMatthew Stelck3233 Valencia Ave Ste B2, Aptos, CA 95003(831) 684-1751View |
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2.43 miJohn Allanson9500 Soquel Dr, Aptos, CA 95003(831) 685-0101View |
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2.43 miRenee Davidson9515 Soquel Dr Ste 101, Aptos, CA 95003(831) 685-1111View |
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2.43 miTimothy Powell10096 Soquel Dr Ste 2, Aptos, CA 95003(831) 688-8778View |
Learn More About Car Insurance in Aptos, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.